Over the last five decades, we’ve made home possible for homebuyers and renters nearly 80 million times. Follow our progress as we continue to serve our mission and deliver results for the nation.
During the COVID-19 pandemic, we are taking action to protect our customers, employees, homeowners and renters nationwide.
We are extending support to millions of owners and providing guidance to renters facing financial hardship as a result of COVID-19.
We are maintaining stability for our customers in both our Single-Family and Multifamily businesses.
Despite these uncertain times, our company continues to fulfill our mission of providing liquidity, stability and affordability to the U.S housing market.
We are accelerating payments to our hundreds of small and diverse suppliers as a commitment to support small businesses throughout these challenging times.
In the third quarter of 2020 we reported comprehensive income of $2.4 billion, demonstrating our continuous support of the housing market through all economic cycles.
Even in the face of a national crisis, we are committed to serving America’s renters, homebuyers and homeowners while providing liquidity, stability and affordability to the market.
Over five decades, we have provided more than $10 trillion to help more than 67 million homeowners and 11 million renters. See our impact in your state.
As we prepare for our next chapter, we remain focused on building a world-class company that is meeting the needs of our customers while advancing the industry.
Our first-ever single-family SOFR-based credit-risk transfer (CRT) transaction represents Freddie Mac’s leadership in this market and commitment to our CRT investors.
Multifamily Social Bonds and Sustainability bonds expand our support for underserved communities while providing impact-driven investors with a more focused way to invest.
Since 1970, Freddie Mac has continuously delivered on its mission of providing liquidity, stability and affordability to the nation. Our impact is clear:
Freddie Mac took unprecedented action to provide support to homeowners, renters and customers struggling as a result of COVID-19. We continue to provide information and resources through our redesigned consumer website My Home® by Freddie Mac.
Freddie Mac and Fannie Mae To-Be-Announced MBS markets merged into a single $4 trillion market. Tremendous trading volume increases liquidity, potentially lowering costs for homebuyers.
Ten years ago, Multifamily launched its flagship K-Deal, a CRT securitization that has fundamentally changed the way the multifamily housing market is funded. To date, we have transferred risk on over $410 billion of multifamily mortgages through K-Deals and other CRT executions.
Loan Product Advisor®’s asset and income modeler (AIM) is the only fully AUS-integrated income and asset assessment solution covering both W-2 and self-employed borrowers. In addition to minimizing risk, AIM is faster for lenders, easier for borrowers and provides greater transparency for investors.
In less than four years, Home Possible®, our 3% down payment mortgage option, helped make homeownership a reality for more than 272,000 low- to moderate-income families – with nearly 80% of these loans supporting first-time homebuyers.
To expand affordable housing opportunities, we announced GreenCHOICE℠ supporting energy efficiency financing and CHOICEHome℠ offering conventional financing for manufactured housing. In 2019, we added CHOICERenovation℠, to support financing of home renovations, repairs and improvements in a single-close transaction.
In just five years, Freddie Mac has changed the way the residential housing market is funded – shifting credit risk away from taxpayers, creating new opportunities for investors and strengthening the market.
Due to strong underwriting practices, Multifamily’s serious delinquency rate remains near zero.
Our Low-Income Housing Tax Credit equity investments help keep affordable rental housing in reach for low- and very low-income households, many of whom live in historically underserved markets. At year-end 2019, our LIHTC equity investments totaled $1 billion.
Freddie Mac's Single-Family book of business is more than 99% current, thanks to Loan Product Advisor® – our backbone for safe and sound underwriting.
Freddie Mac Multifamily introduces options for financing green improvements, helping to lower operating costs for building owners and utility costs for renters.
For the second consecutive year, our STACR® debt notes have been named "RMBS Deal of the Year" by GlobalCapital. Freddie Mac also earned top honors for Best Overall Securitization Issuer and Best RMBS Issuer.
Freddie Mac provided $47.3 billion to finance more rental housing than ever - with more than 90% of the units affordable to low- and moderate-income families. In 2019, Freddie Mac’s multifamily production volume reached $78.4 billion, as the overall market grew from $250 billion to $390 billion.
Loan Advisor Suite®’s leading array of digital tools makes delivering quality loans to Freddie Mac simpler, more efficient and more reliable for lenders.