Every licensed property insurance agent can sell flood insurance through the NFIP. Here are the resources you need to get up to speed and explain flood insurance to your clients.
Flood Insurance Basics
This fact sheet has key questions to ask, information about determining Pre-FIRM and Post-FIRM, requirements for Elevation Certificates, and more.
Download Flood Insurance Basics
Flood Insurance Manual
This comprehensive flood insurance reference, training, and rating guide provides complete information on flood insurance.
NFIP Bulletins
The NFIP recommends that you document all discussions with your customer about deductibles.
Flood Insurance Policy Rate Comparisons
Flood insurance premiums vary by building type and flood zone, among other factors.
Policy Forms
NFIP Direct Agents can find and download Standard and Preferred Risk Policy applications, Proof of Loss Forms, and Building and Contents Worksheets. Note: If you participate in the WYO Program, you should obtain all flood insurance policy forms from your WYO Company.
Waiver Form
When prospective clients decide not to purchase flood insurance or it is unavailable through your agency, ask them to sign a waiver to verify that they were offered—but declined—coverage or that flood insurance could not be offered and it was unavailable. This will help protect you and your agency from costly Errors and Omissions lawsuits.
Download Flood Insurance Rejection Form
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