How to change, update, or cancel your Marketplace plan

Open Enrollment for 2021 is over. You now have limited opportunities to change your health plan.

Change health plans: Only with a Special Enrollment Period

You can change health plans now only if you experience a qualifying life event — like losing other coverage, having a baby, or getting married — that makes you eligible for a Special Enrollment Period.

Ready to change plans with a Special Enrollment Period? Log in to your account.

Update your health plan: Report changes, keep plan up-to-date

If you experience a change to your income or household — like a pay raise, a new household member, or a dependent getting other coverage — you must update your Marketplace application.

• Some changes will qualify you for a Special Enrollment Period, allowing you to change your plan.
• Some changes, like an increase or decrease in income, may affect your savings or coverage eligibility. If you don’t update, you may miss out on additional savings or pay money back when you file your taxes.

See what changes to report and how to do it.

Cancel your health plan: Any time

You can cancel your Marketplace coverage any time. You may need to do this if you get other health coverage, or for another reason.

You can end coverage for:

• Everyone on the application after your coverage has started. Your termination can take effect as soon as the day you cancel, or you can set the Marketplace coverage end date to a day in the future — like if you know your new coverage will start on the first day of the following month.
• Just some people on the application. In most cases, their coverage will end immediately.

Learn how to cancel your coverage.

More Answers: Change, update, or cancel your plan