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My Money Five

Making the most of your money starts with five building blocks for managing and growing your money -- The MyMoney Five. Keep these five principles in mind as you make day-to-day decisions and plan your financial goals.

The Five Principles

EARN – Make the most of what you earn by understanding your pay and benefits. Read more...

SAVE & INVEST - It’s never too early to start saving for future goals such as a house or retirement, even by saving small amounts. Read more...

PROTECT – Taking precautions about your financial situation, accumulate emergency savings, and have the right insurance. Read more...

SPEND – Be sure you are getting a good value, especially with big purchases, by shopping around and comparing prices and products. Read more...

BORROW – Borrowing money can enable some essential purchases and builds credit, but interest costs can be expenses. And, if you borrow too much, you will have a large debt to be repaid. Read more...

Navigation Tip:

This website is organized around the MyMoney Five principles so you can quickly identify resources and tools to help you in these areas. To learn more about the principles, click on the leaves in our MyMoney Five graphic and navigate to information on each term.

Use the search area on the general navigation bar to go directly to a whole collection of federal resources on financial decision-making.