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Retirees / Survivors Guide Me

Overview

Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

How do I find a plan?

OPM offers a variety of ways for you to find health plans, and the information you need about them.

  • Plan Comparison Tool - an interactive tool directing you to individual health plan brochures, benefit and premium information, and health plan results from member surveys and accreditation reviews.
  • Plan Info by State - find health plans by state and review health plan brochures, directories of doctors and hospitals who participate with those plans, links to the plan websites, how the plans benefits change from one year to the next, and explanations of the plans patient safety initiatives.
  • Guide to Federal Benefits - the electronic version of the paper copy of the Guide to Federal Benefits.
  • Premiums - find the premiums for health plans.
  • Want to learn more about the different types of plans that participate in the FEHB Program and how you pay for and receive care under each type? Go to Choose a Plan and Enroll.
  • You can find out information on overseas coverage by FEHB plans by visiting Overseas Coverage.

OR

Try these private sector comparison tools:

Related Questions

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage.

Choose your question:

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage.

Choose your question:

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members.

Choose your question:

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season.

Choose your question:

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP.

Choose your question: