Benefits outlined on this page are dependent on the status of the decedent.
Active Duty
The SGLI payment is $400,000 unless the member elected a lesser amount or declined coverage in writing. Monthly premium payments for the level of coverage selected by the member are automatically deducted from the member's pay at DFAS. Determination and payment of proceeds are made by the Office of Servicemembers' Group Life Insurance under the jurisdiction of the Department of Veteran's Affairs. Payment of proceeds to a beneficiary is exempt from taxation. The insured member may have designated as principal or contingent beneficiary any person, firm, corporation or legal entity, including their estate, individually or as a trustee.
Claims are filed using SGLV Form 8283 - Claim for Death Benefits. Settlement is normally made within 60 days. Payment is made to the principal beneficiary (ies) listed on the SGLV Form 8286 - Servicemembers' Group Life Insurance Election & Certificate.
Send the VA Form SGLV 8283 (Claim for Death Benefits) to:
Servicemember's Group Life Insurance
80 Livingston Avenue
Roseland, NJ 07068
Contact the SGLI Office Toll-Free at 1-800-419-1473
The beneficiary will receive the following in the mail:
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A certificate of account confirmation
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A personalized checkbook
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A guide to features and benefits
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An information request form asking for signature verification and internal review W9 certification
The beneficiary can maintain a balance for as long as desired. Also, the account earns an attractive interest rate. The beneficiary may write checks as often as desired, in any amount of $250 or more. Each month, the beneficiary will receive a statement detailing the account balance, interest earned, current interest rate and any other account activity.
Retiree
Retirees are covered for 120 days following retirement with no additional premium during the 120-day period. Retirees rated totally disabled on the date of retirement retain SGLI coverage up to 2 years or until the disability ceased to be total in degree, but not for more than 2 years. Determination and payment of proceeds are made by the Office of Servicemembers' Group Life Insurance under the jurisdiction of the Department of Veteran's Affairs. Payment of proceeds to a beneficiary is exempt from taxation. The insured member may have designated as principal or contingent beneficiary any person, firm, corporation or legal entity, including their estate, individually or as a trustee. If the member designated a trust, they indicated the name and date of the trust in the beneficiary block. If the member designated a trust through a Will, they annotated "Last Will and Testament" in the beneficiary block. If the member chose not to designate a specific beneficiary but preferred the proceeds be paid in the order of precedence, the member selected the "By Law" designation. When the "By Law" designation is used, the proceeds are automatically paid in the following order of precedence:
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The member's lawful surviving spouse.
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If there is no spouse, to the child or children of the member in equal shares, with the share of any deceased child to bedistributed among the descendants of that child.
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If none of the above, to the parents of the member in equal shares or to the surviving parent.
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If none of the above, to the duly appointed executor or administrator of the member's estate.
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If none of the above, to other next of kin.
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The claim form required to apply for this benefit is SGLV Form 8283 - Claim for Death Benefits.
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Send the VA Form SGLV 8283 (Claim for Death Benefits) to: Servicemember's Group Life Insurance 80 Livingston Avenue, Roseland, NJ 07068.
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Contact the SGLI Office Toll-Free at 1-800-419-1473.
Veteran
Veterans are covered for 120 days following separation from active duty with no additional premium during the 120-day period. Determination and payment of proceeds are made by the Office of Servicemembers' Group Life Insurance under the jurisdiction of the Department of Veterans' Affairs. Payment of proceeds to a beneficiary is exempt from taxation. The insured member may have designated as principal or contingent beneficiary any person, firm, corporation or legal entity, including their estate, individually or as a trustee. If the member designated a trust, they indicated the name and date of the trust in the beneficiary block. If the member designated a trust through a Will, they annotated "Last Will and Testament" in the beneficiary block. If the member chose not to designate a specific beneficiary but preferred the proceeds be paid in the order of precedence, the member selected the "By Law" designation. When the "By Law" designation is used, the proceeds are automatically paid in the following order of precedence:
-
The member's lawful surviving spouse.
-
If there is no spouse, to the child or children of the member in equal shares, with the share of any deceased child to bedistributed among the descendants of that child.
-
If none of the above, to the parents of the member in equal shares or to the surviving parent.
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If none of the above, to the duly appointed executor or administrator of the member's estate.
-
If none of the above, to other next of kin.
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The claim form required to apply for this benefit is SGLV Form 8283 - Claim for Death Benefits.
-
Send the VA Form SGLV 8283 (Claim for Death Benefits) to
Servicemember's Group Life Insurance
80 Livingston Avenue
Roseland, NJ 07068
-
Contact the SGLI Office Toll-Free at 1-800-419-1473
Additional Information:
For additional information, please visit the following links:
CMAOC SGLI Webpage
Veterans Affairs SGLI Information