Can my family continue coverage if I die?
Upon your death, your family members covered under Option C are eligible to convert their coverage to an individual policy. The conversion policies do not include "family" policies similar to the FEGLI Program's Option C. The individual policy is issued to the eligible family member. In the case of a minor child, the parent can apply on the child's behalf for an individual policy.
OPM will send your family member(s) a Notice of Conversion Privilege (SF 2819) to your last address on file. OPM doesn't have to try to locate family members who might not have lived with you at the time of your death.