The independence and financial security of older adults are threatened by abusive practices in the marketplace. NCLC provides trainings and case consultation as well as legal assistance to attorneys and advocates for older adults in consumer and energy law. Our advocates specialize in foreclosure prevention and defense, debt collection, consumer fraud, and energy/utility assistance, among other topics. NCLC is a partner organization within the National Legal Resource Center.
- Webinars
- On-Site Trainings for Elder Advocates
- Consumer Information for Older Adults (consumer and advocate brochures)
- Policy Analysis (Reports, Comments & Testimony)
Free Webinar Series (Sept. 2015 – June 2016):
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Litigation
- Press Release: NCLC Sues Nationstar Mortgage for conducting unnecessary reverse mortgage inspections, May 4, 2016
Policy Analysis
Policy Briefs, Reports & Press Releases- Press Release: NCLC Sues Nationstar Mortgage for conducting unnecessary reverse mortgage inspections, May 4, 2016
- Policy brief: Priorities for Consumers with HECM Reverse Mortgages, September 2015
- Press Release: Advocates Applaud HUD on New Reverse Mortgage Policy that Could Reduce Foreclosures on Surviving Spouses, June 2015
- Surviving the Borrower: Assumption, Modification, and Access to Mortgage Information after a Death or Divorce by Sarah Bolling Mancini and Alys Cohen, Pepperdine Law Review (forthcoming 2016), September 18, 2014
- Past, Present and Future Threats to Federal Safety Net Benefits in Bank Accounts, Margot F. Saunders, Johnson M. Tyler, University of North Carolina Banking Law Journal, Feb. 2012
- Report: Runaway Bandwagon: How the Government's Push for Direct Deposit of Social Security Exposes Seniors to Predatory Bank Loans (July 2010)
- Report: Subprime Revisited: How Reverse Mortgage Lenders Put Older Homeowners' Equity at Risk (Oct. 2009)
- Comments to the U.S. Housing and Urban Development re: Federal Housing Administration (FHA) strengthening the Home Equity Conversion Program, July 18, 2016
- Testimony of NCLC Director of Litigation Stuart Rossman before the U.S. Senate Committee on Aging re: pension advance schemes, Sept. 30, 2015
- NCLC comments to the U.S. Department of Housing and Urban Development regarding the Alternative Option for Claim Payment Announced in Mortgagee Letter, Feb. 3, 2015
- NCLC comments to the U.S. Department of Housing and Urban Development on Changes to the Home Equity Conversion Mortgage Program Requirements: Financial Assessments, Oct. 15, 2013
- Testimony of NCLC attorney Odette Williams before the U.S. Senate Banking subcommittee on Long Term Sustainability for Reverse Mortgages: HECM's Impact on the Mutual Mortgage Insurance Fund, June 18, 2013
- NCLC Comments to the CFPB re: Consumer Use of Reverse Mortgages, Aug. 31, 2012
- Testimony of NCLC attorney Margot Saunders before the U.S. House of Representatives Subcommittee re: Impact on Recipients of the Mandate for Direct Deposit of Social Security Benefits, September 12, 2012
- NCLC Comments to the Consumer Financial Protection Bureau re: Senior Financial Exploitation, Aug. 20, 2012
- Comments to the Federal Reserve Board re Truth in Lending - Right of Rescission, Reverse Mortgages and other topics – Proposed Rule [Docket No. R-1390], Dec. 23, 2010
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