This page contains information about flood insurance and flood mapping for homeowners, floodplain managers, and floodplain administrators.
On March 21, 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2014 into law.
This law repeals and modifies certain provisions of the Biggert-Waters Flood Insurance Reform Act, which was enacted in 2012. FEMA looks forward to working with Congress, the private Write Your Own Insurance Companies, and other stakeholders to implement these Congressionally-mandated reforms and to working toward our shared goals of helping families maintain affordable flood insurance, ensuring the financial stability of the National Flood Insurance Program, and reducing the risks and consequences of flooding nationwide. FEMA will continue to identify and publish special flood hazards and flood risk zones as authorized and required by Congress.
More information on the new law and its impacts on the NFIP can be found here.
Homeowners
What could flooding cost me? Use this interactive tool to estimate the cost of flooding in your home
How will the new flood maps affect my flood risk? Flood risk changes from year-to-year. Find out if there have been any recent map changes in your area.
View preliminary maps for my area (if available):These maps are not yet in effect, but show the impending changes to flood zones. More information about preliminary flood hazard data.
Find my home on the current, effective flood maps: These may not reflect the impending changes to the maps
Change my flood zone designation: If a property owner believes their property has been inadvertently mapped in a Special Flood Hazard Area, they may submit a request to FEMA for a Letter of Map Change. Find step-by-step tutorials on the process here.
Insurance agent locator: Use this tool to enter your zip code and find an agent near you.
Questions about flood insurance? Contact my regional National Flood Insurance Program Coordinator
What is the National Flood Insurance Program Community Rating System, and how can it help me?
Contact FEMA Region I at 1-877-336-2734, or Email us
More questions? Contact the National Flood Insurance Program call center: 1-800-427-4661
Floodplain Managers & Administrators
- National Flood Insurance Program, Floodplain Management Requirements, A Study Guide and Desk Reference for Local Officials,
- Openings in Foundation Walls and Walls of Enclosures: Provides guidance on the NFIP regulations concerning the requirement for openings in below-Base Flood Elevation foundation walls and walls of enclosures for buildings located in Zones A, AE, A1-A30, AR, AO, and AH.