This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.
Read about the agency’s 2015 examinations of Fannie Mac, Freddie Mac and the Home Loan Bank System.
Submit comments and provide input on FHFA Rules Open for Comment by clicking on Rulemaking and Federal Register.
Goal: Help restore confidence, enhance capacity to fulfill mission, and mitigate systemic risk that contributed directly to instability in financial markets.
MAINTAIN foreclosure prevention activities and credit availability, REDUCE taxpayer risk, and BUILD a new single-family securitization infrastructure. Read more in the 2016 Scorecard and Conservatorships Strategic Plan.
Plans and Reports
FHFA experts provide reliable data, including all states, about activity in the U.S. mortgage market through its House Price Index, Refinance Report, Foreclosure Prevention Report, and Performance Report.
HARP - the Home Affordable Refinance Program was created by FHFA specifically to help homeowners current on their mortgage payments, but underwater on their mortgages.
FHFA economists and policy experts provide reliable research and policy analysis about critical topics impacting the nation’s housing finance sector. Meet the experts...
Key Topics pages provide information about FHFA's work on a range of issues facing the nation and highlight the most relevant related news releases, reports, statements and web pages on the respective topics.
The Honorable Melvin L. Watt of Charlotte, NC sworn in on January 6th to a 5-year term as the first Senate-confirmed Director of FHFA.
Read more about Director Watt
We ensure the entities we regulate invest in America's communities. The Federal Home Loan Bank Affordable Housing Program is used to finance the construction, purchase or rehabilitation of housing. Fannie Mae and Freddie Mac have affordable housing goals to purchase low-income and very low-income single-family and multifamily mortgages.
This survey is in support of the National Mortgage Database project which is a multi-year project being jointly undertaken by FHFA and the Consumer Financial Protection Bureau. It is designed to learn about experiences and mortgage practices directly from borrowers. Our goal is to improve lending practices and the mortgage process for future borrowers.
Information about Duty to Serve provisions of the Federal Housing Enterprises Financial Safety and Soundness Act of 1992, as amended by the Housing and Economic Recovery Act of 2008. This statute requires Fannie Mae and Freddie Mac to serve three specified underserved markets: manufactured housing, affordable housing preservation and rural housing markets.
FHFA has a statutory obligation to require the regulated entities to file timely reports upon discovery of fraud or possible fraud. The regulated entities are also required to develop and adhere to each of their own internal control procedures. FHFA works with FHFA-OIG as well as other regulatory and law enforcement agencies in the detection, prevention and enforcement actions involving fraud, possible fraud and other suspicious activity.
This program is for homeowners who are current on their mortgage payments, but who are underwater or their mortgages. That is, they owe almost as much as or more than the current value of their homes.
This four-year program combines classroom and on-the-job training to develop a uniform set of technical and professional skills each of our safety and soundness examiners will employ when evaluating those we regulate.
This database will contain data on first-lien single-family mortgages in existence any time from January 1998 forward. This project is jointly funded and managed by FHFA and the Consumer Financial Protection Bureau.
NSI promotes strategies to help delinquent borrowers avoid foreclosure and more efficiently dispose of foreclosed properties.
1The National Survey of Mortgage Originations was originally called the National Survey of Mortgage Borrowers. The name of the survey was changed to avoid confusion with the American Survey of Mortgage Borrowers, effective May 9, 2016.
