Reference Center

Budget Worksheet
To help you track your expenses and build a monthly budget, use this worksheet for at least two or three consecutive months to get a sense of how and where you are spending your money.
Mortgage Worksheet
As you research and compare different lenders and loans, use this worksheet to help you identify the mortgage option that is best for your situation and financial goals.
Home Maintenance Worksheet
Use this worksheet to help you identify any home maintenance issues and repair them before they become more problematic, and potentially more expensive.
Lender Contact Log
As you work with your lender to get help with your mortgage, use this worksheet to document all of your conversations and important information
3rd Party Authorization Form
If you are working with a housing counselor or other industry professional, completing this form will allow Freddie Mac to speak with them regarding your loan.

Renting with the Goal of Buying
If you’re looking to buy, set your financial goals, establish a savings plan, and get started today!
Applying for Your Loan
Learn about the loan application process, from the paperwork required to how lenders assess your eligibility.
Understanding the Closing Process
Learn more about closing, the day you sign important papers and receive the keys to your home.
Working With Your Lender
If you need help with your mortgage, find out how you can prepare for a successful conversation with your lender.

Step-by-Step Mortgage Guide
Understand the mortgage process, from application to closing.
Choosing the Mortgage Option for You
Learn more about the components of a mortgage and the most common types of mortgages.
Building Better Credit
Important steps to build and improve your credit.
Avoiding Financial Traps
Learn how to recognize and steer clear of scams and financial traps.
Understanding the Mortgage Documents
Learn more about completing the mortgage documents required for home purchase.
Getting Back on Track after Foreclosure
Learn how to pick up the financial pieces after you’ve lost your home to foreclosure.
Caring for Your Home
Understand the importance of maintaining your property and how to plan for the unexpected.
Avoiding Foreclosure
Learn how to identify the early warning signs and pursue alternatives to foreclosure.