Benefit Decision Guides

Guide for state employees as well as employees of housing, certain other authorities and planning councils. Employees receive the guides through their GIC coordinator. The content of the Active Benefit Decision Guide is available by clicking on the links on this page. Or, you may download a copy of the guide from the link at the top of this page.

Guide for state retirees and survivors, deferred retirees, and former employees who have continued to pay for health coverage through the state's 39-week option or the federal COBRA option, retirees in participating redevelopment, housing and certain other authorities and planning councils, as well at Retired Municipal Teachers participating in the GIC RMT program. Retirees/Survivors will be mailed the guide to their permanent address by the beginning of annual enrollment. The content of the Retiree/Survivor Benefit Decision Guide is available by clicking on the links on this page. Or, you may download a copy of the guide from the link at the top of this page.

Guide for employees, retirees and survivors of participating and new municipalities. Employees of current municipalities will receive their guide through their benefits office; participating retirees and survivors will receive the guide at their home by the beginning of annual enrollment. New municipal employees, retirees and survivors who are joining for the first time will receive the guide through their benefits office by the beginning of the open enrollment. The content of the Municipal Benefit Decision Guide is available by clicking on the links on this page. Or, you may download a copy of the guide from the link at the top of this page.

Monthly premiums for GIC benefits

These communications provide an overview of your benefit options.  All content of the Benefit Decision Guides is available as links off this main Benefit Decision Guide page.