Floodsmart.gov The official site of the National Flood Insurance Program
Call toll free: 1-888-379-9531 or have us call you
Whether your home or business is right by the shore or miles away, owning coastal property comes with a serious risk of flooding. Drenching downpours. Wind-driven waves. Storm surges that drive water inland. Prepare for storms and rising water. Stay covered with flood insurance.
Coastal Homes and Business
Flood insurance is available for most coastal areas. Requirements and costs vary based on the building's risk.
Learn More >Varied Coasts
Varied Risks
The Atlantic and Pacific, The Gulf of Mexico, and The Great Lakes coasts all experience flooding, but the nature and timing of flood events vary.
Learn More >Coastal
Flood Maps
Flood risks change over time. FEMA is issuing new coastal flood maps that more accurately show current hazards and elevations.
Learn More >Major Coastal Hazards
Hurricanes, tropical storms, Nor'easters, storm surges, waves, and tsunamis can cause coastal nightmares.
Learn More >What's My Flood Risk?
Visit FEMA's Flood Map Service Center to locate your flood map to help determine your flood risk.
500 C Street SW, Washington, D.C. 20472
Disaster Assistance: (800) 621-FEMA, TTY (800) 462-7585
U.S. Department of Homeland Security