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  • Starting in January 2021, we’re making the process easier for participants. If you’re turning 50 or older and are eligible for catch-up, you’ll no longer need to make separate catch-up elections to your TSP account. To learn how to make these contributions next year, visit Catch-up contributions.

Plan for a lifetime with the TSP

New to the TSP? Let’s start with the basics

You can setup your account, rollover a 401(k), and so much more.

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Everything you need to know about our funds

We’ll help you understand each fund—their risks, rewards, and performance.

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We’ll be with you every step of the way

Whether you’re new to the federal government or preparing to retire, we’re here to help guide you.

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Our funds at a glance

  • The Lifecycle (L) Funds are made of each of the individual funds below. If you’re an experienced investor, you can customize your asset allocation with our 5 individual funds and invest in everything from short-term government securities to domestic and international stocks.

    • Consider if you plan to begin withdrawing from your TSP account after 2062 or you were born after 1999.

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    • Consider if you plan to begin withdrawing from your TSP account between 2058 and 2062 or you were born between 1995 and 1999.

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    • Consider if you plan to begin withdrawing from your TSP account between 2053 and 2057 or you were born between 1990 and 1994.

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    • Consider if you plan to begin withdrawing from your TSP account between 2048 and 2052 or you were born between 1985 and 1989.

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    • Consider if you plan to begin withdrawing from your TSP account between 2043 and 2047 or you were born between 1980 and 1984.

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    • Consider if you plan to begin withdrawing from your TSP account between 2038 and 2042 or you were born between 1975 and 1979.

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    • Consider if you plan to begin withdrawing from your TSP account between 2033 and 2037 or you were born between 1970 and 1974.

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    • Consider if you plan to begin withdrawing from your TSP account between 2028 and 2032 or you were born between 1965 and 1969.

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    • Consider if you plan to begin withdrawing from your TSP account between 2021 and 2027 or you were born between 1958 and 1964.

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    • Consider if you are already withdrawing money from your account or you were born before 1958.

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  • We have a selection of individual funds that offer broad market diversification. You can choose to have your retirement dollars invested in everything from a short-term U.S. Treasury security to index funds made of domestic and international stocks.

    • A fund containing government securities that are specially issued to the TSP.

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    • A fund containing government, corporate, and asset-backed bonds.

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    • A fund containing stocks of large and medium-sized U.S. companies.

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    • A fund containing stocks of small to medium-sized U.S. companies.

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    • A fund containing international stocks from more than 20 developed countries.

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Know yourself as an investor

Being confident about your retirement plans makes it easier to deal with uncertain times in the market.

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Find the answers
at your fingertips

To save you time and give you the best experience, we’ve prepared answers to the questions our participants and beneficiaries ask most often.

Read our frequently
asked questions