Probably.
The only way to know for sure is to fill out an application. But to get a quick idea:
If your eligibility results say you qualify for “cost sharing reductions” – also known as "Extra Savings" – you can save money on out-of-pocket health care costs. But you get these extra savings only if you enroll in a plan in the Silver category. In most cases Silver is your best choice: You’ll have a pretty low premium, with a lower deductible and lower costs whenever you go to the doctor or have other medical expenses.
The Marketplace bases savings on your estimated income for the year you want coverage – not last year’s income.
Most households include:
Log into your HealthCare.gov account any time until January 31 to update your application and enroll in any available plan, even if your 2017 coverage has started.
Even if you like the plan you were automatically enrolled in, we strongly recommend you log in to your Marketplace account, update your application with your expected 2017 income and household information, and compare the plan you've been enrolled in with other 2017 plans. This way, you'll be sure you get the right amount of savings, and you may even find a new and more affordable plan that works better for you.
Log into your HealthCare.gov account, update your application, and check out the plans available for 2017. (Note: If you don't have a 2017 application in your account, you can start a new one.)
Premium tax credits and other savings are based on your expected income for 2017 (not last year's). The only way to be sure your savings are accurate is to log in and update your application with any income and household changes you expect for 2017.
How you cancel depends on the reason you're cancelling and whether you're ending coverage for everyone on your application or just some people. See how to cancel your plan.
You can change your plan any time through January 31, even if your 2017 coverage has already started.
Use our checklist (PDF) to make sure you have everything you need.
The only way to know for sure is to fill out an application. But to get a quick idea:
Log into your HealthCare.gov account any time until January 31 to update your application and enroll in any available plan, even if your 2017 coverage has started.
Answer a few fast questions to preview plans with personalized price estimates before you apply.
Once you enroll, you must pay your first premium directly to your insurance company — not the Health Insurance Marketplace. Your coverage won’t start until you pay your first premium. Learn more about how to pay your premium.
Reset your password or get your user name. Still need help? Get tips on logging into your account.
You can check 3 ways:
If anyone in your household was covered by a Marketplace plan in 2016, you’ll receive Form 1095-A, Health Insurance Marketplace Statement, in the mail by early February. You’ll use it to “reconcile” your premium tax credit.