To sell plans through the SHOP Marketplace, you must have an active state insurance license and a National Producer Number (NPN), and sign a privacy and security agreement with the SHOP Marketplace. Learn more about the process, including optional training available.
No, you'll remain the agent or broker on your client's account until you or your client actively end the authorization.
Small business agents and brokers can contact the SHOP Call Center any time.
No. You can decline your employer’s SHOP plan and get coverage through another source.
You’ll get a notice about your SHOP Marketplace coverage offer that includes a participation code. Create a Marketplace account, log in, and you’ll be able to see your offer. You may be offered one plan or a choice of plans.
No. When it’s time to renew, you’ll get an email from the SHOP Marketplace letting you know it’s time to log into your account and view your new SHOP Marketplace coverage options. You’ll have at least one week to view, accept or decline your employer’s coverage offer.
Yes, but not through the SHOP Marketplace.
No. If you’re self-employed with no employees, you can enroll in coverage through the Health Insurance Marketplace for Individuals & Families. You can’t enroll in a SHOP Marketplace plan.
Check with your employer. Employers can decide whether to offer SHOP Marketplace coverage to part-time employees.
No. You need your participation code before you can accept your employer’s SHOP Marketplace coverage offer.
If you previously had health coverage through the SHOP Marketplace, you may be able to maintain coverage but you will likely have to pay for the entire premium yourself. Check with your employer about signing up for COBRA coverage. Otherwise, only current employees of firms that are offering SHOP Marketplace plans can enroll in the plan their employer offers.
You can see SHOP Marketplace plans and prices by using this tool.
You can decide how much of your employees’ premiums you want to pay. There’s no minimum or maximum percentage or dollar amount.
Yes. You can work with any agent or broker who’s signed a privacy and security agreement with the SHOP Marketplace.
You have several choices about how you offer SHOP Marketplace coverage. Learn about your options if your business operates in more than one state.
Not if you have 1-50 employees. You can choose to offer insurance through the SHOP Marketplace or any other source. But you don’t have to, and you don’t face a penalty if you don’t.
No. To continue or change the coverage you offer your employees, you must take action each year.
If you’re self-employed with no employees, you can enroll in coverage through the Health Insurance Marketplace for Individuals & Families. You can’t enroll in a SHOP Marketplace plan.
You make your premium payments to the SHOP Marketplace, not your insurance company. If your employees are enrolled in multiple plans, you’ll still pay one monthly bill to the SHOP Marketplace.
You can find a list of agents and brokers registered with the SHOP Marketplace using our Find Local Help tool.
No. You need your participation code before you can accept your employer’s SHOP Marketplace coverage offer.
There's no limited enrollment period for the Small Business Health Options Program (SHOP) Marketplace.
Whether you apply online or use an agent or broker, you can apply, pick a plan, and enroll employees any time of year. Coverage can start at any time you choose.