Support Services

The NCUA provides support to low-income-designated credit unions; minority credit unions; credit unions seeking changes in their charters, bylaws, or fields of membership; and groups organizing to start new credit unions. The agency also provides eligible credit unions with low-interest loans and grants.

When a credit union fails, the NCUA works to minimize the impact of the failure on the entire credit union system. Access the list of conserved and liquidated credit unions.

Congress created the National Credit Union Share Insurance Fund in 1970 to insure member deposits in federally insured credit unions. Administered by the NCUA, the Share Insurance Fund insures individual accounts up to $250,000.

The Corporate System Resolution Program was created to manage the losses associated with the failures of five corporate credit unions in 2010, and it has allowed the credit union system to absorb these losses over time.

Under the Corporate System Resolution Plan, the NCUA created the NCUA Guaranteed Note (NGN) Program to provide long-term funding for distressed investment securities from the five failed corporate credit unions. Financial data on the NGNs and their underlying assets is provided quarterly.

The Central Liquidity Facility improves financial stability by serving as a liquidity lender to credit unions experiencing unusual or unexpected liquidity shortfalls. Membership is voluntary and open to all credit unions that purchase a prescribed amount of stock.