This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2019 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Implement critical reforms that will produce a stronger and more resilient housing finance system.
FOSTER competitive, liquid, efficient, and resilient (CLEAR) national housing finance markets that support sustainable homeownership and affordable rental housing; OPERATE in a safe and sound manner appropriate for entities in conservatorship; and PREPARE for eventual exits from the conservatorships.
2020 Scorecard
2019 Conservatorships Strategic Plan
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
Source: FHFA
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
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The creation of this Mortgage Translations clearinghouse is part of a Language Access Multi-Year Plan that FHFA, Fannie Mae, and Freddie Mac are undertaking to improve the ability of mortgage-ready borrowers with limited English proficiency (LEP) to understand and participate in all facets of the mortgage life cycle. View the Language Access Multi-Year Plan (published May 2018) or visit the Language Access program page.
The Language Access Multi-Year Plan was developed based on research and feedback from lenders, servicers, borrower advocates, and LEP borrowers, as well as public input provided in response to a Request for Information issued by FHFA on language access issues.
View an introductory video: Introducing Mortgage Translations (October 2018)
Document Standards: The Mortgage Translations clearinghouse has collected and is making available forms, disclosures, and other documents and materials that are currently available in a translated form from Fannie Mae, Freddie Mac, the Consumer Financial Protection Bureau , HUD, USDA and other parties involved in the mortgage process. FHFA is not liable for any inaccuracies in translated materials or misunderstandings due to language usage or dialect. FHFA has worked to confirm that the third-party documents on the website are the current versions, but FHFA cannot guarantee that the documents have not been updated since being added to the Mortgage Translations clearinghouse. FHFA has also worked to confirm that many of the documents on the website are accessible to users with disabilities. FHFA, Fannie Mae, and Freddie Mac are continuing to work to develop and implement quality standards for the Mortgage Translations clearinghouse. This is an ongoing effort that will continue and evolve as content changes and is expanded to include other languages.
Provide feedback: If you would like to provide feedback on how FHFA can improve the Mortgage Translations clearinghouse, please CONTACT US. If you have any questions about your mortgage transaction, please contact your lender or servicer. FHFA is unable to provide feedback or advice to individual consumers with questions about language-related services.
Subscribe for updates: To receive notification when documents are updated on the Mortgage Translations clearinghouse, please scroll to the bottom of the page, enter your email below the header “Want to Subscribe?” and click submit. You will receive a separate email directing you to select the category of updates you would like to receive. Select the Mortgage Translations category to opt in and press “Save.”
In September 2020, the clearinghouse was updated to include:
