International Direct Deposit

International Direct Deposit (IDD) is available to U.S. military retirees living in eligible locations overseas. IDD electronically deposits funds on the first business day of the month.

Enrolling in IDD
Complete the form for International Direct Deposit Enrollment (SF 1199-I) and mail it to:

For Retirees:

For annuitants, beneficiaries and survivors:

Defense Finance and Accounting Service
U.S. Military Retired Pay
P.O. Box 7130
London, KY 40742-7130

Fax: 800-469-6559

Defense Finance and Accounting Service
U.S. Military Annuitant Pay
P.O. Box 7131
London, KY 40742-7131

Fax: 800-982-8459

Make sure the form is accurately completed and signed. Incorrect or incomplete enrollment forms will be returned unprocessed for correction, delaying your enrollment. Typed forms are preferable.

If you currently have your pay sent via direct deposit to a stateside financial institution, do not close that account until you have verified receipt at your international bank. Otherwise, your pay will be returned to DFAS, causing additional delays.

Security and Safety of IDD

Keep Your Account Current

Failing to notify us of a change of address or banking information can result in missing payments.

When to Update Your Account
Suspension of Pay

Nations chosen for IDD eligibility have met the requirements of the Federal Reserve Bank. Simply put, the banks and other financial institutions in those countries provide secure and trustworthy services and have systems compatible with transferring funds from the U. S. to your account. In many ways, IDD is much more secure than receiving your pay by paper check. Mailed checks can be subject to loss, misrouting or theft. Funds transferred through IDD are sent encrypted and arrive safely at your bank.

Countries Where IDD is Available

Anguilla	France	New Zealand
Antigua	Germany	Norway
Australia	Greece	Panama
Bahamas	Haiti	Poland
Barbados	Hong Kong	Portugal
Barbuda	Hungary	South Africa
Belgium	Ireland	Spain
British Virgin Island	Israel	St. Kitts
Canada	Italy	St. Lucia
Cayman Island	Jamaica	St. Vincent & Grenadines
Cyprus	Malta	Sweden
Denmark	Mexico	Switzerland
Dominican Republic	Netherlands	Trinidad & Tobago
Finland	>Netherlands Antilles	United Kingdom

Don't See Your Country Listed?
As more countries become eligible, affected retirees will be notified. If you reside in a country that is not on International Electronic Fund Transfer and would like to participate, please send a written inquiry to:

DFAS Cleveland - Retired & Annuitant Pay Services
1240 East 9th Street, Room 1579C
Cleveland, OH 44199

When You Will Be Paid

If your form is processed before the 19th of the month, IDD will begin on the following payday (generally, the first business day of the month). If your form is processed after the 19th, direct deposit will begin in two months.

Currency Exchange

Your payment will be converted from U.S. dollars to local currency two business days prior to the U.S. payment date, using a wholesale exchange rate. IDD puts your money directly into your local bank in local currency. If you reside in Canada, and have a U.S. dollar account, you may elect to receive your payment electronically in U.S. dollars. This option is only available in Canada.

Page Updated October 11, 2012