1098-E Tax Form

1098-E Tax Form

Student loan interest payments are reported on the IRS Form 1098-E, Student Loan Interest Statement.

If you made federal student loan payments in 2016, you may be eligible to deduct a portion of the interest you paid on your 2016 federal tax return.

Student Loan Servicer

Your student loan servicer (who you make payments to) will provide a copy of your 1098-E if the interest you paid in 2016 met or exceeded $600.

  • Your servicer may send you your 1098-E electronically or via U.S. Postal Service.

  • Check with your servicer if you haven't yet received your 1098-E for 2016. Your servicer has 1098-E information on the home page of its website. Look there for quick answers to your questions.

  • If you are unsure who your loan servicer is, visit www.nslds.ed.gov or call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243; TTY 1-800-730-8913).

  • Note: If you had multiple loan servicers in 2016, you will receive a separate 1098-E from each servicer.

Additional Information

  • The IRS provides tax benefits for education. They can be used on tuition or loan interest or to maximize your college savings.

  • A list of Federal Student Aid servicers for the Direct Loan Program and for FFEL Program Loans purchased by the U.S. Department of Education is available on our Loan Servicer page.

  • For more information about student loan interest deduction, visit the IRS's Tax Benefits for Education: Information Center.

  • The 1098-T, Tuition Statement form reports tuition expenses you paid for college tuition that might entitle you to an adjustment to income or a tax credit. Information on the 1098-T is available from the IRS at Form 1098-T, Tuition Statement.