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International Direct Deposit
International Direct Deposit (IDD) is available to U.S. military retirees living in eligible locations overseas. IDD electronically deposits funds on the first business day of the month.
Enrolling in IDD
Complete the form for International Direct Deposit Enrollment (SF 1199-I) and mail it to:
For Retirees: | For annuitants, beneficiaries and survivors: |
Defense Finance and Accounting Service Fax: 800-469-6559 |
Defense Finance and Accounting Service Fax: 800-982-8459 |
Make sure the form is accurately completed and signed. Incorrect or incomplete enrollment forms will be returned unprocessed for correction, delaying your enrollment. Typed forms are preferable.
If you currently have your pay sent via direct deposit to a stateside financial institution, do not close that account until you have verified receipt at your international bank. Otherwise, your pay will be returned to DFAS, causing additional delays.
Security and Safety of IDD
Keep Your Account Current Failing to notify us of a change of address or banking information can result in missing payments. When to Update Your Account Suspension of Pay |
Countries Where IDD is Available
Anguilla | France | New Zealand |
Antigua | Germany | Norway |
Australia | Greece | Panama |
Bahamas | Haiti | Poland |
Barbados | Hong Kong | Portugal |
Barbuda | Hungary | South Africa |
Belgium | Ireland | Spain |
British Virgin Island | Israel | St. Kitts |
Canada | Italy | St. Lucia |
Cayman Island | Jamaica | St. Vincent & Grenadines |
Cyprus | Malta | Sweden |
Denmark | Mexico | Switzerland |
Dominican Republic | Netherlands | Trinidad & Tobago |
Finland | >Netherlands Antilles | United Kingdom |
Don't See Your Country Listed?
As more countries become eligible, affected retirees will be notified. If you reside in a country that is not on International Electronic Fund Transfer and would like to participate, please send a written inquiry to:
DFAS Cleveland - Retired & Annuitant Pay Services
1240 East 9th Street, Room 1579C
Cleveland, OH 44199
When You Will Be Paid
If your form is processed before the 19th of the month, IDD will begin on the following payday (generally, the first business day of the month). If your form is processed after the 19th, direct deposit will begin in two months.Currency Exchange
Your payment will be converted from U.S. dollars to local currency two business days prior to the U.S. payment date, using a wholesale exchange rate. IDD puts your money directly into your local bank in local currency. If you reside in Canada, and have a U.S. dollar account, you may elect to receive your payment electronically in U.S. dollars. This option is only available in Canada.Page Updated October 11, 2012