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 Reports

 Making Home Affordable Data File

The purpose of the Making Home Affordable © (MHA) Data File is to provide the general public with a comprehensive view of the Obama Administration's MHA programs to more fully understand its impact in a continued commitment to transparency. Because protecting the identities of MHA participants is of primary importance, the Treasury Department conducts a thorough analysis and takes steps to ensure the anonymity of individual borrowers.

The MHA Data File consists of two sets of loan-level mortgage modification data: the net present value (NPV) set and the loan modification set. Each set is subdivided into ten geographic regions that cover the United States and its territories. The data are presented in comma separated value (CSV) format and total roughly 3 gigabytes in size.

Please download and review the following materials for useful information regarding the files below:

These files are cumulative and will be refreshed monthly, providing users with up-to-date MHA data. As of the September 2011 release of the Making Home Affordable Data File, updates have been made to include information on:

  • Home Affordable Foreclosure Alternatives (HAFA) Program,
  • Principal Reduction Alternative (PRA),
  • Second Lien Modification Program (2MP),
  • Home Affordable Unemployment Program (UP),
  • FHA-HAMP and
  • Rural Development HAMP (RD-HAMP).

HAFA, PRA, UP, FHA-HAMP, and RD-HAMP will be included in the First Lien Modification files, with 2MP in separate files. The Making Home Affordable Data File User Guide has been updated to reflect these additions.

January 2013 Files

Data files are updated at the beginning of each month.

Note: These are large files that may take a long time to download. 
First Lien Modification Program Second Lien Modification Program
East North Central (IL, IN, MI, OH, WI) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
East South Central (AL, KY, MS, TN) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
Middle Atlantic (NJ, NY, PA) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
Mountain (AZ, CO, ID, MT, NM, NV, UT, WY) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
New England (CT, MA, ME, NH, RI, VT) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
Pacific (AK, CA, HI, OR, WA) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
South Atlantic (DC,DE, FL, GA, MD, NC, SC, VA, WV) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
US Territories (GU, PR, VI) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
West North Central (IA, KS, MN, MO, ND, NE, SD) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
West South Central (AR, LA, OK,TX) NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)
No geography NPV File (CSV) Loan Modification File (CSV)   Loan Modification File (CSV)

Should you have a technical question about the Making Home Affordable Data File, please click here.

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Last Updated: 3/8/2013 2:19 PM