Find high yield CD rates below or read the latest certificate of deposits analysis here.
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Rates on certificates of deposit were mostly unchanged in Bankrate's weekly survey of CD rates.
The five-year CD yield stayed at 0.82 percent for the third consecutive week. The typical one-year CD yield remained at 0.31 percent for the 11th straight week.
For a deposit of $100,000, the average one-year jumbo CD yield stayed at 0.34 percent for the 12th week. The five-year jumbo CD yield rose 1 basis point, to 0.88 percent.
The average money market account yield stayed at 0.11 percent for the 30th consecutive week.
If you think your bank or credit union made a mistake, these agencies offer assistance. Read more
These government-backed investments offer a risk-free way to save. Read more
Do you do your saving at a bank, a thrift, or a credit union? Here's how to know. Read more
Certificates of deposit offer fatter returns on your savings -- but there's a catch. Read more
Here are the average CD rates from Bankrate's weekly survey of large banks and thrifts. Read more
As inflation concerns grow, take a look at Treasury inflation-protected securities. Read more
Consider your personal financial objectives and risk tolerance when making decisions. Read more
A certificate of deposit, or CD, is one of the safest and most predictable investments around. As long as the CD is backed by the FDIC, it's guaranteed not to lose principal, and in most cases, investors can count on earning a stable return for the full term of the CD. Find out more about the factors that you need to consider when choosing a CD below.
The length of time until the CD matures and the money deposited within can be withdrawn without penalty.
Short for annual percentage yield, APY is the total return of the CD per year, taking into account the beneficial effect of compounding.
The percentage of the CD's principal paid out annually in interest. Does not take into account the effect of compounding.
The minimum amount of money you need to open a particular CD. Banks may be willing to pay higher rates of interest on CDs with higher minimum deposits.
Short for Federal Deposit Insurance Corporation, the FDIC is an independent government-backed agency that covers the deposits of accountholders at FDIC-insured banks. FDIC-insured deposits are backed by the full faith and credit of the U.S. government, and since the agency was established in 1933, no depositor has lost a single cent of insured principal.