Consumer Rates
| Key Rates | Oct 28 |
Year Ago |
|
|---|---|---|---|
| Based on data compiled daily by Bankrate.com » | |||
 |
|||
|
Fed funds rate |
0.25 | 0.25 |  |
|
Prime rate |
3.25 | 3.25 | |
| Lending Rates | |||
|
|||
| Home Mortgages | |||
| Fixed | |||
|
15-year fixed |
3.06 | 3.21 |  |
|
15-year fixed jumbo |
3.94 | 3.71 |  |
|
30-year fixed |
3.95 | 4.15 | |
|
30-year fixed jumbo |
4.24 | 4.35 | |
| Adjustable | |||
|
1-year adj. rate |
2.44 | 2.91 | |
|
5/1 adj. rate |
3.39 | 3.32 | |
|
5/1 adj. rate jumbo |
3.15 | 2.82 | |
| Home Equity | |||
|
$75K line, good cred FICO SCORE 660-749 |
4.02 | 4.34 | |
|
$75K line, excl cred FICO SCORE 750-850 |
4.01 | 4.23 | |
|
$75K loan, good cred FICO SCORE 660-749 |
4.50 | 5.93 | |
|
$75K loan, excl cred FICO SCORE 750-850 |
4.50 | 5.87 | |
| Auto Loan Rates | |||
|
36-mo. used car |
3.48 | 2.90 | |
|
60-mo. new car |
3.24 | 2.97 | |
| Savings | |||
|
|||
|
Money market |
0.39 | 0.40 | |
|
$10K Money market |
0.35 | 0.39 | |
|
6-month C.D. |
0.39 | 0.40 | |
|
1-year C.D. |
0.71 | 0.67 | |
|
2-year C.D. |
0.89 | 0.81 | |
|
5-year I.R.A. C.D. |
1.52 | 1.28 | |
Copyright © 2014. Quotes and other information supplied by independent providers identified on the vendor disclosures page.
Bank Savings Yields
Banks Quoting Highest Rates
| See all rates » | ||
| My Savings Direct,NY | 1.05% |  |
| ableBanking, a division of Northeast Bank,ME | 1.02% | |
| EverBank,FL | 1.01% | |
| See all rates » Bank savings yields based on data compiled weekly by Bankrate.com » |
||
| ableBanking, a division of Northeast Bank,ME | 1.02% | |
| EH National Bank,CA | 0.86% | |
| Discover Bank,IL | 0.80% | |
Money Market Mutual Funds
| Largest | 7-day avg. % yld. |
Type |
|---|---|---|
|
R = Regular T = Tax Exempt Based on data compiled monthly by Morningstar » |
||
| Fidelity® Cash Reserves | 0.01 | R |
| Vanguard Prime Money Market Inv | 0.01 | R |
| JPMorgan Prime Money Market Capital | 0.04 | R |
| BlackRock Liquidity TempFund Instl | 0.03 | R |
| Schwab Cash Reserves™ | 0.06 | R |
| Fidelity® Instl MM Fds Money Mkt Instl | 0.08 | R |
| State Street Instl Liquid Reserves Prem | 0.09 | R |
| BlackRock Cash Funds Instl SL Agency | 0.13 | R |
| Highest 7-day yields |
7-day avg. % yld. |
Type |
| Deutsche Variable NAV Money Instl | 0.22 | R |
| Deutsche Variable NAV Money Capital | 0.20 | R |
| BlackRock Cash Funds Instl SL Agency | 0.13 | R |
| BlackRock Cash Funds Prime SL Agency | 0.12 | R |
| Meeder Money Market Institutional | 0.11 | R |
| BlackRock Cash Funds Instl Instl | 0.10 | R |
| Dreyfus Instl Preferred Plus MMkt | 0.10 | T |
| Oppenheimer Institutional Money Market E | 0.10 | R |
