The Individuals and Households Program (IHP) Housing Assistance helps people affected by a disaster. It provides money, up to the program maximum, for necessary housing-related expenses and serious needs that can’t be met through other means.

Housing assistance under IHP includes:

• Temporary housing.
• Repair or replacement of existing home.
• Semi-permanent or permanent housing construction.

To get money or help for disaster-related housing needs, all of the below must be true:

• You have losses in a presidentially declared disaster area.
• You have no insurance, or have filed an insurance claim but the damage isn’t covered, or your insurance settlement doesn’t cover all of your losses.
• You or someone who lives with you is a U.S. citizen, a non-citizen national, or a qualified alien.
• The affected home is where you usually live and where you were living at the time of the disaster.
• You are not able to live in your home now, you can’t get to your home, or your home requires repairs because of disaster damage.

Certain conditions and limitations apply.

To learn more, visit the Assistance to Individuals and Households Fact Sheet page.

To start an application, click Apply Online.

If you have questions or prefer to apply by phone, you may call the FEMA Helpline at one of the program contact numbers below.

You can also visit a local Disaster Recovery Center (DRC) for help. Use the DRC Locator to find a center near you.