How to File a Consumer Complaint
Filing a consumer complaint may seem complicated, but it doesn't have to be. Use this graphic to learn the steps to take.
![How to file a consumer complaint infographic](https://webarchive.library.unt.edu/web/20170125150020im_/https://gsa-cmp-fileupload.s3.amazonaws.com/Complaint_InfoGraphic8_1.jpg)
Find out what steps to take and who you should contact if you need to file a complaint against a company.
Filing a consumer complaint may seem complicated, but it doesn't have to be. Use this graphic to learn the steps to take.
After you buy an item or service you may experience problems with your purchase. If this happens, you have the right to complain. Use these steps to get started:
Some problems with sellers are the result of frauds and scams. If you believe that you have been the victim of a fraud, file a complaint to the correct government agency. File telemarketing complaints with the Do Not Call Registry.
If you have problems during an online transaction, try to work them out directly with the seller or website. If that does not work, file a complaint with:
If you made your online purchase using your credit card, you can dispute the charge with your credit card company.
Dispute resolution programs are ways to solve disagreements between buyers and sellers, without going to court. Some companies and industries offer programs to solve disputes. You can also contact your state's attorney general or consumer protection office, law school clinics, or the Better Business Bureau to find a dispute resolution program.
Mediation, arbitration, and conciliation are the three common types of dispute resolution. During mediation, both sides involved in the dispute meet with a neutral third party, a mediator, to create their own agreement jointly. In arbitration, the third party, an arbitrator, decides how to settle the problem. Conciliation is similar to arbitration; however, you and the other party meet with the conciliator separately (not a group meeting). Request a copy of the rules of any program before deciding to participate. You should ask questions like:
Mandatory arbitration clauses are phrases written into contracts that state that if you have a dispute with a company, you must resolve it through arbitration. These clauses can prevent you from filing a lawsuit against a company. Arbitration clauses are fairly common in automotive, credit card, and cell phone contracts. But now, they are appearing in website terms and conditions statements, coupons, or corporate social media profiles. While arbitration can be less expensive, it is sometimes seen as unfair to make arbitration a requirement before a negative incident has happened or knowing how serious the problem is. Also, the decisions are binding, so you can’t appeal the decision, even if the company was severely negligent.
Before you sign a contract or even use a website, read the contract or terms of service for mentions of “arbitration”, “binding arbitration” or “resolution programs”; this language is often in the fine print of the contract and can be easily missed. Also, note that some companies may let you opt-out of these clauses, if you do so within 30 days.
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