*Appropriated Fund Employees Retiring Under NAF Retirement
NAF Employee Retiring Under CSRS or FERS:
If you are a Nonappropriated Fund (NAF) employee who is retaining an appropriated fund retirement system (e.g. CSRS, FERS) and want to retire, the following information will assist you in the retirement process.
Obtaining Retirement Counseling:
If you are within one year of retirement and have questions regarding the retirement process or need retirement counseling, you need to advise the NAF Human Resources Office (HRO) of your intent to retire . The NAF HRO will contact the Army Benefits Center-Civilian (ABC-C) on your behalf. The ABC-C will request your Official Personnel Folder (OPF) and upon receipt will determine creditable service for retirement based on your service history. They will prepare an initial retirement estimate and fax the estimate to you and the NAF CPU. In addition, the ABC-C will contact you and provide retirement counseling and instructions on obtaining the proper retirement forms. Additionally, you should reference the ABC-C homepage articles and publications that address retirement, Federal Employees Health Benefits (FEHB), Federal Employees Group Life Insurance (FEGLI), Thrift Savings Plan (TSP), and survivorship, as applicable.
Obtaining Health and Life Insurance Information:
The responsibility for providing counseling or information on you health and life insurance will depend on your coverage at time of retirement. Should you carry the NAF health and life insurance coverage, the NAF CPU will provide you with the necessary information.
Completing the Retirement Application:
Once you have decided to retire, you must complete the appropriate retirement application (SF 2801 or SF 3107) and submit to the ABC-C for processing. You must also provide a copy of your retirement package to the NAF HRO. All original retirement packages are to be submitted at least 90 to 120 days prior to your effective date of retirement to: Department of the Army, Southwest Civilian Personnel Operations Center, ATTN: Army Benefits Center-Civilian, 301 Marshall Avenue, Fort Riley, KS 66442-5004. You can obtain the proper retirement forms by accessing at OPM's homepage or ABC-C homepage.
Completing the Retirement Personnel Action:
You will need to advise your supervisor of your retirement date. The supervisor will in turn submit a Retirement Request Personnel Action (RPA) at least 30 days in advance of your retirement date to the NAF HRO for processing.
Withdrawing Your Thrift Savings Plan (TSP):
If you have a TSP account at retirement, you will have several withdrawal options from which to choose. These options and the procedures for withdrawing your account can be found in the booklet "Withdrawing Your TSP Account After Leaving Federal Service". You may obtain this booklet from the TSP website or request a Withdrawal Package from the ABC-C.
Processing Your Retirement Application:
Upon receipt of your retirement application, the ABC-C will prepare a final retirement estimate, contact and counsel you on the retirement and related benefits issues, and process your retirement application through the NAF Financial Services Office to the Office of Personnel Management.
Please note that if you do not have access to a computer, the ABC-C will mail you the necessary forms to process an appropriated fund retirement.
*NAF Employee Retiring Under CSRS or FERS
*Appropriated Fund Employees Retiring Under NAF Retirement
Appropriated Fund Employees Retiring Under NAF Retirement:
If you are an Appropriated Fund employee who is retaining the nonappropriated fund (NAF) retirement plan and want to retire, the following information will assist you in the retirement process.
Obtaining Retirement Counseling:
If you are within 90 to 120 days of retirement and have questions regarding the retirement process or need retirement counseling, you need to advise the NAF Human Resources Office (HRO) of your intent to retire. The NAF HRO will verify your eligibility for retirement benefits and provide retirement counseling. The CFSC NAF Benefits Office will calculate an estimated benefit based on you high-three salary and creditable service excluding your unused sick leave. You may obtain additional information by accessing the NAF benefits website.
Obtaining Health and Life Insurance Counseling:
The responsibility for providing counseling or information on your health and life insurance will depend on your coverage at time of your retirement. If you carry the appropriated fund benefits, the Federal Employees�� Health Benefits (FEHB) and/or the Federal Employees�� Group Life Insurance the ABC-C will provide the appropriate information.
Completing the Retirement Application:
Once you have decided to retire, you must complete the Disposition of Retirement Benefits Form (DA-Form 3715) 60 to 90 days prior to retirement. The NAF HRO will review, complete as necessary and process.
Completing the Retirement Personnel Action:
You will need to advise your supervisor of your retirement date. The supervisor will in turn submit a Retirement Request for Personnel Action (RPA) at least 30 days in advance of your retirement date through the Civilian Personnel Advisory Center (CPAC) to the ABC-C for processing.
USA NAF 401 (K) Savings Plan:
If you have a 401K account, you need to contact the NAF HRO for optional disbursement benefits. You may contact the
NAF Benefits website for more information regarding this benefit.
Processing Your Retirement Application:
The NAF HRO will forward your completed DA 3715 Disposition of Retirement Benefits and applicable appropriate fund forms to the CFSC NAF Employee Benefits Office. The CFSC Employee Benefits Office will provide you with your final benefit options. You will make a final and irrevocable retirement election, and return your retirement option form to the CFSC Employee Office within 45 days of receipt. The CFSC Employee Benefits Office will process the final election and notify the Retirement Fund Administrator to terminate payment of the estimated annuity and commence paying the regular benefit.