Proposed, Pending and Recently Final Regulations

The NCUA periodically solicits public comment on proposed rules and regulations, and other matters and publishes these notices in the Federal Register. Here, you can review the complete list of the NCUA’s proposed rules and regulations and the comments received from 2008 to present day.

Due dates for comments run from the date the proposed regulation was published in the Federal Register. Specific due dates for the comments are listed below, as well as noted in each of the proposals.

Comments on the NCUA’s proposed rules should be mailed or hand-delivered to:

Melane Conyers-Ausbrooks, Secretary of the Board,
National Credit Union Administration,
1775 Duke Street,
Alexandria, Virginia 22314

Comments can also be sent by fax to 703.518.6319.

Please send comments by one method only.

All comments on proposed regulations will be posted to the agency's web site as submitted, except as may not be possible for technical reasons. Public comments will not be edited to remove any identifying or contact information. Watch Tips on Writing Effective Comment Letters for additional information.

Proposed regulations and comments
Regulation Part / Federal Register Notice Description Date Board Issued Comment Due Date Comments
Part 741 Capitalization of Interest in Connection with Loan Workouts and Modifications 11/19/2020 02/02/2021 Comments
12 CFR Part 791 Role of Supervisory Guidance 10/28/2020 01/04/2021 Comments
12 CFR Parts 701, 703, 741 and 746 Derivatives 10/15/2020 12/28/2020 Comments
12 CFR Part 701 Fees Paid by Federal Credit Unions 07/30/2020 10/30/2020 Comments
12 CFR Part 702 Transition to the Current Expected Credit Loss Methodology 07/30/2020 10/19/2020 Comments
12 CFR Part 760 Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance 06/15/2020 11/03/2020 Comments
12 CFR Part 745 Joint Ownership Share Accounts 05/21/2020 07/06/2020 Comments
12 CFR Part 704 Corporate Credit Unions 02/20/2020 07/27/2020 Comments
12 CFR Parts 701, 702, 709, and 741 Subordinated Debt 01/23/2020 07/08/2020 Comments
12 CFR Part 708a Combination Transactions with Non-Credit Unions; Credit Union Asset Acquisitions 01/23/2020 06/15/2020 Comments
12 CFR Part 722 Real Estate Appraisals 11/21/2019 01/28/2020 Comments
12 CFR Part 701 Chartering and Field of Membership 10/24/2019 12/09/2019 Comments
IRPS 19-1 Guidance Regarding Prohibitions Imposed by Section 205(d) 07/18/2019 09/27/2019 Comments
12 CFR PART 702 Delay of Effective Date of the Risk-Based Capital Rules 06/20/2019 07/26/2019 Comments
12 CFR PARTS 701 and 741 Public Unit and Nonmember Shares 05/23/2019 07/29/2019 Comments
12 CFR PART 701 Compensation in Connection with Loans to Members and Lines of Credit to Members 04/18/2019 06/24/2019 Comments
12 CFR PART 715 Supervisory Committee Audits and Verifications 02/19/2019 04/26/2019 Comments
​12 CFR PARTS 704 and 713 Fidelity Bonds 11/15/2018 01/22/2019 Comments
12 CFR PART 701, Appendix A ​Federal Credit Union Bylaws 10/18/2018 01/14/2019 Comments
12 CFR PART 722 Real Estate Appraisals 09/20/2018 12/03/2018 Comments
12 CFR PART 702 Risk-Based Capital — Supplemental Rule 08/02/2018 09/07/2018 Comments
12 CFR PART 701 Loans to Members and Lines of Credit to Members 08/02/2018 10/09/2018 Comments
12 CFR PART 701 Payday Alternative Loans 05/24/2018 08/03/2018 Comments
12 CFR PART 701 Federal Credit Union Bylaws 03/15/2018 05/21/2018 Comments
48 CFR PART 9 NCUA Suspension and Debarment Proceedings 03/15/2018 05/21/2018 Comments
12 CFR PART 709 Involuntary Liquidation of Federal Credit Unions and Claims Procedures 01/25/2018 04/02/2018 Comments
12 CFR PART 702 Capital Planning and Supervisory Stress Testing 10/19/2017 12/29/2017 Comments
12 CFR PART 740 Accuracy of Advertising and Notice of Insured Status 09/28/2017 12/04/2017 Comments
12 CFR PART 701 Emergency Mergers – Chartering and Field of Membership 07/20/2017 09/29/2017 Comments
12 CFR PART 741 Requirements for Insurance; National Credit Union Share Insurance Fund Equity Distributions 07/20/2017 09/05/2017 Comments
12 CFR PART 704 Corporate Credit Unions 06/23/2017 09/01/2017 Comments
12 CFR PARTS 701 708A AND 708B Bylaws; Bank Conversions and Mergers; and Voluntary Mergers of Federally Insured Credit Unions 05/25/2017 08/07/2017 Comments
12 CFR PART 746 Supervisory Review Committee; Procedures for Appealing Material Supervisory Determinations 05/25/2017 08/07/2017 Comments
12 CFR PART 746 Appeals Procedures 05/25/2017 08/07/2017 Comments
12 CFR PARTS 701 702 703 709 741 745 Alternative Capital 01/19/2017 05/09/2017 Comments
12 CFR PART 701 Chartering and Field of Membership Manual 10/27/2016 12/09/2016 Comments
12 CFR PART 760 Loans in Areas Having Special Flood Hazards - Private Flood Insurance 10/27/2016 01/06/2017 Comments
12 CFR PARTS 701 AND 705 Community Development Revolving Loan Fund 06/16/2016 08/22/2016 Comments
12 CFR PARTS 741 AND 751 Incentive-based Compensation Arrangements 05/16/2016 07/22/2016 Comments
12 CFR PARTS 701 AND 721 Federal Credit Union Occupancy, Planning and Disposal of Acquired and Abandoned Premises; Incidental Powers 04/21/2016 06/27/2016 Comments
12 CFR CHAPTER VII Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 12/17/2015 03/22/2016 Comments
12 CFR PART 701 Chartering and Field of Membership Manual 11/19/2015 02/08/2016 Comments
12 CFR PART 703 Investment and Deposit Activities – Bank Notes 10/15/2015 11/23/2015 Comments
12 CFR PART 723 Member Business Loans; Commercial Lending 06/18/2015 08/31/2015 Comments
12 CFR CHAPTER VII Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 06/18/2015 09/22/2015 Comments
12 CFR PART 704 Corporate Credit Unions 04/30/2015 06/11/2015 Comments
12 CFR PART 745 Share Insurance and Appendix 04/30/2015 07/13/2015 Comments
12 CFR PART 701 Federal Credit Union Ownership of Fixed Assets 03/19/2015 04/29/2015 Comments
12 CFR PART 791 IRPS 15-1; Promulgation of NCUA Rules and Regulations 02/19/2015 05/04/2015 Comments
12 CFR PARTS 701 702 703 713 723 AND 747 Risk-Based Capital 01/15/2015 04/27/2015 Comments
12 CFR PART 702 Capital Planning and Stress Testing—Schedule Shift 01/15/2015 03/27/2015 Comments
12 CFR PART 760 Loans in Areas Having Special Flood Hazards 10/23/2014 12/29/2014 Comments
12 CFR PART 704 Corporate Credit Unions 10/23/2014 01/05/2015 Comments
12 CFR PART 701 Federal Credit Union Ownership of Fixed Assets 07/31/2014 10/10/2014 Comments
12 CFR PART 709 Safe Harbor 06/19/2014 08/25/2014 Comments
12 CFR PARTS 701 AND 722 Appraisals—Availability to Applicants and Requirements for Transactions Involving an Existing Extension of Credit 06/19/2014 08/25/2014 Comments
12 CFR PARTS 721 AND 741 Asset Securitization 06/19/2014 08/25/2014 Comments
PARTFEDERAL REGISTER NOTICE 12 CFR CHAPTER VII Regulatory Publication and Review Under the Economic Growth and Regulatory Paperwork Reduction Act of 1996 05/22/2014 09/02/2014 Comments
12 CFR PART 701 APPENDIX B Associational Common Bond Requirements 04/24/2014 06/30/2014 Comments
NONE PL 101-203 SEC 1124 Minimum Requirements for Appraisal Management Companies 03/20/2014 06/09/2014 Comments
12 CFR PART 710 Voluntary Liquidation 02/20/2014 05/02/2014 Comments
12 CFR PARTS 700 701 702 703 713 723 AND 747 Prompt Corrective Action; Risk-Based Capital 01/23/2014 05/28/2014 Comments
NONE PL 111-203 SEC 342B2C Extension of Comment Period for Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies 12/16/2013 02/07/2014 Comments
12 CFR PART 701 Requirements for Contacts with Federal Credit Unions 12/12/2013 01/23/2014 Comments
12 CFR PART 702 Capital Planning and Stress Testing 10/24/2013 12/31/2013 Comments
12 CFR PART 760 Loans in Areas Having Special Flood Hazards 10/09/2013 12/10/2013 Comments
NONE PL 111-203 SEC 342B2C Proposed Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies and Request for Comment 10/01/2013 12/24/2013 Comments
12 CFR PARTS 703 AND 721 Charitable Donation Accounts 09/12/2013 10/21/2013 Comments
NONE PL 111-203 SEC 3674 Minority Depository Institution Preservation Program 07/25/2013 09/30/2013 Comments
12 CFR PARTS 741 AND 748 Filing Financial and Other Reports 07/25/2013 09/03/2013 Comments
12 CFR PART 722 Appraisals for Higher-Priced Mortgage Loans – Supplemental Proposal 07/10/2013 09/09/2013 Comments
12 CFR PARTS 703 715 AND 741 Derivatives 05/16/2013 07/29/2013 Comments
12 CFR PART 701 Federal Credit Union Ownership of Fixed Assets 03/14/2013 05/20/2013 Comments
​12 CFR Parts 701 and 741 Loan Participations; Purchase, Sale and Pledge of Eligible Obligations; Purchase of Assets and Assumption of Liabilities 10/18/2012 02/21/2012 Comments
12 CFR PART 701 Chartering and Field of Membership Manual for Federal Credit Unions 09/20/2012 11/26/2012 Comments
12 CFR PART 703 Investment and Deposit Activities 09/20/2012 11/26/2012 Comments
12 CFR PART 741 Maintaining Access to Emergency Liquidity 07/24/2012 09/28/2012 Comments
12 CFR PART 703 Financial Derivatives Transactions To Offset Interest Rate Risk; Investment and Deposit Activities 01/26/2012 04/03/2012 Comments
12 CFR PARTS 701 AND 741 Loan Participations; Purchase, Sale and Pledge of Eligible Obligations; Purchase of Assets and Assumption of Liabilities 12/15/2011 02/21/2012 Comments
12 CFR PART 760 Loans in Areas Having Special Flood Hazards; Interagency Questions and Answers Regarding Flood Insurance 10/03/2011 12/01/2011 Comments
12 CFR PART 704 Corporate Credit Unions 08/29/2011 10/06/2011 Comments
12 CFR PARTS 712 AND 741 Credit Union Service Organizations 07/21/2011 09/26/2011 Comments
12 CFR PART 703 Financial Derivatives Transactions to Offset Interest Rate Risk; Investment and Deposit Activities 06/17/2011 08/23/2011 Comments
12 CFR PART 705 Community Development Revolving Loan Fund 05/19/2011 07/25/2011 Comments
12 CFR PART 741 Interest Rate Risk 03/17/2011 05/23/2011 Comments
12 CFR PARTS 700 701 702 AND 741 Net Worth and Equity Ratio 03/17/2011 05/23/2011 Comments
12 CFR PARTS 741 AND 751 Incentive-Based Compensation Arrangements 02/17/2011 05/31/2011 Comments
FLOOD INSURANCE Interagency Questions and Answers Regarding Flood Insurance with Proposed Additions 06/05/2009 09/21/2009 Comments
12 CFR Part 717 Guidelines for Furnishers of Information to Consumer Reporting Agencies 05/21/2009 08/31/2009 Comments
FUNDING AND LIQUIDITY RISK MANAGEMENT Proposed Interagency Guidance - Funding and Liquidity Risk Management 02/11/2009 09/04/2009 Comments
12 CFR PART 760 Proposed Interagency Questions and Answers Regarding Flood Insurance 03/13/2008 05/20/2008 Comments
Last modified on
12/17/20