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The FDIC is committed to helping consumers understand and access the U.S. banking system. FDIC podcasts aim to demystify personal finances, explain consumer protection measures, teach banking history, and more. Subscribe for email reminders.
FDIC Podcast
FDIC Podcast / Episode 6 / November 19, 2020
Community Banks and the Paycheck Protection Program
During the current global pandemic, how are the nation’s community banks performing in extending credit to struggling small businesses through the Small Business Administration’s Paycheck Protection Program (PPP)? The FDIC’s Diane Ellis and Angela Hinton discuss new evidence that reveals the deep roots community banks have into the nation’s small business sector.
Transcript
FDIC Podcast / Episode 5 / October 21, 2020
How America Banks
We bank very differently than we used to. Rather than visiting a bank teller, most U.S. households
are banking online or using their personal electronic devices. In this episode of the FDIC Podcast,
economist Karyen Chu discusses the results of the FDIC’s 2019 ‘How America Banks’ Survey.
Transcript
FDIC Podcast / Episode 4 / September 21, 2020
Keeping Up With Technology
There is a technological wave sweeping over our banking system, changing how banks operate and even how we
bank. In this episode, Brandon Milhorn discusses FDiTech, an FDIC effort to promote the adoption of
new technology as a means to ensure everyone can participate in the financial life of this
country.
Transcript
FDIC Podcast / Episode 3 / August 24, 2020
Understanding Your Credit Score
What's in a number? When it comes to your credit score, a lot! The FDIC's Leonard Chanin examines what goes
into your credit score and why it matters so much in your financial life.
Transcript
FDIC Podcast / Episode 2 / July 23, 2020
The Role of Minority Banks
Alden McDonald, President and CEO of Liberty Bank, an African American owned and managed bank, joins us to
talk about the critical role of Minority Depository Institutions in our nation’s banking system and how they
serve the financial needs of communities of color.
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FDIC Podcast / Episode 1 / June 20, 2020
The State of Banking
Against the backdrop of the global public health emergency, Chairman Jelena McWilliams discusses the state
of banking in the United States, and the efforts of the FDIC and other regulators to ensure banks are best
positioned to aid in the nation’s economic recovery.
Transcript
FDIC Podcast / Trailer / June 20, 2020
Introducing the FDIC Podcast!
By speaking with thought leaders and experts in finance, the FDIC Podcast aspires to untangle the myths and
mystery of the banking world, and to shed light on how every family can become part of the financial fabric of
this country.
Transcript
Crisis and Response: An FDIC History, 2008-2013
Crisis and Response: An FDIC History, 2008–2013 / OVERVIEW / Ep. 1
OverviewTable of Contents:
• Foreword
• Acknowledgements
Overview
Transcript
Crisis and Response: An FDIC History, 2008–2013 / PART 1 / Ep. 2
Financial Crisis and Response
Origins of the Crisis
Chapter 1
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Crisis and Response: An FDIC History, 2008–2013 / PART 1 / Ep. 3
Financial Crisis and Response
The Temporary Liquidity Guarantee Program: A Systemwide Systemic Risk Exception
Chapter 2
Transcript
Crisis and Response: An FDIC History, 2008–2013 / PART 1 / Ep. 4
Financial Crisis and Response
Use of Systemic Risk Exceptions to Provide Assistance to Individual Institutions during the Financial Crisis
Chapter 3 Transcript
Crisis and Response: An FDIC History, 2008–2013 / PART 2 / Ep. 5
Banking Crisis and Response
Bank Supervision
Chapter 4
Transcript
Crisis and Response: An FDIC History, 2008–2013 / PART 2 / Ep. 6
Banking Crisis and Response
Deposit Insurance: Fund Management and Risk-Based Deposit Insurance Assessments
Chapter 5 Transcript
Crisis and Response: An FDIC History, 2008–2013 / PART 2 / Ep. 7
Banking Crisis and Response
Bank Resolutions and Receiverships
Chapter 6 Transcript
MoneySmart: The Basics of Banking
Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 1
How Having A Bank Account Protects Your Money
Learn About Types Of Financial Institutions, Security, Your Legal Rights, And Privacy.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 2
What A Bank Can Do For You
Learn About The Benefits Of Banking, Types Of Accounts, Credit Cards, And Consumer Loans.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 3
How To Protect Your Identity
Get Vital Information To Prevent Identity Theft — Or Take Action If You Think You’re A Victim.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 4
Prepare Yourself Financially For A Disaster
Know How To Prepare And Where To Store Your Financial Information In Case Of Emergency.
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Money Smart: How Banks Work and the Benefits of Using Them / BASICS OF BANKING / Ep. 5
When There’s Too Much Debt
Learn Ways to Get Out of Debt, Find a Credit Counselor, and Avoid Risky Debt Consolidation.
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Money Smart: How Banks Work and the Benefits of Using Them / CHECKING ACCOUNTS / Ep. 1
Open A Checking Account
Choose An Account That’s Right For You, And Find Out How To Open An Account.
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Money Smart: How Banks Work and the Benefits of Using Them / CHECKING ACCOUNTS / Ep. 2
Make Deposits And Write Checks
Learn About Banking Transactions, Including Direct Deposit, And Online And Telephone Banking.
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Money Smart: How Banks Work and the Benefits of Using Them / CHECKING ACCOUNTS / Ep. 3
Balance Your Checkbook
Understand Your Statement And Learn To Reconcile It With Your Check Register.
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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 1 / Part 1
Find Money To Save
Learn How Small Savings Add Up Fast When You Pay Yourself First, Cut Spending, Or Increase Your Income.
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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 1 / Part 2
Find Money To Save
Learn How Small Savings Add Up Fast When You Pay Yourself First, Cut Spending, Or Increase Your Income.
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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 2
Open A Savings Account
Choose The Right Account For You And Learn How To Open Your Account.
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Money Smart: How Banks Work and the Benefits of Using Them / SAVINGS/SPENDING PLAN / Ep. 3
Start Investing
Learn About Types Of Investments And Retirement Plans, And How To Evaluate An Investment.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 1
Decide Whether To Borrow
Understand The Costs And Risks Of Borrowing And Using Credit; Learn To Shop For The Best Option.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 2 / Part 1
Be Able To Borrow
Learn To Review And Understand Your Credit Report And Build Stronger Credit.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 2 / Part 2
Be Able To Borrow
Learn To Review And Understand Your Credit Report And Build Stronger Credit.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 3
Choose The Right Loan
Learn How Different Loans Work From Down Payments, Interest, And To Fees And Penalties.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 4
Use Credit Cards Wisely
Learn How To Choose The Right Card, Read Your Statement, And Avoid Problems.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 5
Finance A Purchase With A Loan
Learn How Loans Work For Cars And Other Purchases, Get Tips For Car Buying, And Avoid Paying Too Much For Rent To Own Purchases.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 6
Finance A Home With A Loan
Learn How Loans Work For Mortgages, Determine If Buying A Home Is For You, And How To Avoid Mortgage Foreclosure Scams.
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Money Smart: How Banks Work and the Benefits of Using Them / BORROWING MONEY / Ep. 7
Protect Yourself While Borrowing
Find Out How To Avoid Predatory Loans And Scams — And How To Get Help If You’re A Victim.
Transcript