Flooding & Flood Risks

Why Flood Insurance Is Important in Moderate- to Low-Risk Areas

Floodwaters don’t stop at a line on a map. In fact, more than 20 percent of National Flood Insurance Program claims come from areas outside of mapped high-risk flood zones. And just a few inches of floodwater can cause tens of thousands of dollars in damage to your home and its contents.

If you qualify, a Preferred Risk Policy (PRP) provides both building and contents coverage for one low price. Your current policy will be converted to a PRP with no additional costs, and you will even be refunded the difference paid from your existing policy with no lapse in coverage. Ask your insurance agent for more details.