VA housing assistance

About VA home loan types

Learn how VA direct and VA-backed home loans work—and find out which loan type may be right for you.

Eligibility

Find out if you're eligible for a VA direct or VA-backed home loan, based on your service history and duty status.

How to apply for your Certificate of Eligibility

Get instructions for how to apply for your VA home loan Certificate of Eligibility (COE)—and what to do next depending on your loan type.

VA home loan programs for surviving spouses

Find out if you're eligible and how to apply for a VA home loan COE as the surviving spouse of a Veteran or the spouse of a Veteran who is missing in action or being held as a prisoner of war.

Check your VA claim status

Track the status of an open home loan COE appeal.

Request a decision review or manage a legacy appeal

If you disagree with a decision on your application for home loan benefits, you can request a decision review. You can also manage any review requests or appeals you already filed.

Having trouble making payments on a VA-backed mortgage?

Get help to avoid foreclosure if you're struggling to make your monthly mortgage payments.

A warning about home loan refinancing offers

Learn about the signs of misleading offers to refinance your VA-backed home loan, like claims that you can skip payments or get very low interest rates or other terms that sound too good to be true.

Home buying process for Veterans

Get more information about using your VA home loan benefit to buy a home.

VA loan funding fee

Find out if you'll need to pay this fee when using your home loan benefits.

Find a VA regional loan center

Look up contact information for your nearest regional loan center.

Find VA-acquired properties

Learn more about buying a home we've acquired because its VA direct or VA-backed home loan was terminated.

Guidance on natural disasters

Find out how to get help if you have a VA direct or VA-backed home loan or Specially Adapted Housing grant and your home was damaged by a natural disaster.

About disability housing grants for Veterans

Find out how to apply for a housing grant as a Veteran or service member with a service-connected disability.

Apply for a Specially Adapted Housing grant

Get financial help to make changes to your home to help you live more independently with a service-connected disability.

Check your SAH grant claim status

Track the status of an open claim for a Specially Adapted Housing grant.

Request a decision review or manage a legacy appeal

If you disagree with a decision on your application for housing assistance grants, you can request a decision review. You can also manage any review requests or appeals you already filed.