There’s Plenty You Should Know About Social Security Disability Benefits!

woman in wheelchairLife is unpredictable. When something interrupts your plans, it’s good to know there’s a way to supplement your income, in case of an unexpected life event.

Social Security has a strict definition of disability based on your inability to work and provide for yourself and your family. Disability benefits are available only to people with impairments so severe that they prevent any kind of significant, profitable work. Social Security pays only for total disability. No benefits are payable for partial disability or for short-term disability.

We pay disability via two programs: the Social Security Disability Insurance program, for people who have worked and paid Social Security taxes long enough to be eligible, and the Supplemental Security Income program, which pays benefits based on financial need.

When you apply for either program, we will collect medical and other information from you. Our disability examiners will make a decision about whether or not you can do work that you did before, adjust to other work because of your medical condition, and if your disability has lasted or is expected to last for at least one year or is likely to result in death.

Certain factors may speed or delay the decision in your case, like the nature of your disability and how quickly we can get your medical records. We may also need to send you for an additional medical examination at no cost to you.

If you would like to apply for disability benefits, you can use our online application. It has several advantages, including immediately starting the process, no waiting to get an appointment, and no trip to a Social Security Office. It’s easy, convenient, and secure.

You can find out everything there is to know about disability benefits online.

 

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102 thoughts on “There’s Plenty You Should Know About Social Security Disability Benefits!

  1. would a self employed individual qualify for disability if diagnosed with arthritis, Carpel tunnel and lower back disc Hernia or degenerated discs. what steps should be followed to begin process? individual is in pain every single day while working……

    • Self-employed people can qualify for disability benefits as long as they have worked enough years to qualify and have worked and paid self-employment taxes recently.
      If you are self-employed, you likely file a Schedule SE at tax time. To be eligible for Social Security benefits, you have to pay the self-employment tax, which consists of Social Security and Medicaid taxes. The self-employment tax rate was 15.3%. Part of this, 12.4%, goes to Social Security, and the remainder to Medicaid

    • FYI: FILE NOW! at the moment 87% of those claims filed in 2012 are still waiting another 12 to 18 months for a hearing. 90% get denied. Then another 12 to 18 month in Federal court “only your attorney goes to this hearing”. So if you file now you may see some money in about 7 years! No Joke. I am one that files in 2012. I have attorney 24/7 in home care giver paid by senoon attorney nd disabled services. I was self employed and now 47 yeas old having to use a walker. With no income living with family. My 80 yr old mother is working 3 jobs so u can have medication, etc. Even though I paid into social security as well did each one of my companies over 27 years, yet the Government won’t let me have the money I paid incase I couldn’t work. We need a better system. What’s with all the young men & woman I see that walk fine, talk fine, think fine, laugh, smoke and drink, yet they are getting social security disability? I know disabilities are physical as well as mental. But, these people are just like everyone else I see that work. If you apply and get awarded you will get back pay from the date you filed/or became disabled. Remember you pay taxes on all that backpay. Don’t claim all in award year go back and spread it out over past 5 years per IRS. It is not a big deal to amend your taxes and keep from paying otherwise you will pay out a chunk because of your high income for the year. Yes, backpay is income and taxed as so. Good Luck.

      • I completely agree. I have had two invisible conditions for twenty years. Their doctors told me themselves. I hardly leave home and my family wonders why I dnt qualify for aid. People see me leave places in pain. Employers have always dismissed me, couldnt complete my education bcuz of the pain and episodes, yet I dnt qualify. My life has never been normal and I cant take care of myself and I dnt qualify. Outrageous really.

        • I get it that the system has been abused and that guidelines are in force to reduce fraud. But when I sit here going thru all the proper hoops,have an attorney, and I’m patiently waiting for a hearing date now and I can’t work, have Zero income, single mom, deadbeat ex, and I’ve been dealing with this since 2012, I wonder every day wtf am I doing wasting my time knowing I will be denied again.

          Makes being honest n legit useless.
          I’ve worked all my life since 16 and I’m 54, Scandinavian descent but basically everybody just looks at me as being white. And when I finally buckle down and decide to go and get food stamps or welfare and treated like a common idiot or Criminal as if I’m not supposed to be there it’s not for my type of people? Whatever that is.

          I’m made to feel degraded for trying to feed my family. I was even ask by one of the workers straight to my face how much money I had in my purse. I looked at her and I said how much money do you have in your purse. You think I would be here if I had money in my purse and how dare you ask me that to begin with. And did you ask that family up over there witj9 people what they have in their purse or just me because I look white.

          I have been denied foodstamps because of an income of a Dollar too much or one too many cars when they’re not even letting them my ex-husband but you won’t take my name off. If anybody feels discrimination I tell you from my point of view I’m the one discriminated against. I’ve worked all my life the last 15 years I’ve had enough on my statement yet i cant have it….it’s my money I put into it but someone tells me Nothat I can’t?

          The state just wants the money. It’s our money we put into it it’s our rights to have it it’s there for us if we don’t use it they keep it. What right is that? How can they tell us if we are or are not in pain or disabled enough to even get our own money for disability payments to help us out for a little bit until with you I’ll figure out what’s going on with our minds and bodies whatever but no fight for it and fight for it and fight for it. And then there’s just me. Watching family members abuse the welfare system family members abuse the food stamp system to where they cut all that out for everybody now.

          But I guess the worst is watching your own husband on disability the 18 years you married because of an injury but yet he does not look or act disabled. Then nobody takes away his disability and my children is in lieu of Child Support get ssi but Because that’s what it’s for. But then he goes remarries start having more kids and then my kids money are getting taken away because of is second-chance family. Pat that guy on the back and go ahead you get another chance with a family to start over, screw your kids not just one have more kids and take money away from your first kids. And you don’t even see you or pay anything on your own either for them. Just let security take care of them for you and it’s all good. Keep having kids at 50 years old when you already have teenagers and your teenagers are now losing money and you’re justifying it saying your new kids have a right to it really.

          So I sit there and I watch and I take it it Social Security they don’t care about it cuz the rules. Just fight about it can’t do nothing about it you can have as many kids as they want and it just keeps get the split between the kids.

          And here I sit and watch you do cash jobs under the table when you’re not even supposed to be working while you’re on disability Social Security and not reporting it to them or the MIRS they are and running and jumping picking up kids moving furniture moving everything when you have your bad back. But yet I’m denied.
          BUT I look at my statement and realize I’m worth more dead than alive to my family.
          Sad realization only options I have a death or denial.

          Anyway that’s my story sorry it’s a long story and this was the short version.

          Just sick and tired of being sick and tired. And I keep telling my kids just watch one day one day I’m going to snap. LOL

          • I would love to feel sorry for you, but if you used half of the energy you used writing that long letter as trying to get a job you would be employed. Obviously you are one of the 25% of social security receipient trying to dilute the fund to receive something tax free and further drawdown its reserves.

  2. I am now in Stage 5 CKD. I was at John Hopkins last week. They told me I need a dependable vehicle, someone to stay with me 24/7 for six weeks and to do fundraising to acquire more money so I can afford the meds afterwards. I received SSI but my husband and I live paycheck to paycheck. Are there any other resources out there that could help?

    • You need to apply for ACA Health Insurance at HealthCare.gov or go to your local Community Based Services Office for assistance. If your household income is below $50,000 you will likely qualify for subsidy. Your time is limited, check it out now before open enrollment ends. Do not listen to what others say negatively, check it out yourself.

    • Ignore Marti. When you get SSI you are automatically entitled to MEDICAID . Apply at your County assistance office. Stay away from the ACA, you don’t need it.

      • You don’t automatically get Medicaid when you get ssi or ssdi . You have to wait for two years then apply for Medicaid and Medicare. I know this because my husband is retired and gets his ssi he had to wait for the two years to get Medicaid and you have to go into the hospital for that to do anything for you. So yes she needs to apply for help with meds and drs if needed. I’m not sure where you get your information at but, there is a waiting period for Medicaid of two years. I know because we went through this to. And Medicaid does NOT help you unless your admitted to the hospital overnight does not help with medications or drs visits at all you’ll have to apply for Medicare for that kind of help and there’s still co pays even with Medicare and Medicaid.

    • If u r on diysos you automatically auifh for ssd. Lots of dialysis cell terse can get the .Ed’s
      Ailey to the. And they can give to you
      Talk to your lid.ey dr too
      I’m a nurse, .a e physical therapy at home can help keep u more mobile good luck

    • DRº, O SENHOR NÃO ESTÁ SENDO RACIONAL DEMAIS AO DIZER QUE GOSTARIA DE UM EMPATE ENTRE INTER E SÃO PAULO? NO PRÓXIMO JOGO O SENHOR QUER QUE A &#C2I0;82DADE DE SÃO PAULO” SAI VITORIOSA? E NOS MUNDIAIS DISPUTADOS, O SENHOR REALMENTE TORCEU PARA ESSE TIME?

  3. What about the SOAR Program? Does it really
    work for those who are identified as chronic
    homeless? How long does a homeless individual
    have to wait before receiving benefits? Many of
    the homeless/mentally disabled are trying to get
    into rehabilitation/recovery programs that provide
    transitional housing. Expediting services would be
    wonderful! Can the SOAR program be handled by a Faith-Based or Community Based Organization that would have a long term setting based on authorizing paperwork from the SSA. Lastly, now all of what has been stated pertains to women & men who are homeless veterans and who’ve submitted for VA disability compensation. Their paperwork is being
    processed by the Veterans Benefits Administration (VBA) and it’s by them to the clients that SSA can be
    applied for too at the full level of compensation. Is that true … too? VA and SSA can be a joint source of income for veterans somewhere between $3,800 to
    $4K per month? Please advise so that the federal pledge of “Eliminating Homelessness” can soon begin.

    • The 4K a month figure is a pipe dream. The SOAR program was designed to give extra training to those individuals who are already involved in either public or private social work or who have frequent contact with the homeless. SOAR trained people are better able to seek out and combine resources to meet unique individual needs. They can help individuals apply for benefits and refer people who want help to places who can provide temporary shelter. You still have to meet the eligibility requirements of any agency in order to receive monthly cash assistance.

  4. Hello,

    If an individual who is truly disabled social security will deny your claim. From what i seen on youtube individuals who put in fraudulent claims are approved. For myself i applied foe social security disability after i was hit by a car at 40 mph and left me wirh 6 screws in my neck. My claim denied. I was hit again on the freeway with left me with occupidental naulgeria and herniated disc in my T6 and T7 of my spinal cord.claim denied. At least when i go back to work i got my medical marijuana candy i just love the chocolate covered cherries they do the job and i do smoke which i would do on the job would care i would suffer at no expense oe take hydrocodone. I have a family to support and social security does care on the individual who are truly disabled in my opinion.

    • Your comment doesn’t make sense. You repeatedly say that you were unable to get SSD, yet in your last sentence, you state that SS does care about the individual who is truly disabled.
      Which is it?

          • Ada-ada aj238#&ah0; Kreatif banget. Pasti laris tuh. soalnya unik namanya: Pertamini. Salut sama mbak Nunik yang jeli melihat hal-hal unik di sekitarnya budiastawa selesai posting Wajah Lama Make-up Baru

      • She meant to say doesn’t care for those truly disabled thease stories i see here are so sad it’s hard for me to understand how the system cant see or should i say administrator’s cant see who is truly disabled if an mri is performed you cant fake a misalignment in an individual’s spine or disc bulge bones mistrued they are rolling dice with there eyes wide shutt and a lot of truly disabled people are falling through the cracks is so sad .

        • To those who have applied continue appealing the claims when your denied. Do not give up. Also find a Disability Attorney to represent.you this seems to.help your case having an Attorney. It took 3 years before I was approved. You have to be very patient with social Security and at the same time place calls to them to check on your claim. GOOD LUCK TO.ALL!!

        • Thank you very much for your comment.. I’ve been trying for two years to get my disability I got denied so now I have an attorney helping me. Everyone gets denied the first time sometimes you have to keep applying until your approved is what my attorney has told me. There’s cases people being denied several times before getting ss or disability. And could take up to five years.

      • I find it very odd that she was injured on a highway not once, but twice……
        What are the odds?????
        I feel for her, having said that?????

        • I was in two car accidents, one on July 13, 2004 just after 7pm in the rain and again July 11, 2015 just after 7pm, no rain. Same highway, a few miles apart. Neither were my fault.

      • Ho letto un po’ dei Vostri commenti e mi chiedo anzi dico…..Ma dovete andare in vacanze???? e andate in vacanza… ma che vi interessa del capitano, se saluta se non saluta, della cena con il ca2a#ino&t8p30;della maleducazione altrui, ma che vi frega, fatevi i cavoli VOSTRI.Io e la mia famiglia quando partiemo e siamo 10 non 1 siamo invisibili non rompiamo e siamo educati con tutti, anche con chi non lo e’.Vivete senza rompere e nessuno vi rompera’, Saluti

    • Your writing is so poor that I can’t tell your past, present or future. Going back to work indicates you aren’t disabled. The answer for you is pot candy. Have a good life. And by the way with your attitude and beliefs, file a fraudulent claim since you believe that is what it takes to be approved.

    • You were given false information. It would be virtually impossible, under the very stringent rules and requirements of disability aid programs, to fraudulently obtain benefits. You can’t simply walk into an office, say you are disabled, and receive benefits! The application process is long and difficult, requiring rounding up records, obtaining medical confirmation of the severity of one’s disability, etc. And cases are routinely reviewed.

      • Correct. Get a good disibility lawyer. Show them your accumulated paperwork from doctors. Psychiatrists and therapists if disibility is mental. A good disibility lawyer should be able to (reasonabley) tell you what your chances are. Remember, they only collect a fee if you win, so obviously, they will not waste their time if they do not think they will prevail.
        Then, BE PATIENT. Most people are indeed turned down 3 times . Thats where your disibility lawyer comes in. They will ask for a hearing before an administrative law judge. Chances are, your disibility lawyer had gone before said law judge multiple times in the past. I.E, they know each other, have history, etc.
        It took me 18 months. Finally went to the hearing with my lawyer. 8 weeks later got my award letter. 4 weeks later, got my back pay. I am 61 yrs old. SS gave me the identical monthly amount i would have gotten if i worked till my full retirement age of 66 and 2 months. So in reality, i was able to retire at 59!!
        Moved to sunny florida from the north and love life.
        So, to capsulize, you will need to:
        1. Have very recent documention to support your claim.
        2. Find the BEST disibility lawyer in your area.
        ( you are pretty much wasting your time if you go it alone )
        3. If lawyer accepts your case, do everything they ask.
        4. Sit back, and be PATIENT!!
        * I worked and made a very good living for 35 years.
        * My story pertains to SSDI.

        • Social Security is a hard one to understand. My husband was diagnosed with a terminal heart condition and was not a candidate for heart surgery. Social Security denied him even with all the proper paperwork and documentation. We did get a lawyer and he eventually got his disability but it took so long he only lived a few months after winning. The sad thing is there are so many people who receive disability for being diabetic or some other problems that are not as severe. I just don’t understand. I used to work for the State of Arizona for 15 years doing benefits such as food stamps, cash assistance, medical and other things as well. And the big deal was how everyone said SSA denies almost everybody, that , that is the name of the game. Really sad as I see people who qualified but function as normal as any one who is not disabled. How does that happen?

      • to DH Fabian, it is not about simply receiving benefits, it is true that it is easy enough to scam the system and that is the reason for truly disabled waiting for so long. I have known people of “total disability” building things without a contractor, I have seen people who are sitting at the SS office with “learning” disability talking about how to preserve the check, when she can wash dishes or clean hotel rooms, she had no problem learning the social media, but having problems with learning how to fold towels? a lot of people can change their prior occupation and would get off the disability benefits but chose not to. Now in the age of technology a lot of new jobs can be available to people, that will help the fake ones to get a new job and the truly disabled to be approved.

    • All claims ate denied the first time unless certain conditions. They want you to hire a attorney or advocate to help you reapply.they take a percentage of backpay. But you get approved.

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  5. I have had 5 surgeries, 2 back 2 neck and bladder…I never tried for SSD until I was unable to clean homes anymore,I always had pain, but at 50 I was done..I got denied twice..I know several people that never had any surgeries , that got approved right away…one girl, that was teaching gymnastics, got it for having a bad back..Her sister is getting it because she took Xanax and oxycontin, and got a dui…somehow they said she suffered seizures (not taking pills) and she got it right away…It’s disgusting how SSD works…If you get a good lawyer your in, if you fake your in, if your honest and really disabled your screwed….I am praying that this turns around soon….

    • Totally agree those scam artists get bebefits with no difficulty but folks like myself who have worked for these benefits and need them for everyday life are denied so sad and frustrating. Things need to change.

      • That is false. Take some time to learn what is actually required to apply and qualify for disability benefits. One is required to provide medical verification, not only of a disability, but of the fact that the disability is so severe as to make gainful employment impossible.

        • I agree its rather hard to recieve benefits theres alot that has to be done to get any benefits i feel sad when people say they’ve been trying for years and are in worse shape than i am i feel guilty i fell off my lawn mower in 2011 went to doctor they treated me for pulled mussel for 3 weeks and it never got any better so doc sent me to get an MRI a week later doc comes in looks at the floor and says im sorry to tell you but you have some issues that are going to take more to get over than just a few mussel relaxers i went to a pain clinic recied 2 epidural injections started on hydrocodone 3 up to ten mg in a years time which never helped with pain i filed for disability in that same year month after my 2nd injection nov 2011 i had a heart attack they put two stents in i was in recovery when ss office called and did my interview over the phone she tried to get me to reschedule i said no im ok lets get this over with so she interviewed me ,then they had a case worker call me ever so often over the next 4 months asking questions and asking for forms from doctors i had seen on my back the pain clinic said i had a misalignment in my lower spine from l5 to l2 my spine pushed forward said i didn’t need to pick up more than a gallon of milk jan 2012 another heart attack and another stent placement by February 2012 i was notified that i was approved for ssd i had worked 23 years i was so frustrated to see that i was only intittled to draw 927 a month my children i thought would each draw half of what i was drawing wrong she said your family benefit is 1300 so you get 927 and they get 126 each i said to the case worker well thats not enough to live on but its better than nothing then she explained that if i hadn’t mentioned my kids that 927 would be all that would be allowed i said even after paying in for 23 years she said yes so all you people trying to get disability even if its fraudulently you best if possible keep working now all thats left is my son and he has one year left in school and his benefit will end and now i have medicare premiums and humana insurance my benefits are 870, i just went through open heart surgery and im taking 27 different medications im up to 100mg morphine twice daily and 7.5mg oxycodone for continuous break through pain 2x daily baclofen for mussel spasams been diagnosed with type 2 diabetes i have diabetic neuropathy in legs feet and hands im 52 any one wanna trade places with me open heart surgery is the worst thing to try and get over i would just a soon die than go through that ever again if i have choice and dont die if i have another attack im not do surgery if they cant do a stent im not doing it no way no sir ree.

          • This should be a help site for social security not bash someone’s character shame on all of you bash hrads

    • The majority of first applications are rejected, actually. Contrary to what the public were led to believe, the application process is very long and difficult.

    • Therese Rogers, I agree with you 100%. I truly hope they fix the system soon. I know people who are severely disabled and cannot get disability, but fake it and pretend to be mental or whatever and they get first try. Very sad.

  6. It is true, some people who are truly disabled, are pass on. I have seen it for myself. My daughter is BIPOLAR. I HAVE TRIED 4 times. To fet her on ssi. They give sorry reasons why not. Like she went to the prom. And she had baby sat one time for friend with who had a son the same age as my daughter. My daughter was their to play with the little sister. We had her in girl scouts from dasieys to, borines. Than seniors. She has not one friend. , from All that time. The same School District. No Friends at all. SHE HAS EVEL THOUGHTS. With MENTAL HEALTH You can not see it. So it is not their…

  7. I would like to know who to contact on the facts that my application date was CROSSED OUT by the CR & postdated to the next year and that i WAS NOT GIVEN SSDI benefits. I was given SSI benefits and the employer stated on a form filled out by the SSA that the insurance adjuster for the employer would give me x amount per month and never did, this resulting in lower benefits by the SSA. This all comes out of th SSA paperwork I do have and I have been trying to get this resolved through the SSA with nothing more than blatant lies and obstacles. It would be great to get this fixed through the SSA right away as I’ve been getting far too low of my SSA monthly benefits for quite some time. I don’t want to think that this was set up this way but it’s looking as such by folks that work in the SSA.
    Sincerely. DJ.Padilla

    • Send a letter to your Congressman, maybe he can make sense out of what you are saying. SSI payments are not based upon what an insurance adjuster fails to do. Good luck.

  8. CV: I am totally disabled and have been for about 5 years now. At one point the doctor told me he didn’t except me to live more than two weeks. They have no idea what is wrong with me. The only thing that still works well for me is my hands and at times they go numb. I am a wreck to say the least. I have collected SSDI the whole time until I turn 65 then they put me on SS with Medicare. If the full retirement age is 70 why would they put me on SS and not leave me on SSDI until I am 70 years old? My husband is partial disabled but goes to the VA and gets benefits and is now retired and gets SS. Without his income and even with it we just barely get by. President-elect Trump will end Obama care but Paul Ryan says his plan is better and wants to do away with Medicare and SS. What he will replace it with I have no idea but worries me.

      • Susan I couldn’t wait. I am totally disabled and have been for at least 5 years or more. Had I not gotten Social Security Disability we could not have made it. I didn’t change to SS THEY switched me to SS at age 65 and I don’t understand why. Why didn’t they wait until I was 66 like you say?

  9. I filed and was granted SSD, I recived my first check in September, I was told By the SSD office by phone I should receive my back pay perhaps before my next check, it is now January 19th and still have not received it, When I call Social Security they all tell me it takes 60 to 90 days…Hmmm?
    What is the hold up? I keep telling these bill collectors 30 more dsys, I’m fixing to start Loosing everything? ?

    • How long did your case take to be resolved and even though your waiting on the retro pay from when you first applied

    • We apologize for the delay and inconveniences you are experiencing Richard. Unfortunately, but for your security, we do not have access to personal records in this blog. Please continue working with your local office. You should be allowed to speak with the manager to see how we can help to expedite resolution of your situation. If you are unable to visit the local office, you can call our toll free number at 1-800-772-1213 (TTY 1-800-325-0778. Representatives are available Monday through Friday between 7:00a.m. and 7:00p.m. Generally, you will have a shorter wait time if you call later in the week.

    • I almost wish I was at work today. Told Mrs. G98 that there was no friggin' way I'd be playing Meanderthal to her shopping impulses. She took my brotaer-in-lhw with her instead. May God have mercy on his soul. I'm currently hoisting a cold Spotted Cow in his honor for the sacrifice he made. There's a reason they call it Black Friday. One's mood is never so dour than when immersed under duress in that seething mass of humanity crowding the checkouts at Jacques Penne' or Target' Boutique.

  10. I’ve been denied 2 times, now I got a lawyer and went in front of the judge. I’m waiting for the results. …..if I don’t get it I’m killing myself.

    • Wish all the best its where I’m at waiting for a court date with the judge, how long of wait was it for you to get a date for a court hearing date after your second denial.

      • The length of time it takes to get a hearing can vary from state to state. We attempt to resolve all claims promptly, but there may be delays due to the volume of pending appeals in your area. Please continue working with your attorney and local hearing office on specific questions about your case. Thank you for your support and for using our blog.

    • Tricia,
      more for the rest of us.

      I was denied 4 times before I got a lawyer, but he took $4000 for his representation back in the 90’s.

      If you are denied, you are not truly disabled.

  11. I was approved finally after 3 years. However, social security sent $24,560.00 to domestic relations even though I didn’t know any money on my case. Now Domestic relations is saying they did not get it. This money has vanished into thin air and neither place will help me find it!

    • File a police report, KEEP bugging the detectives. THAT check was issued then who cashed or deposited it is on record. Fraud should get YOU a new check, but get a different bank, credit union or dependable relative who’s trustworthy to receive it for you.

  12. I hope someone can give me correct feedback a with this issue.I was on ssi before i got married 6 yrs ago. social security stopped because my husband made too much money for me to receive SSI.my husband became disabled during our marriage.HE receives SSD and retirment pension.I still have my disability and haven’t worked.Now we are seperated and are living under the same room in which is so difficult.But i have no where to live.I have no money and still unable to work.Now i don’t know if i have to go through the whole process of waiting for approval.my status hasn’t changed as far as the disability i have if anything its worse.I’m very upset that getting married stopped me from continuing to receive benefits.Now I’m in an awful situation where I don’t have money for copays for docs and prescriptions or food or a place to live etc…

    • I would think you options are limited but your divorce lawyer should be able to get you a portion of his pension. I would go to your ss office in person, bring a physician report and let them know you need to restart your ssi. They may say you need to be divorced first to qualify. Once you have your benefit back you can find housing options. Some disabled housing rent is just 30% of your income.

    • For your security, we do not have access to personal information via this blog. We suggest contacting our toll free telephone number at 1-800-772-1213 and speaking to one of our representatives for specific concerns about your situation. Representatives are available Monday through Friday between 7 a.m. and 7 p.m. Thanks!

    • take any paperwork from your previous approval and any subsequent work showing divorce and physical health, but go to your SS office ASAP.

  13. I was approved for ssi at 61 after waiting over 2 years. When I turn 62 3 months later Social Security made me take early retirement. I lost a lot of money for the rest of my life, is Social Security saying I’m not disabled now? Seems as though I should have gotten retroactive pay since I was disabled before early retirement started. Have you heard this to be true?

    • Hi Roger, keep in mind that the Supplemental Security Income (SSI) program pays benefits based on financial need. We have strict guidelines that apply to individuals receiving benefits under the SSI program. If an SSI recipient is insured and qualifies on his or her own record for their own retirement benefit, they are required to apply at age 62. Failure to apply for additional benefits will result in suspension or termination of their SSI benefits. We hope this information is helpful.

  14. What is failed to be mentioned here is the stress and turmoil one has to go through to apply & receive what they’ve worked their whole lives for!! We work for it, we’ve earned it, BUT, we still have to fight for it!!

    • No you pay in which is paying the current benefits out to others. The money you pay in is microscopic in comparison to the amount you would be paid in benefits. You are NOT entitled to it, it is NOT retirement benefits. It is something you are entitle to APPLY for. Your SSA statement states clearly YOU MAY be entitled to benefits. You don’t work for it and earn it. Educate yourself. You pay in peanuts like a Life Insurance Policy. The problem is Too many people have been on this then what it was intended for and the well is dry. If you put in several thousand over 40 years, Then how do you expect to get a years salary out of it every year until age 65. SSDI and SSI do not pay past the 65th birthday. At that point you are expected to be retired. Retired because WHO WOULDN”T QUALIFY as disabled at age 65 years of age. Give me a break people. Do you even hear yourselves. Whiny, entitled, arrogant people who thinks that someone is getting something and they aren’t as bad off as you. Who are you to judge. you have not read their medical records. you have not seen their files. SSA awards cases not on a medical condition. It’s HOW a conditions IMPACTS or IMPAIRS YOUR ABILITY. Also so many are surprised when they are not seeking medical treatment that they are denied. You have to prove your severe impairment does impair your activities severely and for AT LEAST A year. No medical evidence NO CLAIM! If you have a condition that has not last a year, you too will be denied, unless your condition is expect to end in death in less than a year. So yes, they screen cases well. If someone files a fraudulent claim, they would have to be claiming something that is not objective and can’t be said other than taking someone’s word for it, for example a mental impairment. Plus they would have to be a damn good actor to fool all their treating doctors and therapists.
      If you truly know someone who you believe to be a fraud and collecting they REPORT THEM TO SSA so SSA can investigate. Stop your whining and put your money where your mouth is.

  15. I have grand mal pseudo seizures due to conversion disorder that last anywhere from 5 minutes to 4 hours, early menopause, am in a bed or wheel chair anywhere from a few hours – a week after seizing (convulsions, irregular breathing to stopping up to 45 ish seconds at a time and half the time catatonic), random leg give outs, an inset vertebrae on the 12th lumbar, chronic ptsd with regular breakdowns of blacking out and disappearing beneath 4 people’s noses in the house (I’m tiny) and it can’t be treated (seizures) because they’re non epileptic, don’t smoke anything or drink, have manic bipolar and insomnia, nerve damage in my frontal lobe (brain), and I have circulatory anemia. I was denied twice in Iowa and had to move back to Nebraska after finding out the only specialist for my issues within four states is here and have been denied again, sent in my appeal 2 weeks ago, working with (disability attorney of over 40 years), and I’ve had over 350 seizures since march 21,2013. I’m also 21. The government makes it as hard as fudge biscuit!

  16. Can my wife draw additional disability benefits? She’s retired and drawing regular SS now, based on her work history alone, but has a handicap that makes her SS income and my work income (<50k/year) difficult to live on.

    • Hi Steve, individuals can apply for Disability Benefits before they reach their full retirement age. Disability payments are established at the highest rate possible, meaning your wife could get a higher monthly benefit amount. We can continue paying her retirement benefits while we consider her application for disability and wait for a medical decision. Keep in mind that in addition to meeting our definition of disability, individuals must have worked long enough–and recently enough–under Social Security to qualify for disability benefits. For more information and to see if she should apply for disability benefits, your wife can contact her local office or call us at 1-800-772-1213 between 7 a.m. and 7 p.m., Monday through Friday and speak with one of our representatives. Generally, you will have a shorter wait time if you call later in the week. We hope this information helps you.

  17. I have Ben down the ruff road I applied for ssi and disability back in 2000 was denied and I applied in 2012 was denied in 2015 now I’m on a now case fI led in 2016 I have all papers.of everything I have bilateral curpal tunnel syndrome server and I have spondylolisthesis server I have Ben out of work sence 2011 and still fighting to get help

  18. After a lateral stroke which has left absent sensations on the left side. That was June 2013, attorneys advised disability judges would require a 12 month wait to see period if sensations return. I’m over 55. Can’t do many types of work, condo I was leasing was sold so had to move out. Found my car is comfortable to live in except for the spasms and pain from the stroke. Insurance, no help as there are more doctors who accept Medicaid.
    In summary, I have two sources to end my life, to end the pain. So glad I was able to work since I was 17 to get kicked while down when I was debilitated.

  19. SSA – POMS: DI 26520.001 – Overview of the Vocational Rehabilitation

    “In several amendments to the Social Security Act, Congress indicated its clear desire that individuals who apply for disability benefits should be promptly referred to State rehabilitation agencies with the aim of rehabilitating as many as possible into productive activity.

    Every case forwarded to the DDS for a decision of disability is considered for VR referral regardless of the applicant’s age, medical condition or whether the benefit claim is allowed or denied.”

    It is obvious that the SSA doesn’t follow their own policies. Eliminate the Vocational Rehabilitation reimbursement program if the SSA cannot follow it.

    The SSA waits after they received benefits for two years before sending them a Ticket-To-Work brochure. Then it is Voluntary.

    Ticket-To-Work is voluntary, but Vocational Rehabilitation is not. Benefits can be withheld(deductions) for refusing VR without good cause.

    SSR 78-24: Disability — Refusal to Accept Vocational Rehabilitation Services

    SSR 78-24 and SSA – POMS: DI 26520.001 have not been rescinded.

    • Veterans can receive Vocational Rehabilitation through the VA while they wait for their hearing. Refer them to the VA Vocational Rehabilitation after they have been adjudicated by the DDS.

      SSA – POMS: DI 26520.001 – Overview of the Vocational Rehabilitation

  20. Vocational Rehabilitation Service is free for all under federal and state funding. The only time the SSA has to reimburse VR is if the claimants gets approved for benefits and complete the 9 months and other conditions are met. Then the SSA could reimburse the VR and terminate the claimant’s benefits at the same time.

  21. If the SSA get the lazy freeloader to do Vocational Rehabilitation, then then SSA could save billions of dollars.

    Their backpay would be offset by the Vocational Rehabilitation work earnings and some would have their benefits terminated.

    Even the current beneficiaries collecting benefits could be force to do Vocational Rehabilitation or have their benefit withheld(deduction).

    Those with a MIE diary date should be force to participate in Vocational Rehabilitation. They wouldn’t be eligible for the Ticket-To-Work, so the SSA wouldn’t have to reimburse the State Vocational Rehabilitation.

    • While legislation repealed Social Security Act Section 222(b) and Section 1615(c), refusal of Vocational Rehabilitation is still mentioned in Section 222(d) and Section 1615(d).

  22. The SSA administrative expenses come from the Disability Insurance trust fund. As more fraudsters get approved there isn’t enough money to pay the fraudsters and the administrative expenses. The fraudsters would get the money from the trust fund first before the administrative expenses are paid. Congress just has to reduce the SSA’s budget so all the fraudsters can be paid.

  23. My claim for SSDI was filed in June 2016 and I was approved in the “initial” stage last month, Dec 2016. So It can’t be said everybody gets denied the first time. Was hit by a truck 19 years ago walking across the street. 4 lane road…hit and run. Blew out the main artery in my leg. They put a 5in graph into the upper thigh. In May of 2014 they replaced the whole artery from upper thigh to just above the ankle using the vein from my left arm from wrist to upper shoulder. Most days the lymphedema and the aches get the best of me. Get a good Lawyer and always have faith. I will be receiving my first check in Apr 2017.

  24. The article doesn’t mention what happens when the governor(s) of your state reduce SSI faster than your SSDI benefits go up and you wind up in a hole that, given the moronic way in which COLAs are being figured these days, you will never climb out of. Allowing state governors to balance budgets on the backs of SSDI and SSI recipients somehow just doesn’t strike me as fulfilling the original intent of the programs.

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