Opinion Editorials

The FDIC is the subject of, and responds to various articles or news items in order to support or clarify our policy or position. This page is a collection of opinion editorials (Op-Ed's) or letters to the editor that have been published in various periodicals.

Op-Ed

Date	Title	Author	Publication
July 1, 2020	BankThink: FDIC chief on why call reports are getting a makeover	Jelena McWilliams	American Banker-Online
October 4, 2019	Regulators need new approach to innovation	Jelena McWilliams	American Banker-Online
December 6, 2018	We can do better on de novos	Jelena McWilliams	American Banker-Online
October 29, 2018	I know what it feels like to be unbanked	Jelena McWilliams	American Banker-Online
January 17, 2013	Banking Safety Net Makes Wall Street Dangerous	Thomas Hoenig	American Banker-Online
December 13, 2012	Get Basel III Right and Avoid Basel IV	Thomas Hoenig	Financial Times
December 11, 2012	Dealing with the Lehman problem - US-UK ideas on resolving large banks offer way forward	Thomas Hoenig	Financial Times
December 10, 2012	Global Banks Need Global Solutions When They Fail	Thomas Hoenig	Financial Times
June 11, 2012	No More Welfare for Banks	Thomas Hoenig	Wall Street Journal
November 26, 2010	Will the next crisis start in Washington?	Sheila Bair	Washington Post
August 23, 2010	Road to safer banks runs through Basel	Sheila Bair	Financial Times
May 6, 2010	Bank Can Help You Avoid Debit Card Overdrafts	Sheila Bair	San Francisco Chronicle
April 5, 2010	Beyond Bankruptcy and Bailouts: The FDIC Resolution Process is the Right Model for Failing Firms	Sheila Bair	Wall Street Journal
February 19, 2010	Your Savings - Good for You, Your Family, and Your Peace of Mind En Español	Sheila Bair	Kansas City Star, et al
September 1, 2009	The Case Against a Super-Regulator	Sheila Bair	New York Times
May 19, 2009	Bair: Back to Housing Basics	Sheila Bair	Boston Globe

News Events

Date	Title	Publication
March 8, 2009	Your Bank Has Failed: What Happens Next?	CBS News - 60 Minutes

Letters to the Editor

Date	Title	Publication
June 17, 2015	Letter to the Editor, Wall Street Journal	The Wall Street Journal
April 24, 2015	Letter to the Editor, American Banker	American Banker
January 28, 2014	Letter to the Editor, Wall Street Journal	Wall Street Journal
June 16, 2011	Clarification on Living Wills and the "Orderly Liquidation Process"
June 5, 2009	Perfection Isn't Modification's Aim	Wall Street Journal
May 4, 2009	The FDIC Has Limits On What It Can Do	Wall Street Journal
April 7, 2009	The F.D.I.C. and the Loans	New York Times
April 29, 2008	How the state can stabilise housing market	Financial Times
January 27, 2008	Finding a Safe Loan	Parade Magazine
October 28, 2007	Editorial - Moving Ahead on Mortgages	New York Times
October 24, 2007	Editorial - Mortgage Meltdown	Wall Street Journal
October 19, 2007	Fix Rates to Save Loans	New York Times
August 15, 2005	Deposit Insurance Bill Will Manage Risks	The Wall Street Journal
April 2, 2002	Deposit Insurance In Need of Reform	The Wall Street Journal

Rebuttals

Date	Title	Publication
June 22, 2011	The FDIC rebuts inaccuracies in the June 16, 2011 Forbes.com opinion piece "Sheila Bair's Legacy: Bailouts, Secrecy and Power Grabs," by Vern McKinley and Tom Fitton	Forbes.com
April 7, 2010	FDIC Rebuts Inaccurate Op-ed	Wall Street Journal