Innovation
Technology is transforming the business of banking, and the FDIC is working to lay the foundation for the next chapter of banking by encouraging innovation that meets consumer demand, promotes community banking, reduces compliance burdens, and modernizes supervision.
FDiTech
FDiTech, a new organization within the FDIC, is dedicated to promoting innovative and transformative financial services technologies and exploring how innovation can help expand banking services to unbanked and underbanked consumers.
Learn MoreFDIC Seeks Input on Voluntary Certification Program to Promote New Technologies
The Future of Banking
The financial industry has seen unprecedented change in recent years, and we can expect more revolutionary changes to come. In a 2019 speech, FDIC Chairman Jelena McWilliams shared her thoughts on how technology can transform banking and how the FDIC will help foster innovation that supports community banks.
Read the Speech'Rapid Prototyping' Technology Competition
The FDIC announced the start of a rapid prototyping competition to help develop a new and innovative approach to financial reporting, particularly for community banks.
Learn More About the ProgramPress Release: FDIC Launches Competition to Modernize Bank Financial Reporting