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Email- Final Rule, Exemptions and Regulatory Impact Analysis
- Additional Regulatory Impact Analysis Documents
- Documents Related to Final Rule
- Do Financial Advisers Influence Savings Behavior?
Jeremy Burke and Angela A. Hung, 2015 | Report - Financial Advice Markets: a Cross-Country Comparison
Jeremy Burke and Angela A. Hung, 2015 | Report - Effective Disclosures in Financial Decision Making
Angela A. Hung, Min Gong, and Jeremy Burke, 2015 | Report - Comments on a Review of a White House Report on Conflicted Investment Advice
Constantijn W.A. Panis, 2015 | Report - ICI Letter to Supplement Comment, 2015
Brian Reid and Sean Collins - Rates of Return of Broker-Sold and Direct-Sold Mutual Funds
Karthik Padmanabhan, Constantijn Panis, and Timothy J. Tardiff, 2016 | Report - Review of Selected Studies and Comments in Response to the Department of Labor's Conflict of Interest 2015 Proposed Rule and Exemptions
Karthik Padmanabhan, Constantijn Panis, and Timothy J. Tardiff, 2016 | Report - Labor Cost Inputs Used in the Employee Benefits Security Administration, Office of Policy and Research's Regulatory Impact Analyses and Paperwork Reduction Act Burden Calculations, 2016
- Do Financial Advisers Influence Savings Behavior?
- Requests for Supplemental Information
- Proposed Rule
- Documents Related to Proposed Rule
- Classifying Portfolio Volatility
Michael J. Brien and Constantijn W.A. Panis, 2013 | Full Report - Impacts of Conflicts of Interest in the Financial Services Industry
Jeremy Burke, Angela A. Hung, Jack W. Clift, Steven Garber, and Joanne K. Yoong, 2014 | Full Report - UK RDR and US Fiduciary Reforms 2014 | Letter from David Geale, UK Financial Conduct Authority, Head of Savings, Investments, & Distribution, to Joseph Piacentini, EBSA Chief Economist
- Review of Study by Quantria Strategies, LLC
Constantijn W.A. Panis, 2014 | Memorandum - Financial Asset Holdings of Households in the United States: 2014 Update
Constantijn W.A. Panis and Michael J. Brien, 2014 | Full Report - 401(K) Plans: Response to Statements Concerning GAO's March 2013 Report on Rollovers in Quantria Report
U.S. Government Accountability Office, 2014 | Letter from Charles A. Jeszeck, Director, GAO Education, Workforce, and Insurance Security Team to the Honorable George Miller, Ranking Member, House Committee on Education and the Workforce - Trust and Financial Advice
Jeremy Burke and Angela A. Hung, 2015 | Full Report - Potential Economic Effects on Individual Retirement Account Markets and Investors of DOL's Proposed Rule Concerning the Definition of a 'Fiduciary'
Steven Garber, Jeremy Burke, Angela Hung, and Eric Talley, 2015 | Full Report
- Classifying Portfolio Volatility
- Documents Related to Final Rule
- Final Rule – This final regulation implements recent amendments to ERISA under which a participant of a plan will be deemed to have exercised control over assets in his account if, in the absence of investment directions from the participant, the plan invests in a qualified default investment alternative.
- PENSIM Analysis of Impact of Final Regulation on Defined-Contribution Default Investments – Martin R. Holmer, Policy Simulation Group, February 12, 2007 – This document describes the final regulatory impact analysis that incorporates analytical suggestions made by the reviewers, an update of economic and demographic assumptions, and an expansion in the scope of the analysis initiated by DOL.
- Final Estimates: PENSIM Analysis of Impact of Final Regulation on Defined-Contribution Default Investments – Martin R. Holmer, Policy Simulation Group, February 7, 2007 – Estimates used in Final Rule.
- Proposed Rule – This proposed regulation would implement recent amendments to ERISA under which a participant of a plan will be deemed to have exercised control over assets in his account if, in the absence of investment directions from the participant, the plan invests in a qualified default investment alternative.
- EBSA Automatic-Enrollment Impact Study: Final Results – Martin R. Holmer, Policy Simulation Group, January 31, 2006.
- PENSIM Analysis of Impact of Regulation on Defined-Contribution Default Investments – Martin R. Holmer, Policy Simulation Group, February 16, 2006.
- Peer Review – Completed pursuant to the OMB Final Information Quality Bulletin for Peer Review and cited in the Regulatory Impact Analysis included in the Proposed Rule – Annual Reporting and Disclosure.
- Final Rule - Annual Reporting and Disclosure – The final rules conform the Department's annual reporting regulations to the changes to the Form 5500 Annual Return/Report.
- Notice of Adoption of Forms Revisions – The Notice of Adoption of Forms Revisions describes changes to the Form 5500 Annual Return/Report for reporting years beginning on or after January 1, 2009, including a new Short Form 5500 (5500-SF) for eligible plans.
- Technical Appendix – Providing supporting documentation for the Regulatory Impact Analysis included in the Final Rule - Annual Reporting and Disclosure.
- Proposed Rule – Annual Reporting and Disclosure – The Proposed Rule would conform the Department's annual reporting regulations to the proposed changes to the Form 5500 Annual Return/Report.
- Notice of Proposed Forms Revisions – The Notice of Proposed Forms Revisions describes proposed changes to the Form 5500 Annual Return/Report for reporting years beginning on or after January 1, 2008, including a new Short Form 5500 (5500-SF) for eligible plans.
- Technical Appendix – Providing supporting documentation for the Regulatory Impact Analysis included in the Proposed Rule - Annual Reporting and Disclosure.
- Peer Review – Completed pursuant to the OMB Final Information Quality Bulletin for Peer Review and cited in the Regulatory Impact Analysis included in the Proposed Rule – Annual Reporting and Disclosure.
- Proposed Rule – The proposed regulation requires disclosure of fee information and possible conflicts of interest to plan fiduciaries to assist them in assessing the "reasonableness" of certain service contracts or arrangements.
- Technical Appendix – Provides supporting documentation for the Regulatory Impact Analysis included in the proposed regulation.
- Proposed Class Exemption – Provides an exemption for plan fiduciaries that enter into service contracts or arrangements that are not "reasonable" due to a service provider's failure to provide disclosures as required by ERISA section 408(b)(2).