Handbooks

HB-1-3550 Direct Single Family Housing Loans and Grants - Field Office Handbook

HB-2-3550 Direct Single Family Housing Loans and Grants - Centralized Servicing Center Handbook

HB-1-3555 SFH Guaranteed Loan Program Technical Handbook

HB-1-3560 MFH Loan Origination Handbook

HB-2-3560 MFH Asset Management Handbook

HB-3-3560 MFH Project Servicing Handbook

HB-1-3565 Guaranteed Rural Rental Housing Program Origination and Servicing Handbook

Application Information Systems Support Handbook

A consolidated version of the handbook is available.HB-1-3550 is a large document and may take sometime to load.
Table of Contents
Chapter 1 - Overview
Chapter 2 - Overview of Section 502
Chapter 3 - Application Processing
Chapter 4 - Borrower Eligibility
Chapter 5 - Property Requirements
Chapter 6 - Underwriting The Loan
Chapter 7 - Escrow, Taxes, and Insurance
Chapter 8 - Loan Approval and Closing
Chapter 9 - Special Situations
Chapter 10 - Leveraged Loan
Chapter 11 - Nonprogram Loan
Chapter 12 - Section 504 Loans and Grants
Chapter 13 - Servicing Functions
Chapter 14 [Reserved]
Chapter 15 - Managing Custodial and REO Property
Chapter 16 - Disposing of REO Property
Glossary
Acronyms
Appendix 1
Appendix 2 - 14
Appendix 6 - Interest Rates
Appendix 15
Appendix 16
Direct Loan and Grant Income Limits

Table of Contents
Chapter 1 - Overview
Chapter 2 - Regular Servicing
Chapter 3 - Escrow, Taxes, and Insurance
Chapter 4 - Payment Subsidies and Income Determinations
Chapter 5 - Special Servicing
Chapter 6 - Liquidation and Acquisition
Chapter 7 - Special Collection
Acronyms
Glossary
Appendix 1
Appendix 2 - 5

Direct Loan and Grant Income Limits

Table of Contents
Chapter 1 - Overview
Chapter 2 - Record Retention
Chapter 3 - Lender Approval
Chapter 4 - Lender Responsibilities
Chapter 5 - Origination and Underwriting Overview
Chapter 6 - Loan Purposes
Chapter 7 - Loan Terms and Conditions
Chapter 8 - Applicant Characteristics
Chapter 9 - Income Analysis
Chapter 10 - Credit Analysis
Chapter 11 - Ratio Analysis
Chapter 12 - Property and Appraisal Requirements
Chapter 13 - Special Property Types
Chapter 14 - Funding Priorities
Chapter 15 - Submitting the Application Package
Chapter 16 - Closing the Loan and Requesting the Guarantee

Chapter 17 - Regular Servicing-Performing Loans

Chapter 18 - Servicing Non-Performing Loans - Accounts with Repayment Problems

Chapter 19 - Custodial and Real Estate Owned Property

Chapter 20 - Loss Claims - Collecting on the Guarantee

Appendix 1 - 7 CFR part 3555
Appendix 2 - Forms and Instructions
Appendix 3 - Review and Appeals
Appendix 4 - Agency and Employee Addresses

Appendix 5 - Income Limits

Appendix 6 - Interest Assistance

Appendix 7 - Caivrs Access Instructions

Appendix 8 - EDI Documentation

Appendix 9 - Penalties

Appendix 10 - Unnumbered Letter and State Supplements

A consolidated version of the handbook is available. HB-1-3560 is a large document and may take sometime to load.

Table of Contents
Chapter 1 - Introduction
Chapter 2 - MFH Programs and the Origination Process
Chapter 3 - Property Requirements
Chapter 4 - NOFA and Initial Application Process
Chapter 5 - Processing Final Applications - Stage 2
Chapter 6 - Participating with Other Funding Sources
Chapter 7 - Security Requirements
Chapter 8 - Loan Closing and Project Lease-Up
Chapter 9 - Project Construction
Chapter 10 - Subsequent Loans and Loans for Final Payments
Chapter 11 - Special Property Types
Chapter 12 - Farm Labor Housing Loans and Grants
Appendix 1 - 7 CFR part 3560
Appendix 2 - 7 CFR part 11
Appendix 3 - Forms Referenced in this Handbook
Appendix 4 - Handbook Letters

A consolidated version of the handbook is available. HB-2-3560 is a large document and may take sometime to load.

Table of Contents
Chapter 1 - Introduction
Chapter 2 - MFH Programs and Asset Management
Chapter 3 - Property Management
Chapter 4 - Financial Management
Chapter 5 - Project Physical Conditions
Chapter 6 - Project Occupancy
Chapter 7 - Rent, Shelter Costs, and Utility Allowances
Chapter 8 - Rental Subsidies
Chapter 9 - Agency Monitoring
Appendix 1 - 7 CFR part 3560
Appendix 2 - 7 CFR part 11
Appendix 3 - Forms Referenced in this Handbook
Appendix 4 - Handbook Letters
Appendix 5 - Civil Rights Laws' Accessibility Requirements That Apply to the Multi-Family Housing (MFH) Program

A consolidated version of the handbook is available. HB-3-3560 is a large document and may take sometime to load.

Table of Contents
Chapter 1 - Introduction
Chapter 2 - MFH Programs and Loan Servicing
Chapter 3 - Automated Systems
Chapter 4 - Account Servicing
Chapter 5 - Ownership and Organization Changes
Chapter 6 - Determination of Project Suitability
Chapter 7 - Transfers of Project Ownership
Chapter 8 - Security Restructuring Requests
Chapter 9 - Unauthorized Assistance
Chapter 10 - Compliance Violations, Defaults, and Work-Out Agreements
Chapter 11 - Loan Restructuring
Chapter 12 - Account Liquidation
Chapter 13 - Other Special Cases
Chapter 14 - Management and Disposal of Real Estate Owned Property
Chapter 15 - Project Preservation
Appendix 1 - 7 CFR part 3560
Appendix 2 - 7 CFR part 11
Appendix 3 - Forms Referenced in this Handbook
Appendix 4 - Handbook Letters

A consolidated version of the handbook is available. HB-1-3565 is a large document and may take sometime to load.

Cover Page
Table of Contents
Chapter 1 - Overview
Chapter 2 - Lender Eligibility and Approval
Chapter 3 - Lender Underwriting
Chapter 4 - Loan Guarantee Application Processing
Chapter 5 - Construction Requirements
Chapter 6 - Program Fees
Chapter 7 - Servicing Permanent Loans
Chapter 8 - Property Management
Chapter 9 - Insurance Requirements
Chapter 10 - Claims
Chapter 11 - Environmental Requirements
Chapter 12 - Secondary Market
Glossary
Appendix 1 - 7 CFR Part 3565
Appendix 2 - List of Forms