Fair Arbitration
- The Model State Consumer and Employee Justice Enforcement Act Titles IX & X, Jan. 2017
- The Model State Consumer and Employee Justice Enforcement Act, Nov. 2015
Car Sales and Financing
Debt Collection and Debt Settlement
- Model Family Financial Protection Act, November 2015
- Statute of Limitations Reform Act, November 2015
- NCLC/Consumers Union model state law for debt settlement, January 2011
Foreclosures
- New NCLC Model State Foreclosure Rescue Scam Statute (MS Word) and Overview Memo
- FORECLOSING A DREAM - State Laws Deprive Homeowners of Basic Protections: Report (Feb. 2009), Press Release
Survey of State Foreclosure Laws (prepared Feb., 2009). For current summaries of state foreclosure laws, see Appendix F to NCLC's Foreclosures and Mortgage Servicing (5th ed. 2014), updated at http://www.nclc.org/library
Foreclosure Mediation
- Model Foreclosure Mediation/Diversion Statute (Judicial Foreclosure State)
- Model Foreclosure Mediation/Diversion Statute (Non Judicial Foreclosure State)
- Model Statute: Requirement for Loan Modification Analysis/Loss Mitigation Before Foreclosure
- Memorandum on Federal and State Constitutional Issues Related to Foreclosure Mediation/Diversion
- Model Form for Summary Data of Loan Modifications from Mediations/Conference
Mortgage Servicing
- Model State Law on Mortgage Servicing: An Outline, December 2010
Manufactured Homes
- AARP: Manufactured Housing Tenants: Shifting the Balance of Power, June 2004
- Promoting Resident Purchase Opportunities (Policy Guide with model law and full text of existing laws)
- Protecting Fundamental Freedoms in Communities (Policy Guide with model law and Appendix - full text of state laws)
Payday Loans and Usury
- Small Dollar Loan Products Scorecard (50 state survey), Press Release, Statutory Backup
Payroll Cards
Tax Consumer Issues
- Revised Model Individual Tax Preparer Regulation Act, Nov. 2013
- Revised Model Refund Anticipation Loan Act with Commentary
Unfair and Deceptive Practices
Consumer Protection in the States: A 50-State Report on Unfair and Deceptive Acts and Practices Statutes, February 2009; Press Release; State-by-State Analysis of State UDAP Statutes
General
- Model Consumer Credit Act (1973)
- National Consumer Act (1970)