This is the third Rate Review Annual Report issued by HHS. The report uses an analysis of 2013 data from 40 states in the individual market and 37 states in the small group market to estimate the impact of the Rate Review Program and the Rate Review Grant Program on premiums. Rate review reduced total U.S. premiums by an estimated $1 billion in 2013 ($290 million in the individual market and $703 million in the small group market). Rate Review Grants totaling $250 million are improving state rate review programs.
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