Community Reinvestment Act (CRA)
CRA requires the FDIC to assess an institution's record of helping to meet the credit needs of the local communities in which the institution is chartered. Below are links that will allow you to review the Act, find a bank's current CRA rating and Public Disclosure, review lists of upcoming CRA examinations and pending applications (decisions), and access resources with bank demographic and financial information.
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Make a Comment:
Submit a comment about an upcoming CRA examination and/or a pending bank application
CRA Examination Schedule and Ratings
- Upcoming CRA Examination Schedule
- Monthly List of Banks Examined for CRA
- CRA Ratings & Performance Evaluations
- What is a Performance Evaluation
- Bank Data Guide (Find a Bank)
Applications Subject to CRA
Community Reinvestment Act (CRA) Guidance & Policy
- The CRA Statute: U.S. Code, title 12 Chapter 30
- Preamble to the Regulation
- FDIC’s Rules and Regulations, Part 345
- FFIEC CRA Q&A's - PDF (July 2016)
- Previous FFIEC Q&A's:
- Joint Final Rule (2005)
- Community Reinvestment Act (CRA) Interagency Joint Public Hearings
- CRA Sunshine Requirements
- Strategic Plan Guidelines
- Approved Limited Purpose, Strategic Plan, and Wholesale Institutions