The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

How, why, and when to order copies of your free annual credit report.

Use this sample if you want to write a letter disputing certain information provided to credit reporting companies.

Want to lower the interest rate on your credit card balance? These tips can help.

Before you pay with plastic, learn the differences between credit, debit, and charge cards, and get tips about how to shop for a credit card.

Find out how electronic banking works, services offered, your rights, and how to report problems.

Companies sometimes solicit new customers by sending “pre-screened” offers. Find out how prescreening works and what happens when you opt out.

Be skeptical of gold, platinum, or pre-approved card offers that promise to get you a major credit card or improve your credit rating.

Learn how to avoid holds on your money or credit.

What to know if you're considering a car title loan.

If you apply for a mortgage or a personal loan, you may hear the term credit insurance. What is it and do you need it?

Online payday loans are expensive — and can be outright scams.

If you’re looking for a way to generate cash to make ends meet, a pension advance may pique your interest. But before you sign on the dotted line, it’s important to know what you’re getting yourself into.