Local Requirements
Local Requirements - To be considered prior to issuance of the VA Notice of Value
IMPORTANT:
ALABAMA - St. Petersburg Regional Loan Center
All manufactured homes must be installed by a state-licensed installer.
ALASKA - Denver Regional Loan Center
ARIZONA - Phoenix Regional Loan Center
For properties listed on a master appraisal, the combined value of the optional items selected by a veteran purchaser can not exceed 15 percent of the reasonable value assigned for the base plan type (exclusive of any lot premium).
ARKANSAS - Houston Regional Loan Center
Wood-destroying insect information is required for all properties in the following states: Texas, Oklahoma, Arkansas, and Louisiana.
CALIFORNIA - Phoenix Regional Loan Center
For properties listed on a master appraisal, the combined value of the optional items selected by a veteran purchaser can not exceed 15 percent of the reasonable value assigned for the base plan type (exclusive of any lot premium).
COLORADO - Denver Regional Loan Center
For Colorado properties to be covered by a ten-year insured protection plan, the warranty must also cover the basement slab for the first through the fourth year.
VA does not require Wood Destroying Insect Information on properties in the State of Colorado unless the VA appraisal indicates Wood Destroying Insect infestation or a condition conducive to infestation.
CONNECTICUT - Cleveland Regional Loan Center
No local requirements.
DELAWARE - Cleveland Regional Loan Center
No local requirements.
DISTRICT OF COLUMBIA - Roanoke Regional Loan Center
No local requirements.
FLORIDA - St. Petersburg Regional Loan Center
GEORGIA - Atlanta Regional Loan Center
No local requirements.
HAWAII - (Honolulu Regional Office)
For leasehold estates, a copy of the lease must accompany the appraisal request. The total lease term must exceed the mortgage term by 14 years, and the mortgage term must not exceed the fixed rent period of the lease.
Water Catchment Systems – The Hawaii State Department of Health has determined that water catchment systems are not recognized as potable water, and there is no government agency oversight of these systems in Hawaii. Properties served by water catchment systems, as the source of domestic water, do not meet VA Basic Minimum Property Requirements (MPRs) requiring, "a continuing supply of safe and portable water for drinking and other household uses" and therefore are not eligible for VA appraisal.
IDAHO - Denver Regional Loan Center
ILLINOIS - St. Paul Regional Loan Center
No local requirements.
INDIANA - Cleveland Regional Loan Center
No local requirements.
IOWA - St. Paul Regional Loan Center
No local requirements.
KANSAS - St. Paul Regional Loan Center
No local requirements.
KENTUCKY - Roanoke Regional Loan Center
No local requirements.
LOUISIANA - Houston Regional Loan Center
Wood-destroying insect information is required for all properties in the following states: Texas, Oklahoma, Arkansas, and Louisiana.
MAINE - Cleveland Regional Loan Center
Wood-destroying insect information is not generally required.
MARYLAND - Roanoke Regional Loan Center
No local requirements.
MASSACHUSETTS - Cleveland Regional Loan Center
Every Massachusetts property with an individual sewage disposal system requires evidence from the local health authority (or other source authorized by VA) that the system meets the Massachusetts Department of Environmental Protection (DEP) Title 5 standards.
MICHIGAN - Cleveland Regional Loan Center
MINNESOTA - St. Paul Regional Loan Center
Wood-destroying insect information is not generally required.
MISSISSIPPI - St. Petersburg Regional Loan Center
All manufactured homes must be installed by a state-licensed installer.
MISSOURI - St. Paul Regional Loan Center
No local requirements.
MONTANA - Denver Regional Loan Center
Wood-destroying insect information is not generally required.
NEBRASKA - St. Paul Regional Loan Center
NEVADA - Phoenix Regional Loan Center
For properties listed on a master appraisal, the combined value of the optional items selected by a veteran purchaser can not exceed 15 percent of the reasonable value assigned for the base plan type (exclusive of any lot premium).
NEW HAMPSHIRE Cleveland Regional Loan Center
Wood-destroying insect information is required only for the southern New Hampshire counties of Cheshire, Sullivan, Merrimack, Rockingham, Belknap, Hillsborough and Strafford.
NEW JERSEY - Cleveland Regional Loan Center
NEW MEXICO - Phoenix Regional Loan Center
No local requirements.
NEW YORK - Cleveland Regional Loan Center
Wood-destroying insect information is required for all properties in the following New York counties: Bronx, Broome, Columbia, Delaware, Dutchess, Greene, Kings, Nassau, New York, Orange, Putnam, Queens, Richmond, Rockland, Suffolk, Sullivan, Ulster and Westchester.
NORTH CAROLINA -Atlanta Regional Loan Center
No local requirements.
NORTH DAKOTA - St. Paul Regional Loan Center
Wood-destroying insect information is not generally required.
OHIO - Cleveland Regional Loan Center
No local requirements.
OKLAHOMA - Houston Regional Loan Center
Wood-destroying insect information is required for all properties in the following states: Texas, Oklahoma, Arkansas, and Louisiana.
OREGON - Denver Regional Loan Center
No local requirements.
PENNSYLVANIA - Cleveland Regional Loan Center
PUERTO RICO - St. Petersburg Regional Loan Center
Wood-destroying insect information is required if any part of the property (including carport, terraces, etc.) is (or will be) constructed of wood not pressure treated in conformance with American Wood Preservers Institute (A.W.P.I) standards.
RHODE ISLAND - Cleveland Regional Loan Center
No local requirements.
SOUTH CAROLINA - Atlanta Regional Loan Center
No local requirements.
SOUTH DAKOTA - St. Paul Regional Loan Center
No local requirements.
TENNESSEE - Atlanta Regional Loan Center
No local requirements.
TEXAS - Houston Regional Loan Center
Every property having an individual sewage disposal system in the Houston RLC jurisdiction which has a Loan Identification Number or VA Case Number containing the digits: "62-62-6" requires evidence from the local health authority that the system is acceptable. If the local authority will not provide that evidence, then any qualified party of the lender's choice may inspect the system.
Wood-destroying insect information is required for all properties in the following states: Texas, Oklahoma, Arkansas, and Louisiana.
UTAH - Denver Regional Loan Center
Wood-destroying insect information is required for all Utah properties.
VERMONT - Cleveland Regional Loan Center
Wood-destroying insect information is required only in the southern Vermont counties of Bennington and Windham.
VIRGINIA - Roanoke Regional Loan Center
No local requirements.
WASHINGTON - Denver Regional Loan Center
WEST VIRGINIA - Roanoke Regional Loan Center
No local requirements.
WISCONSIN - St. Paul Regional Loan Center
No local requirements.
WYOMING - Denver Regional Loan Center
No local requirements.