Semiannual Risk Perspective

The OCC's Semiannual Risk Perspective addresses key issues facing banks, focusing on those that pose threats to the safety and soundness of banks and their compliance with applicable laws and regulations. This report presents data in four main areas: the operating environment, bank performance, trends in key risks, and supervisory actions.

The OCC publishes the report twice a year, drawing on midyear and year-end data.