Floodsmart.gov The official site of the National Flood Insurance Program
Call toll free: 1-888-379-9531 or have us call you
- What Causes Flooding
- Coastal Flooding
- Understanding Your Risk
- Undergoing a Map Change
- Real Flood Stories
- The Levee Simulator
Flood risk can, and does, change over time. Flood risks change for many reasons: new development, changes in levee classification, and environmental changes, to name a few. As a result FEMA is updating flood hazard maps across the country. These new flood maps, also, known as Digital Flood Insurance Rate Maps (DFIRMs), show flood risk at a property-by-property level.
When new maps are issued, your risk may have changed as well along with your flood insurance requirements. If your property is mapped out of a high-risk area, your flood insurance costs will likely decrease. If you've been mapped into a high-risk area, you will be required to purchase flood insurance if your mortgage is through a federally regulated or insured lender. But you can save money with the Newly Mapped procedure and through a process known as grandfathering provided by the NFIP.
If you live near a levee, your flood risk may be higher than you thought. Hundreds of levees across the country no longer meet federal standards for protection, so when new maps are issued, these areas will be shown as high risk.
Know your area. Learn your flood risk and see when new flood maps will be available for your community.
Learn your risk, and find an agent, by taking Your Risk Profile.
What's My Flood Risk?
Visit FEMA's Flood Map Service Center to locate your flood map to help determine your flood risk.
500 C Street SW, Washington, D.C. 20472
Disaster Assistance: (800) 621-FEMA, TTY (800) 462-7585
U.S. Department of Homeland Security