ASK TONY: The AA fitted a new starter motor - but my car won't start!
After the AA fitted the part, costing £199.95, I had to take my car to a garage, who said the motor was faulty and fitted a new one. The AA only refunded me £65. ...read
JAMES CONEY: Money Mail's victory should help hundreds of thousands of retirees get the best pension pay out possible
The Association of British Insurers has been forced to tighten the rules to protect savers who contacted their insurer about early retirement. ...read
ALEX BRUMMER: Challenging times for Marc Bolland at Marks & Spencer
Making sense of retail at present is extraordinarily tricky. And it is into this very mixed environment that Marc Bolland has set about restoring M&S to its former glory. ...read
Serving time for Mr Tessa as husband of former cabinet minister prepares to open posh Cotswolds eatery
When Dame Tessa Jowell wants a swanky place to take millionaire pals Tony and Cherie Blair for supper,she need look no further than a fabulous new restaurant to be opened by her lawyer husband, writes RICHARD KAY. ...read
ASH WEDNESDAY: Bergkamp's secrets cost just £20... ignore this Dutch masterclass and English football will pay a much higher price
Touch and technique are the recurring themes in Dennis Bergkamp’s brilliant autobiography: Stillness and Speed – My Story. Every coach, manager, player or academy recruit should spend £20 on it and learn from one of the game’s greats. The answers to the ills in English football are all there. ...read
DAILY MAIL COMMENT: A grubby compromise that puts lives at risk
DAILY MAIL COMMENT: Before any more terrorists are let loose, T-Pims must be tightened up. And if Mr Clegg objects, that’s just too bad. ...read
MARTIN SAMUEL: As AVB, Ancelotti and Di Matteo discovered, Chelsea make a drama out of a crisis... and even Jose may not survive a blank season
Jose Mourinho may be a mighty name in world football but at Stamford Bridge he is just another coach. We’ve seen them come, we’ve seen them go. They win the league, or the Champions League, or they get fired. Sometimes they win and quickly leave anyway. And that explains the drama. ...read
Should Simon Mann be claiming a Wonga royalty?
EPHRAIM HARDCASTLE: While payday loan company Wonga defends its business practices, it was popularised ten years ago by the Old Etonian mercenary and ex-SAS officer Simon Mann. ...read
Vaz was higher on his horse than Lester Piggott at the end of the Derby
QUENTIN LETTS: Yesterday’s room was full. The MPs sat round their horseshoe table wearing the sort of scowls child actors adopt when they have been told to look VERY GRAVE. ...read
ANDREW ALEXANDER: Why the EU is desperate for Britain to stay
Without the UK’s membership, the EU becomes a failed political adventure. Brussels recognises this, but the dilemma will be acute, writes ANDREW ALEXANDER. ...read
Cashmere onesies? We just want big pants: The identity crisis which could threaten the very existence of M&S
For women like me, M&S represents the best of the British character. Neither flash nor trash. Lately, though, its values have started to slip, writes SARAH VINE. ...read
So alluring. So very cynical. Why we should ban Wonga's 'family friendly' TV ads
Why the gulf between the highly manipulative advertising of Wonga and the reality of the product it pushes is a social evil we can no longer ignore, writes MELISSA KITE. ...read
ADRIAN DURHAM: Arsenal are top of the Premier League but people still doubt they can win the title... that's why Wenger should sign Hart on loan
Arsenal are top of the table and five points clear, yet still so many people believe they won’t seal the deal and win their first title since 2004. So what does Arsene Wenger need to do? ...read
FOOTBALL 9-5: Follow all the news with Sportsmail's live rolling service...
Join Sportsmail's Football 9-5 service, where we bring you the latest news as it happens throughout the day with all the best pictures and hard-hitting opinion. ...read
Author of book that inspired the romantic Best Exotic Marigold Hotel film weds fellow novelist at 65
Author Deborah Moggach has often lamented the chances of finding romantic happiness again now she is over 60, writes RICHARD KAY. ...read
Ask the doctor: How can you soothe a painful red face?
Dr MARTIN SCURR discusses the many ways to treat rosacea AND explains why you never see the same GP anymore ...read
Spencer throws his drink in someone else's face rather than being the recipient, and it's his 'boi' Jamie's. JIM SHELLEY on the end of a beautiful bromance in Made In Chelsea
There were disturbing signs that the most long-standing, loving relationship in that paean to promiscuity, Made In Chelsea, may be coming to an end. Yes, episode four suggested the homoerotic ‘bromance’ between Jamie Laing and Spencer Matthews was on the rocks. ...read
The Left said Twitter gave power to the people. Now they're having to admit it's a toxic monster
A. N. WILSON: Inevitably, as with pornographic images on the internet, Twitter has turned very nasty indeed. Far from being a vehicle of freedom, Twitter descended rapidly into an excuse for extending the scope of human nastiness. ...read
ALEX BRUMMER: Challenging times for Marc Bolland at Marks & Spencer
Making sense of retail at present is extraordinarily tricky. And it is into this very mixed environment that Marc Bolland has set about restoring M&S to its former glory. ...read
Platell's People: Betrayal, children and a need to forgive
Sadly, affairs are nowadays all-too-often almost commonplace. And while the natural instinct is to end a marriage when your partner is exposed for having an affair, it is not just about the two adults involved. ...read
ANDREW ALEXANDER: Why the EU is desperate for Britain to stay
Without the UK’s membership, the EU becomes a failed political adventure. Brussels recognises this, but the dilemma will be acute, writes ANDREW ALEXANDER. ...read
Hollywood silences Lib Dems, by ANDREW PIERCE
Lib Dem leader Nick Clegg’s shot at Hollywood glory has been cruelly squashed by the producers of One Chance, the film about Paul Potts, the phone shop manager who became an international star after winning Britain’s Got Talent in 2007. ...read
DAILY MAIL COMMENT: A grubby compromise that puts lives at risk
DAILY MAIL COMMENT: Before any more terrorists are let loose, T-Pims must be tightened up. And if Mr Clegg objects, that’s just too bad. ...read
Should Simon Mann be claiming a Wonga royalty?
EPHRAIM HARDCASTLE: While payday loan company Wonga defends its business practices, it was popularised ten years ago by the Old Etonian mercenary and ex-SAS officer Simon Mann. ...read
As the Labour leader reacts angrily to our critique of his Marxist father... We repeat: This man did hate Britain
GEOFFREY LEVY: At his death aged 70, in 1994, Ralph Miliband had not given up the cause to which he, so passionately, had sworn an oath 54 years earlier. ...read
MAIL ON SUNDAY COMMENT: A vile trade - and an insult to history
The auction site eBay has admitted selling Holocaust memorabilia, including uniforms of death camp inmates and Stars of David marked with the word ‘Jude’. ...read
Red Ed, union vote riggers and a stench that makes him unfit for No. 10
Just because the unions have been banished from the mainstream of British life, it does not follow that their influence is a dead letter, writes MAX HASTINGS. ...read
MELANIE PHILLIPS: No one has a human right to hide from justice behind a veil
A liberal society should permit cultural or religious minorities to wear distinctive clothing - but only if that doesn’t get in the way of an institution’s ability to enforce basic standards of security. ...read
Cold nights are coming, but not for greedy MPs: Have our politicians learned nothing since the great expenses scandal of 2009?
Why it's unbelievable to read the story that more than half of our MPs are claiming energy bills on their expenses, writes PETER MCKAY. ...read
Vaz was higher on his horse than Lester Piggott at the end of the Derby
QUENTIN LETTS: Yesterday’s room was full. The MPs sat round their horseshoe table wearing the sort of scowls child actors adopt when they have been told to look VERY GRAVE. ...read
Serving time for Mr Tessa as husband of former cabinet minister prepares to open posh Cotswolds eatery
When Dame Tessa Jowell wants a swanky place to take millionaire pals Tony and Cherie Blair for supper,she need look no further than a fabulous new restaurant to be opened by her lawyer husband, writes RICHARD KAY. ...read
RICHARD LITTLEJOHN: When did you last see a poppy on a burka?
Burkas are a statement of rejection, of isolation from mainstream society. They are also, it would appear, a handy disguise for male terrorism suspects on the run. ...read
ROBERT HARDMAN: The dock looked more like an executive box at a race meeting
Nine women and three men will be spending most of their days between now and next summer cooped up in the Old Bailey, writes ROBERT HARDMAN. ...read
As the News of the World trial begins... Yesterday bankers were accused of rigging currency rates. So why aren't THEY in the dock?
There was a major inquiry into Press ethics under Lord Justice Leveson that produced far-reaching recommendations. But there has been no judge-led inquiry into the excesses and criminality of banks that led to the Great Crash, and the worst recession for 80 years, writes STEPHEN GLOVER. ...read
TOM UTLEY: Is there no refuge, even in our smallest rooms, from the EU's insufferable instinct to boss us about?
The European Commission’s three-year study of the loo-flushing habits of its 500 million citizens has set me fizzing with anger against the EU and all things eurocratic. ...read
ADRIAN DURHAM: Arsenal are top of the Premier League but people still doubt they can win the title... that's why Wenger should sign Hart on loan
Arsenal are top of the table and five points clear, yet still so many people believe they won’t seal the deal and win their first title since 2004. So what does Arsene Wenger need to do? ...read
BEN KAY: Lawes rises to line-out challenge and should get another chance against Pumas
If Stuart Lancaster is to develop a squad capable of winning the 2015 World Cup, Courtney Lawes should play at lock against Argentina next Saturday. ...read
BRAD GILBERT: Skinny kid Evans now has the power to progress towards the top 50
During my spell working for the Lawn Tennis Association, I remember this skinny kid as a junior with a dream single-handed backhand — Dan Evans. ...read
CHARLES SALE: England kids can fulfil Dyke's big dream and lift the World Cup in 2022
FA chairman Greg Dyke’s target for England to win the World Cup in 2022 might not be as far-fetched as it first seemed. ...read
Chris Foy: At last, the European club game stands on the verge of a revolution
All of a sudden, there is a sense of momentum. All of a sudden, there is a mood of compromise in the drawn-out conflict over the future of European club rugby. ...read
Northern Exposure: Sunderland are still a club in transition with Paolo Di Canio ready to instill radical changes
Paolo Di Canio does things differently. So it should be no surprise that he has called his final pre-match press conference of the season five days before the match. ...read
DALEY THOMPSON: Mo's brilliant but he needs to break world records to be a great like Seb, Sally and me
I thought Mo Farah’s achievement in Moscow, winning 5,000m and 10,000m gold to add to his two Olympic titles, was brilliant. ...read
BUMBLE AT THE TEST: Jonathan has been on a bad Trott but he will be galloping Down Under... and Cook will find the recipe for success, too
David Lloyd picks seven things which stood out for him on day three at The Oval, including a prediction that the England captain and No 3 will come good... ...read
Derek Lawrenson: China went from a course to a tour in just 30 years
Thirty years is all it took for the Chinese to go from opening their first golf course to creating their first professional tour, complete with 12 events in 2014 that will stretch the length and breadth of the country. ...read
DES KELLY: Well, nothing lasts forever... it's been a blast! Sportsmail's brilliant columnist bows out after almost a decade at the top
It's time to bid you a fond farewell. This is my final column for Sportsmail. It has been an absolute privilege and an honour to be allowed to sound off on this page without compromise. ...read
MERSEY BEAT: Is Baines the best around? On this form, Roy has no choice but to leave Cole on the bench for England
DOMINIC KING: With England's World Cup ambitions still on a knife edge, would Roy Hodgson be so bold to leave Ashley Cole on the bench? He should do. ...read
FOOTBALL 9-5: Follow all the news with Sportsmail's live rolling service...
Join Sportsmail's Football 9-5 service, where we bring you the latest news as it happens throughout the day with all the best pictures and hard-hitting opinion. ...read
GARY NEVILLE: Next generation are in danger of being priced out of game
Andre Villas-Boas ruffled a few feathers by complaining about a ‘difficult atmosphere with no support’ at White Hart Lane after Tottenham’s narrow 1-0 win against Hull last Sunday. ...read
GEORGE NORTH EXCLUSIVE: Blinded by bubbly, a visit from James Bond... no wonder I'll still be smiling when I reach 110
LIONS WING AND SPORTSMAIL COLUMNIST: Winning Lions! It is something all players dream about achieving but very few get to experience. I feel privileged to be a part of this group. ...read
GRAHAM POLL: Riether's stamp on Januzaj and Soldado's elbow highlight need to change FA rules
Adnan Januzaj and Phil Jagielka were both victims of violent acts this weekend and their assailants should both face three match suspensions but whether the FA disciplinary department can or will act remains in doubt. ...read
JAMES ANDERSON: Please don't rest me... I'm not tired out. I admit I'm not bowling well but the only way to discover why is to play in the final Test
A number of pundits have suggested our fantastic victory in Durham to clinch the Ashes might allow the England management the chance to rest me for the final Test at The Oval this week. ...read
Ronaldo? No. Messi? No. Ribery? No. So who does JAMIE CARRAGHER think should take home the Ballon d'Or this year?
Nominations for the Ballon d’Or confirmed two key issues. First of all, it is abundantly clear no team can match Bayern Munich. Seven of the 23 contenders for the glittering prize are from Pep Guardiola’s squad, which underlines what quality they have. ...read
JAMIE REDKNAPP: Cabaye's free-kick was a thing of beauty... Ramsey has to aim to double his goal tally... and why Caulker could gatecrash England World Cup squad
Yohan Cabaye's free-kick against Chelsea was a thing beauty. The delivery looked like it came attached with an invite to say 'Go on then, head it'. And Yoan Gouffran did exactly that. ...read
DeGale takes swing at Groves and says 'flash, childish prat’ George will get flattened by Froch (and he'll love every minute of it!)
James DeGale will watch his lifelong enemy - ‘that ***hole George Groves' - challenge for the world super-middleweight title believing it should be him up there in the spotlight taking on Carl Froch in the 20,000 sell-out Manchester Arena. ...read
On the road: It's high five for Wednesday and the loan rangers who pick up first win
You wait 91 days for your first win of the season and then thrash a former Premier League side vying for promotion 5-2 to move out of the Championship’s bottom three. ...read
THE TOP SPIN: There's a split at the heart of the game - ye olde English innocence versus Indian dash for cash
While the English summer came to a quiet end last Friday with the last ball of the final round of County Championship matches, Indian cricket was entranced by the BCCI’s latest power struggle. ...read
Captain's Log: Another Sangster in racing as teenager hopes to make his mark at York
A member of a famous racing family takes his first step on the racing stage in the final race at York on Saturday. Ollie Sangster – full name Oliver Robert James Sangster – rides Capitol Gain for trainer Brian Meehan. ...read
EDGE OF THE BOX: Thrills, spills and the odd tantrum... It's all fun and games at the darts with Taylor in yet another ding-dong
Ah, the darts. Not too shabby a way in which to wallpaper your channel with hours of sporting (well, you know) endeavour. As well as utilising the paying punters at the event as a major part of the telly entertainment. ...read
LUKE BARNATT: I used to sleep on the floor of the gym, now I'm going to win a UFC title
Luke Barnatt is barely six months into his UFC career - but he has already mapped out his route to the title. The Cambridge middleweight takes on Andrew Craig in Manchester on October 26. ...read
It's 10 years since THAT infamous Battle of Old Trafford... but will league leaders Arsenal beat champions United on Sunday? It's time to TACKLE KEOWN!
There's plenty to get stuck into after another eventful Barclays Premier League weekend and Sportsmail's Martin Keown is ready to answer YOUR questions. ...read
MARTIN KEOWN'S BOOTROOM: The secrets of Saints' clean sheet record... and when they bomb forward it reminds me of Barcelona
At the start of the season, I don’t think many people would have picked Southampton to have the best defensive record in the Premier League, and the second best in Europe. ...read
MARTIN SAMUEL: As AVB, Ancelotti and Di Matteo discovered, Chelsea make a drama out of a crisis... and even Jose may not survive a blank season
Jose Mourinho may be a mighty name in world football but at Stamford Bridge he is just another coach. We’ve seen them come, we’ve seen them go. They win the league, or the Champions League, or they get fired. Sometimes they win and quickly leave anyway. And that explains the drama. ...read
MARTIN SAMUEL - THE DEBATE: Collymore, Roberts and Co have had their say but if you want to know why more Asians don't play football... talk to Asians
On Monday, I wrote a column suggesting that Greg Dyke’s commission for football development might wish to look at why there are so few young British Asians in modern football. I even thought an Asian representative on the commission would be a good idea, to provide expertise in this specific area. You can guess the rest. Enjoy... ...read
On the road: 'Sat-nav' coaching is driving the Scottish game down a cul-de-sac
Question: can you name the Scottish Footballer of the Year? The answer is a 22-year-old striker who may be Scotland’s No 9 at Wembley and who scored twice on Saturday. ...read
Murray's Wimbledon sanctum, the fall from grace of Swedish tennis and Fognini's £7,000 rant at umpire
MIKE DICKSON: Where did Andy Murray go when he wanted a haven of peace and quiet to himself at Wimbledon? ...read
Nasser Hussain: Shane, our 'boring' captain is a winner... and Root should continue to open
Captaincy is about a lot more than clever field settings. Alastair Cook is a very good captain — and the exciting thing for England is that he’s still learning. ...read
ASH WEDNESDAY: Bergkamp's secrets cost just £20... ignore this Dutch masterclass and English football will pay a much higher price
Touch and technique are the recurring themes in Dennis Bergkamp’s brilliant autobiography: Stillness and Speed – My Story. Every coach, manager, player or academy recruit should spend £20 on it and learn from one of the game’s greats. The answers to the ills in English football are all there. ...read
THE MIDLANDER: I just don't get the transfer policies of Villa and West Brom... and I can only see Birmingham's painful decline continuing
The transfer policies of both Aston Villa and West Brom have been found wanting over the last 12 months - they should have done their business earlier. ...read
BT reach for the Sky but have a long way to go in multi-billion fight
It's 11am at the BT Sport (BTS) studios in Olympic Park, east London, and there's a nervous excitement around the place only partly related to the new kids on the football broadcasting block kicking off the Premier League season by showing their first live Premier League game - Liverpool versus Stoke. ...read
PATRICK COLLINS: Sir Alex made managers masters of the universe... and football is still trying to cope with the consequences
Brendan Rodgers spoke calmly and lucidly. Aware of the provocation, he was determined not to answer with anger. So he dismissed some bizarre criticism of Steven Gerrard, deplored an intrusive attack upon young Jordan Henderson and was coldly scornful of those who break the dressing room code of silence. ...read
PAUL NEWMAN: England must win 4-0 to keep Australia down, so rest Anderson and let Tremlett loose on his patch
It is desperately important that England go on to win the Ashes 4-0. They cannot give Australia a break, not with the return series coming hot on the heels of this one. ...read
BECKY JAMES: I had to go to school before riding keirin in Japan... the gambling and racing is nuts, but I feel like a superstar
Cyclist Becky James tells Sportsmail how she's relishing life away from Manchester on and off the track as she dominates Japan's 'nuts' keirin circuit ...read
THE FOOTBALL GRAPEVINE: Chelsea to make Lewandowski swoop, Arsenal scouts watch Benteke and Reid... but could Beckham really snap up Rio and Lampard for new MLS side?
ROB SHEPHERD: Chelsea will test how truthful Robert Lewandowski is being about not having made an agreement to join Bayern Munich at the end of the season as early at the January transfer window. ...read
Sam Turner weekend betting box: Kazeem to eclipse rivals
The presence of Mukhadram, Declaration Of War, The Fugue and Mars makes this another tough examination for AL KAZEEM. ...read
SAM TOMKINS COLUMN: I'm desperate to add the World Cup to my Grand Final and Challenge Cup triumphs... and I can't wait to beat Australia in the opener at Cardiff
There are only a few days to go before we take on Australia at the Millennium Stadium. I’m incredibly excited by the prospect of walking out in front of a big crowd and singing the national anthem. ...read
ALAN STUBBS: Lance Armstrong inspired me during my battle with cancer... but I have no respect for him as a sportsman
Former Bolton, Everton and Celtic defender Alan Stubbs was diagnosed with testicular cancer in 1999. In his Footballers' Football Column Stubbs talks about his battle with cancer and which sportsman inspired him to beat his illness... ...read
There are only three things wrong with this USELESS Australia side - they can't bat, they can't bowl and they can't field (and don't start us on the reviews!)
It's just the six Test defeats on the trot now for Australia. After being battered 4-0 in India four months ago, they've got off to a flying start over here. And it's just the four Test defeats on the trot against England. ...read
Troubled souls Trinny and Saatchi are made for each other says ALISON BOSHOFF as the odd couple are spotted out together two nights in a row
The pairing seemed so unforeseen that, even after a couple of dinners together earlier this month, few could believe that romance was on the menu, writes ALISON BOSHOFF. ...read
BAZ BAMIGBOYE: Will Mrs Biggs get her Emmy? Sheridan Smith up for International award for ITV drama
Sheridan has been nominated for an Emmy for her portrayal of Charmian Biggs, wife of Great Train robber Ronnie Biggs, in the hit ITV drama Mrs Biggs, ...read
JACI STEPHEN: 'Sit', 'Heel'...educating the dogs and the kids
Dogs are remarkable creatures, so I was always going to love The Wonder Of Dogs. The series opened in the Oxfordshire village of Brightwell, which houses 1,500 people and 120 dogs. ...read
SIR CLIVE WOODWARD: Parade was the end of 2003 era... Now England must focus on being No 1 again
The class of 2003 were treated to a wonderful reception at half-time. It was the first time we had all been back together and it was quite surreal to walk that trophy around. ...read
BEL MOONEY: I don't think my cross dressing is a problem... but my wife does
This week, BEL MOONEY advises a retired man who wants to wear bras and earrings publicly and a skirt and high heels at home. ...read
JAN MOIR: We're all just silly sheep at the shops
We are swayed by what we see on the news, by what the Royal Family do and wear, by major television shows and films. ...read
JANET STREET-PORTER: If women want better pay, we need to stand up for ourselves
Have you ever asked for a pay rise? I'm a brave woman who speaks her mind, but when it comes to remuneration, I'm a coward. ...read
LIZ JONES FASHION THERAPY: Will Tesco's new clothes store revolutionise high street fashion? I'm not convinced
Can it ever be a good idea to buy fashion in the same place you buy virgin olive oil and pots of fresh basil? ...read
LORRAINE CANDY: I still can't work out why my husband, the world's most patient man, married the world's most impatient woman all those years ago
What makes a good husband? Is it an Alpha male, like James Bond? Is it looks (father-of-six Brad Pitt, anyone)? ...read
Rowan Pelling's sex advice column: How can I make my man turn up the volume?
My partner and I have a good sex life, apart from one thing: he's so quiet in bed. This makes me uncomfortable. How can I stop this silence? ...read
The web's a dark place but there is one glimmer of hope
SANDRA PARSONS: Today's young woman has a wider selection of men from whom to choose — but if she isn't lucky enough to find her Mr Darcy at university or the office, she’s increasingly unlikely to meet him at all. ...read
Ask the doctor: How can you soothe a painful red face?
Dr MARTIN SCURR discusses the many ways to treat rosacea AND explains why you never see the same GP anymore ...read
ADAM UREN: Five things we've learned in the year since automatic enrolment was introduced
The next 12 months will present the biggest challenge to auto-enrolment thus far as thousands of smaller firms come online, so what have we learned from the first year? ...read
'The energy market might be dysfunctional - but Cameron is still right on the extra sweater'
Offices and most High Street premises. are overheated every winter. And it's rarely I go round to other people's houses without having to strip off down to shirtsleeves. ...read
ED MONK: Gas and electricity price hikes are painful but when it comes to our energy bills, we're masochists
UK households are masochists when it comes to energy. We're happy to take eye-watering levels of pain before we eventually act to stop the suffering. ...read
JAMES CONEY: Money Mail's victory should help hundreds of thousands of retirees get the best pension pay out possible
The Association of British Insurers has been forced to tighten the rules to protect savers who contacted their insurer about early retirement. ...read
JAMES SALMON: Are the Chancellor's banking reforms really tough, or too little too late?
The Chancellor has come under fire for ducking key reforms designed to improve the culture and safety of Britain’s scandal-prone lenders. ...read
JEFF PRESTRIDGE: It's bananas not to cap payday lenders' rates
If the Government already limits the loan interest that credit unions can levy, why can’t it put a lid on the interest that payday lenders impose on borrowers? ...read
LEE BOYCE: Should HSBC really boast about its savings 'best deals' for existing customers when most pay a pittance?
The world's local bank was keen to Tweet the views of its UK chief Antonio Simoes talking at the BBA earlier in the day - but should he really be boasting about its rates? ...read
MARC SHOFFMAN: That shrinking feeling - how Golden Wonder made me a victim of shrinkflation
While I have accepted that inflation means I am paying more to eat crisps at work than in my school days, I have also become a victim of shrinkflation. ...read
Money Morals: I'm 49 and have hardly saved anything for retirement. Should I just abandon the idea of a pension?
I have decided to rely on my house's value instead and don’t plan on ever saving another penny into a pension. Is this the right thing to do? ...read
Little Red Miliband and the Big (Bad) Six: Why villainising energy companies will never end in happily ever after
Miliband's energy bills speech would go down well as a bedtime story. It's got the big bad energy firms, the shivering households in distress. But is Miliband a hero? ...read
Cash, plastic, your mobile phone, your face, your 'bits', or something even newer: what will money look like in future and will Wonga still be here?
Richard Browning went on the trail of the self-styled financial disruptors to see if the array of modern alternatives to money will win the public trust that the banks have lost ...read
RICHARD DYSON: The house prices generation gap means the Bank of Gran and Grandad is good for £1trillion
The Bank of Mum and Dad is going bust, but the Bank of Gran and Grandad is flush with property wealth, a further sign of the great generational divide. ...read
SAM DUNN: Mark Carney has no qualms about helping borrowers and turning the thumbscrews on savers
Despite evincing what he called ‘tremendous sympathy’ for those who’d laboured to build up a nest-egg, he made clear that ‘raising interest rates is not the answer’. ...read
SIMON LAMBERT: Goodbye npower, I'm ditching you for a small energy firm, but where should I go?
The star of the energy boss roasting show was Stephen Fitzpatrick of Ovo Energy, so I've decided to do my bit to help the gas and electricity Davids take on Goliath. ...read
SIMON WATKINS: Let the skilled foreigners flood in to help boost our economy
Should arts students pay more for their courses because they are less economically useful? And should we be encouraging more skilled immigration to Britain? ...read
Unemployed 18-year-old applies for £300 payday loan and is offered £500 - is this responsible lending?
He applied for a £300 loan through Cash Lady as an unemployed eighteen-year-old presuming that he’d be turned down. The result? They arranged a £500 loan. ...read
ASK TONY: The AA fitted a new starter motor - but my car won't start!
After the AA fitted the part, costing £199.95, I had to take my car to a garage, who said the motor was faulty and fitted a new one. The AA only refunded me £65. ...read
Blundering bank staff at Lloyds TSB ruined by credit rating. Help!
Reader champion Tony Hetherington get to the bottom of an 'Arrangement to Pay' notice on a credit check. ...read
BLACK DOG: A new target for ‘Dalek’ Ashton?
Science-fiction fan Ashton, due to quit her EU role next year, has a life-size Dalek in the front room of her St Albans home, writes BLACK DOG. ...read
JAMES FORSYTH: Dave's big plan to win the Election is... Hug a Tory
David Cameron (pictured) will this week unveil his big, open and comprehensive offer... to his own party. He’ll announce that the chosen representatives of Tory backbenchers will have a crucial role in drawing up the manifesto for the next Election. ...read
Flaunting side-cleavage ... it's a right Ellie earned the hard way, says LIZ JONES
It seems that every woman who wants to be truly successful has to eventually sell out by taking off her clothes to reveal just how many hours she has been spending in Pilates class, says LIZ JONES ...read
PETER HITCHENS: If judges ban religion from our courts, guess who gets to play God....
Given that faith in paper money sustains our entire banking and currency systems, isn’t it odd that faith in a Christian God is generally viewed as eccentric and outdated, writes PETER HITCHENS. ...read
RACHEL JOHNSON: We've been mugged - and they did it by direct debit!
The worst thing about the Big Six energy firms is the way they raid your money behind your back - it's time for them to stop profiting from our inertia. ...read
Beauty buzz: The latest tricks and treats
BEAUTY BUZZ: Trail blazers ...read
Beauty Bible beauty clinic: Can you recommend a mascara for super-sensitive eyes?
I cannot find any brand of mascara that does not make my super-sensitive eyes sting and feel very uncomfortable. Is there one that will suit people like me, or should I just give up looking for the impossible? ...read
LIZ JONES: Be polite, and give up your seat for a child-free grafter
Equalities Minister Jo Swinson, who is seven months pregnant, was made to stand for 20 minutes in Parliament while hundreds of MPs, sat around her. ...read
Mimi Spencer: 'I nearly fell off my chair when I read that Gwyneth Paltrow likes a cheeky ciggie once a week'
Well, sorry folks, me too. Once in a while, I have a rollie – usually when perched on the step in the garden once everyone’s asleep. If you have ever smoked, you’ll know why. If you haven’t, I needn’t try to explain because you’ll never understand how such a filthy, smoggy, antisocial, appalling habit could put a smile on the face of someone who is quite into down dog and the joy of borlotti beans. ...read
Horoscopes: Believe you are capable of anything, Scorpio
Sally Brompton's 7 day forecast ...read
Health: A fresh approach to cancer, plus keep an eye on lash serums
The alternative strategies for preventing cancer, plus what you need to know about the eyelash-boosting ointments on the market. ...read
Our relationships expert Zelda West-Meads answers your questions
Our agony aunt on marriage surviving affairs, anxiety taking over your life and feeling left out of your own family ...read
Fantasy Friday: Exit Aaron, Enter Eden... and why Big Sam’s negative football should make you smile
Welcome to Sportsmail's weekly Fantasy Football column which will try to help you get the edge on your friends, family and Jamie Redknapp. RIK SHARMA considers the key issues in the game. ...read
Why doesn't Stephen Fry call for a ban on Russian music, theatre and all performing arts?
ADRIAN HILTON: 'An absolute ban on the Russian Winter Olympics of 2014 on Sochi is simply essential,' says Stephen Fry in an impassioned letter to the Prime Minister and the International Olympic Committee. ...read
The teacher who changed my life: In this moving tribute to his old English master, who's just died, CLIVE ASLET says his one regret is he never thanked him
A fortnight ago I heard that the English master who taught me at school, the great Frank Miles, had died, aged 92. I say great — he was great to us, the ones for whom reading came to matter so much as a result of his highly individual influence. ...read
Listen up, Britain! The people who get everything wrong say we can't leave the EU
The CBI - Britain’s big business association - today released a report insisting that Britain has 'no realistic alternative' to remaining part of the European Union, writes DOMINIC LAWSON. ...read
The cult of celebrity is stripping politics of its dignity (... and the British people are the losers)
To our current masters, it seems that the old adage is true: politics really is just showbusiness for ugly people. But history suggests a different lesson, writes DOMINIC SANDBROOK. ...read
Analysis: Losing the 'right to reside test' could cost the UK economy up to £2bn a year, as EU says it 'discriminates against migrants'
The EU says the UK's rules are discriminatory and therefore illegal because British citizens automatically pass the right to reside test. ...read
How can the high priestess of abortion support the barbarity of terminating a baby just because she's a girl?
KATHY GYNGELL: How can the so-called feminist 'sisterhood' defend the destruction of female foetuses being aborted because of their gender? ...read
So alluring. So very cynical. Why we should ban Wonga's 'family friendly' TV ads
Why the gulf between the highly manipulative advertising of Wonga and the reality of the product it pushes is a social evil we can no longer ignore, writes MELISSA KITE. ...read
MICHAEL BURLEIGH: Stalin's gulags and his Left wing British apologists
In Hampstead parlours, intellectual apologists for Stalin like Ralph Miliband’s great friend Eric Hobsbawm loved talking in abstractions as millions died in horror. ...read
RUTH SUNDERLAND: Time for the Government to go into bat for UK's refineries
Regardless of which side is cast as the bigger villain, the battle of Grangemouth highlights the serious threats to the UK’s oil refining and petrochemicals. ...read
Cashmere onesies? We just want big pants: The identity crisis which could threaten the very existence of M&S
For women like me, M&S represents the best of the British character. Neither flash nor trash. Lately, though, its values have started to slip, writes SARAH VINE. ...read
Wonder what Britain will be like if Red Ed's PM? Just look at the socialist shambles his mate's created in France, writes SIMON HEFFER
Just before the French presidential election last year, François Hollande, the Socialist candidate, visited London where Ed Miliband welcomed him with open arms. ...read
The series of headline-making royal security scandals and why one Commander has escaped the cull
STEPHEN WRIGHT: Few doubt last week’s shocking break-in at the most famous royal residence in the world is a matter of enormous public interest. ...read
Why Charles always packs a porcupine: 24 things you didn't know about the Prince of Wales
Now approaching his 65th birthday, Prince Charles still doesn't own a mobile phone. He finds it more convenient to travel around with a mobile telephonist, plus switchboard, writes CRAIG BROWN. ...read
CHRIS EVANS: The Nissan that thinks it's a Ferrari... and gets my first ever six-star rating
The GT-R reaches 60mph in 2.7 seconds. I know, because I experienced it very early one Friday morning on a deserted piece of tarmac somewhere between here and kingdom come. ...read
CRAIG BROWN: Going out in a blaze of anger: The almost unbearably moving diaries of a Labour contrarian
Tony Benn's last diaries read like something out of Samuel Beckett. His legs are wobbly, his hearing has gone; he gets cramp when he tries to write. ...read
Carry on nurse: Strauss's magical Ariadne Auf Naxos is revenge for the war
The finest operas bring together a great composer and an outstanding librettist, and Hugo von Hofmannsthal’s partnership with Strauss is up there with Mozart and Da Ponte. ...read
DEBORAH ROSS: Vinnie ain't no Ross Kemp - sorry Nan!
Whether you enjoy his latest reinvention may simply depend on how much you wish to take a trip with Mr Jones as your companion. ...read
From Daniel Radcliffe in Kill Your Darlings to Robert Redford in All Is Lost: The London Festival films you won't want to miss...
The Harry Potter actor's role as Beat Generation poet Allen Ginsberg in his latest film is just one of the memorable films being shown at the festival. ...read
OLLY SMITH: A Balkan uprising: Bulgaria is back - and this time its neighbours are in on the act too
Romania has been wowing me recently with affordable wines that are as smooth as Roger Moore raising an eyebrow. ...read
Show of the week: Splash hit at the Tate
Walk Through British Art tells the story of its country’s art over the past 500 years; it is extraordinarily complete and compelling. ...read
PIERS MORGAN: If you'd invested £5,000 with Buffett in 1966, you'd have £150 million now
I’ve always wanted to interview the ‘Oracle of Omaha’ as he is nicknamed, and tonight it finally happened. ...read
An app that controls the lighting in your house at a touch, for when you want moody low lights... or a full-on disco
Philips’ Hue lighting system stands out – it started off silly, went psychedelic, but is suddenly nearing the point where it actually is ‘smart’. ...read
TOM PARKER BOWLES: Crabsolutely fabulous: I am smitten by the mitten crab in this classic Cantonese restaurant
The Royal China Club on London’s Baker Street is where you come for Cantonese food clad in Chanel, a place where you can get both lobster dim sum and Lafite ’82. ...read
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- Mum's the word! Victoria Beckham dazzles in a plunging gown as she plants huge kiss on Brooklyn at Harper's Bazaar Women of the Year Awards
- Denise Richards to give up custody of Charlie Sheen's 'violent twins after they attacked her daughters in disturbing outbursts and tortured her dogs'
- EXCLUSIVE: 'Why we split': Courtney Stodden, 19, and Doug Hutchison, 53, spill on divorce.. and who'll get custody of dog Dourtney Pair pictured on Monday
- Lady in white: Jennifer Garner is the epitome of elegance as she displays her trim frame in a heavenly gown at a photo call in Japan A rare look of glamour
- Ashton Kutcher will 'announce engagement to Mila Kunis when his divorce from Demi Moore is finalised next week' Dating for 2 years
- 'It's untrue and hurtful': Kate Gosselin slams ex-husband Jon after he tells Oprahduring TV interview that their kids have 'developmental problems'
- It's all about me! Kris Jenner gets a cake with her face on it as she celebrates 58th birthday with her daughters She loves to be the center of attention
- Sibling for Coco!: David Arquette got girlfriend Christina McLarty 'pregnant two months after finalizing his divorce from Courteney Cox'
- Darren Criss jumps for joy as Glee leads People's Choice Awards nominations with eight nods... while Kat Dennings and Beth Behrs are named hosts
- Big Sean is a lucky guy! Naya Rivera sizzles on Rolling Stone cover in a swimsuit that shows off her ample cleavage and long legs Smouldering Glee star
- What a difference! Skinny Christina Aguilera slips into sheer bodysuit studded with rhinestones to perform sultry number on The Voice
- Get the feeling we're being watched? Pierce Brosnan is filmed kissing Salma Hayek on beach by drone camera How To Make Love Like An Englishman is filming
- 'She's a perfect little angel': Miami Heat star Chris Bosh welcomes baby girl with wife Adrienne - their second child in two years Weighed 6lbs, 14ounces
- The future's bright! Eva Longoria flaunts her enviable figure in eye-catching workout clothes amid reports of a new love interest She's a fitness junkie
- Little Miss Sunshine star Abigail Breslin, 17, 'dating Holly Madison's rocker ex Jack Barakat, 25' The young actress turns 18 in five months
- It's wheel love! Heidi Klum takes Martin Kristen for a spin in her convertible Beetle as the happy couple enjoy the sunshine A drive in Brentwood
- Ivanka Trump gives three-week-old Joseph an early introduction to politics as she sticks 'I voted' badge on him on election day A very political baby
- Her smile says it all! Pregnant Gwen Stefani is radiant as she shows off her baby bump on school run That unconfirmed bump is growing by the day
- Can you even see the game? Undercover Leonardo DiCaprio watches football match in Paris wearing his signature dark shades and flat cap
- Miley Cyrus gets ANOTHER tattoo... this time a portrait on her grandmother on her arm Singer said: 'Because I am her favorite and she is mine'
- Five-months-pregnant Princess Madeleine of Sweden shows off her bump in tight workout clothes on Central Park stroll with her husband Taking in the fall foliage
- 'Understated is overrated!': The Shahs Of Sunset send up Madonna's Like A Virgin in decadent music clip aptly titled Like A Persian
- Brigitte Bardot's former Parisian love nest goes on the market for $8million... featuring its very own disco room Decadent Art Nouveau apartment
- What about your pup? Blake Lively is engrossed in her phone as dog Baxter waits patiently beside her during park stroll Texting Gossip Girl?
- She'd look good in anything! Rihanna reveals underboob in gothic punk shoot as she is daubed in make-up for German magazine
- How Bethenny Frankel met billionaire 'boyfriend' Warren Lichtenstein when she was engaged to his best friend Bethenny's love triangle
- That's one way to make a splash! Bella Thorne transforms into a mermaid for dazzling new photo shoot with her sisters The trio posed on beach
- Kanye West wears a Yeezus shirt as he cancels yet MORE tour dates... this time in his home town of Chicago Piece of tour equipment was damaged
- Hoping for a role in Mad Men? Holly Madison plays the damsel-in-distress as her classic car breaks down in Vegas Roadside' emergency'
- Well matched! Kourtney Kardashian and Scott Disick coordinate in grey and black ensembles as they hold hands for Manhattan lunch date
- Is that a new weave? John Travolta sports lustrous hair and a paunch on beachside set of his new film The acting legend is in the South Pacific
- 'I see a much better version of me!' Behind the scenes of Yolanda Foster's daughter Gigi's Guess shoot in Real Housewives Of Beverly Hills premiere
- 'I want to have babies early!': Demi Lovato on her desire to be a mom as she stuns in glamorous photo shoot December issue of Latina magazine
- It's a boy! Owen Wilson expecting a second son with personal trainer friend Owen is not in a relationship with Caroline Lindqvist
- Just the two of us: Orlando Bloom hoists mini-me son Flynn on his shoulders during stroll as he becomes accustomed to life as a single father
- 'Beast mode!' Snooki shows off huge muscles in Instagram video of herself pumping iron... but it's just her trainer Used a special trick for the bulging biceps
- Platinum ambition! Rita Ora parades hourglass curves in a striking fishtail lace gown as she shows off newly-dyed white locks at Harper's Bazaar Awards
- Lindsay Lohan learns how to party sober under watchful eye of Oprah's OWN team as she mingles with fans at Halloween bash Star dressed as Carrie
- No Elvis impersonator here! Intimate behind the scenes photos of Megan Hilty's Vegas wedding to Brian Gallagher Smash star had her fairytale wedding
- Britain lays on the pomp and pageantry as the Queen welcomes South Korea's first female president Park Geun-hye was greeted by the Queen
- A Country Life for him: Prince Charles guest edits magazine to mark his 65th birthday The Prince has chosen the majority of the 116-year-old weekly
- 'It could've been a water bottle in my belly!' Kristen Bell reveals worries about bonding with her daughter during pregnancy Had her first child
- Pictured: Katie Holmes posts happy travel snaps from South African adventure... just weeks before 7 year wedding anniversary with Tom Cruise
- 'I said No. 5 because it's the truth!' Marilyn Monroe reflects on her favorite bedtime ritual for Chanel ad - using an unearthed audio recording from 1960
- Lamar Odom agrees to anger management and pays for photographers equipment to escape prosecution over bizarre outburst He's on probation too
- EXCLUSIVE: The pre-baby body is BACK! Kim Kardashian looks sexier than ever in a revealing black dress for stunning family shoot Looked incredible
- Earth mother! Slender Kate Hudson wears tie-dye skirt and retro-style sunglasses as she takes her mini-me long-haired son Bingham to a party
- 'People have such a childish view of monogamy': Ethan Hawke opens up about fidelity in new Mr Porter fashion shoot A view on relationships
- Kate Bosworth shows off her slender legs in skinny jeans as she jets out of LAX in style The 30-year-old wore a baggy Chanel T-shirt that hid her thin frame
- Body confident: Naomie Harris wears bra-revealing Gucci gown to Harper's Bazaar Women Of The Year Awards Actress was in London
- We can twerk it out: 'Heartbroken' Miley Cyrus pens 'apologetic' open-letter to ex Liam Hemsworth The 20-singer is said to be struggling
- Is this the most daring red carpet dress EVER? Jaimie Alexander wears mesh gown slashed from cleavage to ankle at Thor premiere She's got some guts
- It's a miniature Jenna Lyons! J.Crew's first-ever TV commercial features adorable lookalike of brand's creative director Watch the advert here
- Sexually explicit teaser for Lars Von Trier's Nymphomaniac pulled by YouTube... and reinstated with warning WARNING: GRAPHIC CONTENT INSIDE
- Newlywed's viral blog-post causes a stir after he describes how marriage is NOT for him despite being wed to his wife for a year and a half
- Red hot Kate Upton sizzles in a VERY low-cut scarlet frock as she spices up the Emirates tent at the Melbourne Cup horse races She's a special guest
- Glee creator Ryan Murphy 'developing spin-off series starring Lea Michele' Some of Glee's cast will 'migrate to the Lea Michele project'
- 'I am overjoyed!': Drew Barrymore opens up about her second pregnancy after showing off her blossoming baby bump Expressed her joy
- Vanessa Hudgens strolls arm-in-arm with boyfriend Austin Butler in sky-high cork platform trainers Austin still towers over his five-foot-one girl
- Is that really you, Renee? New man, new career and a startling new look for Bridget Jones star Chiseled cheekbones and a heavy brow
- Paula Abdul scales back her belated Bar Mitzvah during first visit to Israel... after snagging one-on-one time with President Shimon Peres She sure is a jet setter
- EXCLUSIVE: Move over Kim! Ethereal Kendall Jenner, 18, steals the show during family beach photo shoot as she poses in a white backless dress
- EXCLUSIVE: Newly-single Kris Jenner gets a glamorous makeover as she takes center stage in Kardashian shoot The momager's moment
- Too much too young? Kylie Jenner, 16, wears a VERY revealing white dress during photo shoot and shares picture with fans Inspired by her sisters?
- 'It all stays in the family': Lou Reed's will divides estate between wife Laurie Anderson, his elderly mother and sister Rocker died last week
- Demi Moore reconciles with daughters at family dinner after soul-searching trip to India The foursome went out for a meal in LA
- No sign of a belly yet! Tamara Ecclestone disguises her barely-there baby bump in all black as she leaves hotel with sister Petra
- She's tum-thing else: Tamara Ecclestone flaunts her baby bump in pretty bikini on holiday with husband Jay Rutland Heiress is expecting
- Brigitte Bardot's former Parisian love nest goes on the market for $8.1million... featuring its very own disco room Take a look inside
- 'I never wanted to make a career out of it': Lydia McLaughlin bows out of The Real Housewives of OC after just one season Moving onwards and up
- Eyes front! Jessica Alba's co-star Ben McKenzie sneaks a peek as actress adjusts her tight dress on set of How to Make Love Like an Englishman
- Our little baseball fan! Jamie-Lynn Sigler and fiancé Cutter Dykstra pose with baby son Beau in sports-themed shoot A family photo shoot
- Style chameleon Beyonce Knowles ditches her extensions to unveil wavy blonde bob The 32-year-old singer keeps changing her look
- 'I heard voices in my head': Lady Gaga says she uses outrageous costumes to deal with her 'insanity' she suffered as a youngster Spoke on UK chat show
- All in a day's work! Kate Moss oozes effortless style as she enjoys a solo shopping spree in London's Mayfair A supermodel's style
- From writer to porn star: Woman films sex scenes with X-rated lothario James Deen after responding to 'open casting call' Lindsay Lohan's co-star
- You've missed a bit... Jada Pinkett Smith shows off her extreme 'side shave' at the Make Equality Reality black-tie dinner She's the special guest
- Leonardo DiCaprio keeps a low profile as he heads home after Hollywood movie gala The 38-year-old actor kept his hat-wearing head down
- Wheely fun! Supermodel Cindy Crawford and her mini-me daughter Kaia ramp up the pedal power on bicycle ride A great form of exercise
- Spot the difference: Pretty actress Mila Kunis leaves gym make-up free and reveals pimpled skin Showed her down-to-earth side
- Miranda Kerr shows off her enviably long legs in sheer tights and a tiny denim miniskirt The Australian model always looks good when there's cameras around
- Waived bye bye! Kerry Washington's husband Nnamdi Asomugha is axed by San Francisco 49ers While the actress just missed out on an Emmy
- Russell Brand finds company in a four-legged friend whilst on tour... amidst rumors he is secretly dating UK reality star Ferne McCann
- Justin Bieber fans left in tears after being 'mandhandled' by security during very quick meet and greet... that cost them $1,200 each
- That Seventies Shag! Keri Russell is transformed again as she wears another retro-style wig on the set of her spy series The Americans
- Four tickets please! Anthony Hopkins is accompanied by his wife, niece and a THIRD female friend to premiere of Thor: The Dark World
- We're green with envy!: Zoe Saldana shows off her stunning emerald engagement ring from husband Marco Perego Wears a pear shaped emerald ring
- R-Patz's hot new body! Twilight hunk beefs up in LA with stunning female trainer but is it just for a movie role? Robert Pattinson getting a workout in
- Kristen Stewart breaks down in tears for an emotional scene on set of Anesthesia... after 'four hour rendezvous' with Robert Pattinson Crying on a street corner
- Hello boys! Singer Jewel shows off her voluptuous figure in black corset dress at ASCAP Country Music Awards Jewel looked flirty at 39
- Oil be back! Arnold Schwarzenegger takes a trip out in his VERY green car The Terminator star took his beloved green Hummer out for a spin
- Now that's a real bromance! Chris Hemsworth jokingly pushes aside younger brother Liam during dapper appearances at LA premiere of Thor
- Now that's a birthday suit! Bethenny Frankel celebrates her big day with daughter Bryn Hoppy in a chic monochromatic outfit The star turned 43
- Revealed: Behind every bear there is a great woman... actress spotted playing Paddington alongside mechanical head Coveted job in showbiz
- She just loves to show off that waist! Kim Kardashian reveals her trim post-pregnancy middle in a bra-baring sheer crop top and leather skirt
- Mate night! Best friends Eva Longoria and Melanie Griffith look cosy and casual as they head to watch 12 Years a Slave Girls night out for stars
- Bare-faced Anna Paquin displays her slender frame in biker chic attire during solo city stroll The 31-year-old went for a walk in New York City
- Don't move a muscle! Stacy Keibler tries not to fall out of very daring low-cut, backless white gown at ACE Awards Hope there's no wardrobe malfunction!
- 'I need help': Miley Cyrus mocks new magazine cover by making it her profile picture for Twitter Miley Cyrus is not a force to be reckoned with...
- The art of covering up: Mariah Carey is back to her glamorous best in a low cut figure hugging dress and killer heels Showed off her cleavage in the plunging dress
- 'He's funny and dorky': Lindsey Vonn gushes over boyfriend Tiger Woods, telling Katie Couric the golf pro is 'a joker' Tells all about new love
- What a transformation! Alyson Hannigan swaps practical jeans for vampy leather dress as she steals the show at equality event Completely transformed
- Captivating in cream! Anna Faris cuts a striking figure in clinging corset mesh dress at magazine bash At TV Guide magazine's Hot List party