Supervisory Insights
SubscribeSummer 2016
Supervisory Insights is published by the FDIC's Division of Risk Management Supervision to promote sound principles and practices for bank supervision.
Articles in the Summer 2016 issue include:
The Summer 2016 issue of Supervisory Insights features two articles of interest to examiners, bankers, and supervisors. The FDIC continues to support the formation of new financial institutions and welcomes applications for deposit insurance. The first article provides an overview of trends in de novo formation; the process by which the FDIC reviews applications for deposit insurance; the supervisory process for de novo institutions; and steps the FDIC is taking to support de novo formations.
The second article discusses how the Matters Requiring Board Attention (MRBA) page within the Risk Management Report of Examination is used to focus the attention of bank management and the directorate on issues that, if addressed early, will reduce the likelihood that those institutions will experience serious adverse effects. This article describes the MRBA categories cited most often at satisfactorily rated institutions in 2014 and 2015 and highlights trends that can provide an overview of risks that may be developing in the industry.
This issue also includes the Regulatory and Supervisory Roundup, an overview of recently released regulations and supervisory guidance.
Comments about this issue and suggestions for topics for future issues can be sent to SupervisoryJournal@fdic.gov or to Managing Editor Kim Lowry at klowry@fdic.gov. We look forward to hearing from you.