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February 2013 Archive
Looking for ways to become a supplier to a larger company? A recent study showed that after a small supplier lands a big purchase order or a contract from a bigger company, the small company’s revenues go up 250 percent and they create about 150 percent more jobs in just two or three years. This is a great opportunity both for small business and for the economy. But how can a small business go about landing a contract to be part of this lucrative business growth opportunity? Here are some tips, tools and resources that can help you get...
by kmurray, Community Moderator on 02/28/2013 - 09:59
Looking for ways to become a supplier to a larger company? A recent study showed that after a small supplier lands a big purchase order or a contract from a bigger company, the small company’s revenues go up 250 percent and they create about 150 percent more jobs in just two or three years. This is a great opportunity both for small business and for the economy. But how can a small business go about landing a contract to be part of this lucrative business growth opportunity? Here are some tips, tools and resources that can help you get...
by BarbaraWeltman, Guest Blogger on 02/28/2013 - 07:55
The SBA uses a number of definitions for “small business,” depending on the industry. So, too, does the tax law, which has various definitions of “small business” for different tax breaks. These definitions are based on employees, revenues, expenditures and assets. Confusing? You bet! Here’s a list to help you. Employee-based definitions DbK retirement plan. This type of qualified retirement plan, which has yet to be utilized because of lack of IRS guidance, combines a pension with a contributory element (like...
by BarbaraWeltman, Guest Blogger on 02/28/2013 - 07:55
The SBA uses a number of definitions for “small business,” depending on the industry. So, too, does the tax law, which has various definitions of “small business” for different tax breaks. These definitions are based on employees, revenues, expenditures and assets. Confusing? You bet! Here’s a list to help you. Employee-based definitions DbK retirement plan. This type of qualified retirement plan, which has yet to be utilized because of lack of IRS guidance, combines a pension with a contributory element (like...
by BarbaraWeltman, Guest Blogger on 02/28/2013 - 07:55
The SBA uses a number of definitions for “small business,” depending on the industry. So, too, does the tax law, which has various definitions of “small business” for different tax breaks. These definitions are based on employees, revenues, expenditures and assets. Confusing? You bet! Here’s a list to help you. Employee-based definitions DbK retirement plan. This type of qualified retirement plan, which has yet to be utilized because of lack of IRS guidance, combines a pension with a contributory element (like...
by BarbaraWeltman, Guest Blogger on 02/28/2013 - 07:55
The SBA uses a number of definitions for “small business,” depending on the industry. So, too, does the tax law, which has various definitions of “small business” for different tax breaks. These definitions are based on employees, revenues, expenditures and assets. Confusing? You bet! Here’s a list to help you. Employee-based definitions DbK retirement plan. This type of qualified retirement plan, which has yet to be utilized because of lack of IRS guidance, combines a pension with a contributory element (like...
by Tim Berry, Guest Blogger on 02/27/2013 - 12:07
It used to be that most of the business world understood that simple, clear business writing was a powerful skill. We needed to communicate, explain and convince people in memos, proposals, plans and reports. Simple sentences worked better. Clear and concise worked better. Maybe I care more about writing than the next person because I’ve spent so much of my career dealing with business plans: writing them for years, then getting them funded and, more recently, reading them. I read more than 100 business plans a year. They’re...
by Tim Berry, Guest Blogger on 02/27/2013 - 12:07
It used to be that most of the business world understood that simple, clear business writing was a powerful skill. We needed to communicate, explain and convince people in memos, proposals, plans and reports. Simple sentences worked better. Clear and concise worked better. Maybe I care more about writing than the next person because I’ve spent so much of my career dealing with business plans: writing them for years, then getting them funded and, more recently, reading them. I read more than 100 business plans a year. They’re...
by Tim Berry, Guest Blogger on 02/27/2013 - 12:07
It used to be that most of the business world understood that simple, clear business writing was a powerful skill. We needed to communicate, explain and convince people in memos, proposals, plans and reports. Simple sentences worked better. Clear and concise worked better. Maybe I care more about writing than the next person because I’ve spent so much of my career dealing with business plans: writing them for years, then getting them funded and, more recently, reading them. I read more than 100 business plans a year. They’re...
by kmurray, Community Moderator on 02/27/2013 - 11:16
If you’re starting a business, you may be wondering how to legally structure it. Should you incorporate, become an LLC, or operate as a sole proprietor? Over 70 percent of U.S. businesses are owned and operated by sole proprietors or sole traders. But what does being a sole proprietor involve and is it the right structure for your small business? Here’s what you need to know about the advantages and disadvantages of being a sole proprietor. What is a Sole Proprietor? A sole proprietorship is basically an unincorporated business...
by kmurray, Community Moderator on 02/27/2013 - 11:16
If you’re starting a business, you may be wondering how to legally structure it. Should you incorporate, become an LLC, or operate as a sole proprietor? Over 70 percent of U.S. businesses are owned and operated by sole proprietors or sole traders. But what does being a sole proprietor involve and is it the right structure for your small business? Here’s what you need to know about the advantages and disadvantages of being a sole proprietor. What is a Sole Proprietor? A sole proprietorship is basically an unincorporated business...
by kmurray, Community Moderator on 02/27/2013 - 11:16
If you’re starting a business, you may be wondering how to legally structure it. Should you incorporate, become an LLC, or operate as a sole proprietor? Over 70 percent of U.S. businesses are owned and operated by sole proprietors or sole traders. But what does being a sole proprietor involve and is it the right structure for your small business? Here’s what you need to know about the advantages and disadvantages of being a sole proprietor. What is a Sole Proprietor? A sole proprietorship is basically an unincorporated business...
by ngoriel, SBA Official on 02/25/2013 - 12:45
Are you a small business exporter? Do you sell bowling balls to Bangladesh? Or dish towels to Delhi? Maybe you send laser technology to Lisbon? If you have a success story to tell about the goods or services you sell around the world and have used a federal government program or assistance to get there, the U.S. Small Business Administration and Visa Inc. (NYSE: V) are cosponsoring the “2013 SBA-Visa Export Video Contest” where your company will have the chance to win up to $10,000 just by sharing your story with other small...
by ngoriel, SBA Official on 02/25/2013 - 12:45
Are you a small business exporter? Do you sell bowling balls to Bangladesh? Or dish towels to Delhi? Maybe you send laser technology to Lisbon? If you have a success story to tell about the goods or services you sell around the world and have used a federal government program or assistance to get there, the U.S. Small Business Administration and Visa Inc. (NYSE: V) are cosponsoring the “2013 SBA-Visa Export Video Contest” where your company will have the chance to win up to $10,000 just by sharing your story with other small...
by ngoriel, SBA Official on 02/25/2013 - 12:45
Are you a small business exporter? Do you sell bowling balls to Bangladesh? Or dish towels to Delhi? Maybe you send laser technology to Lisbon? If you have a success story to tell about the goods or services you sell around the world and have used a federal government program or assistance to get there, the U.S. Small Business Administration and Visa Inc. (NYSE: V) are cosponsoring the “2013 SBA-Visa Export Video Contest” where your company will have the chance to win up to $10,000 just by sharing your story with other small...
by kmurray, Community Moderator on 02/25/2013 - 09:13
Starting or growing a business? Owning a small business can be a fulfilling endeavor, but as you probably already know or are just finding out – it requires that you wear many hats. This of course leaves you with little time to take a deep dive into the many aspects of starting and growing a business. Instead, many business owners turn to search engines for answers when questions come up. But what if you had access to a small business classroom that provided informed, accurate and always-available access to the advice and guidance you...
by kmurray, Community Moderator on 02/25/2013 - 09:13
Starting or growing a business? Owning a small business can be a fulfilling endeavor, but as you probably already know or are just finding out – it requires that you wear many hats. This of course leaves you with little time to take a deep dive into the many aspects of starting and growing a business. Instead, many business owners turn to search engines for answers when questions come up. But what if you had access to a small business classroom that provided informed, accurate and always-available access to the advice and guidance you...
by kmurray, Community Moderator on 02/25/2013 - 09:13
Starting or growing a business? Owning a small business can be a fulfilling endeavor, but as you probably already know or are just finding out – it requires that you wear many hats. This of course leaves you with little time to take a deep dive into the many aspects of starting and growing a business. Instead, many business owners turn to search engines for answers when questions come up. But what if you had access to a small business classroom that provided informed, accurate and always-available access to the advice and guidance you...
by kmurray, Community Moderator on 02/25/2013 - 09:13
Starting or growing a business? Owning a small business can be a fulfilling endeavor, but as you probably already know or are just finding out – it requires that you wear many hats. This of course leaves you with little time to take a deep dive into the many aspects of starting and growing a business. Instead, many business owners turn to search engines for answers when questions come up. But what if you had access to a small business classroom that provided informed, accurate and always-available access to the advice and guidance you...
by kmurray, Contributor on 02/21/2013 - 14:46
If you are looking to make any major improvements in your business, whether it is a second location, new equipment, or an additional product line, you most likely need business financing. But getting financing for your business can be intimidating. Despite this economic downturn, banks are still lending. However, the way banks are lending to small businesses has changed pretty significantly and they are more cautious about where the money is going, especially when considering a loan to new businesses with no track record. As a result, you may...
by kmurray, Contributor on 02/21/2013 - 14:46
If you are looking to make any major improvements in your business, whether it is a second location, new equipment, or an additional product line, you most likely need business financing. But getting financing for your business can be intimidating. Despite this economic downturn, banks are still lending. However, the way banks are lending to small businesses has changed pretty significantly and they are more cautious about where the money is going, especially when considering a loan to new businesses with no track record. As a result, you may...
by kmurray, Contributor on 02/21/2013 - 14:46
If you are looking to make any major improvements in your business, whether it is a second location, new equipment, or an additional product line, you most likely need business financing. But getting financing for your business can be intimidating. Despite this economic downturn, banks are still lending. However, the way banks are lending to small businesses has changed pretty significantly and they are more cautious about where the money is going, especially when considering a loan to new businesses with no track record. As a result, you may...
by Caron_Beesley, Community Moderator on 02/21/2013 - 07:37
Trying to grow your business, but thwarted at every turn by problems within your own organization or by external factors such as broken supply chains? For many businesses, the biggest obstacle to growth isn’t poor sales, financing or tough competition; it’s often the business itself! So, if you find yourself operationally ill prepared to grow, what can you do about it? Here are some strategies that can help you break through some of the common barriers to growth that many small businesses experience. 1. Watch the indicators...
by Caron_Beesley, Community Moderator on 02/21/2013 - 07:37
Trying to grow your business, but thwarted at every turn by problems within your own organization or by external factors such as broken supply chains? For many businesses, the biggest obstacle to growth isn’t poor sales, financing or tough competition; it’s often the business itself! So, if you find yourself operationally ill prepared to grow, what can you do about it? Here are some strategies that can help you break through some of the common barriers to growth that many small businesses experience. 1. Watch the indicators...
by Caron_Beesley, Community Moderator on 02/21/2013 - 07:37
Trying to grow your business, but thwarted at every turn by problems within your own organization or by external factors such as broken supply chains? For many businesses, the biggest obstacle to growth isn’t poor sales, financing or tough competition; it’s often the business itself! So, if you find yourself operationally ill prepared to grow, what can you do about it? Here are some strategies that can help you break through some of the common barriers to growth that many small businesses experience. 1. Watch the indicators...
by ngoriel, SBA Official on 02/20/2013 - 19:16
In conjunction with National Entrepreneurship Week (Feb 16-23, 2013), SBA is hosting a series of online briefings to discuss “crowdfunding” strategies for entrepreneurs. The series is comprised of daily webinars Feb 19-21 and a free online briefer to showcase innovative business financing opportunities. Hosted by the Consortium for Entrepreneurship Education, National Entrepreneurship Week celebrates the origins of American entrepreneurship and promotes education for young entrepreneurs. Hundreds of schools,...
by ngoriel, SBA Official on 02/20/2013 - 19:16
In conjunction with National Entrepreneurship Week (Feb 16-23, 2013), SBA is hosting a series of online briefings to discuss “crowdfunding” strategies for entrepreneurs. The series is comprised of daily webinars Feb 19-21 and a free online briefer to showcase innovative business financing opportunities. Hosted by the Consortium for Entrepreneurship Education, National Entrepreneurship Week celebrates the origins of American entrepreneurship and promotes education for young entrepreneurs. Hundreds of schools,...
by ngoriel, SBA Official on 02/20/2013 - 19:16
In conjunction with National Entrepreneurship Week (Feb 16-23, 2013), SBA is hosting a series of online briefings to discuss “crowdfunding” strategies for entrepreneurs. The series is comprised of daily webinars Feb 19-21 and a free online briefer to showcase innovative business financing opportunities. Hosted by the Consortium for Entrepreneurship Education, National Entrepreneurship Week celebrates the origins of American entrepreneurship and promotes education for young entrepreneurs. Hundreds of schools,...
by ngoriel, SBA Official on 02/20/2013 - 19:16
In conjunction with National Entrepreneurship Week (Feb 16-23, 2013), SBA is hosting a series of online briefings to discuss “crowdfunding” strategies for entrepreneurs. The series is comprised of daily webinars Feb 19-21 and a free online briefer to showcase innovative business financing opportunities. Hosted by the Consortium for Entrepreneurship Education, National Entrepreneurship Week celebrates the origins of American entrepreneurship and promotes education for young entrepreneurs. Hundreds of schools,...
by ngoriel, Community Moderator on 02/20/2013 - 16:00
As a business owner, it’s important to understand how the Affordable Care Act can affect your business. However, with so many misconceptions about how the Affordable Care Act works, this can be difficult. To clarify the myths versus facts, we’re launching a new blog series called “Myth vs. Fact: The Affordable Care Act and Small Business”. This blog covers one of the most common myths we’ve seen out there: All businesses will be required to provide health insurance to all of their employees. Fact:...
by ngoriel, Community Moderator on 02/20/2013 - 16:00
As a business owner, it’s important to understand how the Affordable Care Act can affect your business. However, with so many misconceptions about how the Affordable Care Act works, this can be difficult. To clarify the myths versus facts, we’re launching a new blog series called “Myth vs. Fact: The Affordable Care Act and Small Business”. This blog covers one of the most common myths we’ve seen out there: All businesses will be required to provide health insurance to all of their employees. Fact:...
by kmurray, Guest Blogger on 02/19/2013 - 10:32
The Great Recession technically ended back in 2009, but you wouldn’t know it from the way Americans are spending (and saving) these days. Despite some natural post-election optimism, issues such as rising food and energy prices, Congress’ “fiscal cliff” and debt ceiling struggles, and the rise in the payroll tax mean Americans are still clutching their wallets tight. With many Americans widely feeling that “we’re not out of the woods yet,” how can your small business develop marketing messages that...
by kmurray, Guest Blogger on 02/19/2013 - 10:32
The Great Recession technically ended back in 2009, but you wouldn’t know it from the way Americans are spending (and saving) these days. Despite some natural post-election optimism, issues such as rising food and energy prices, Congress’ “fiscal cliff” and debt ceiling struggles, and the rise in the payroll tax mean Americans are still clutching their wallets tight. With many Americans widely feeling that “we’re not out of the woods yet,” how can your small business develop marketing messages that...
by Caron_Beesley, Community Moderator on 02/19/2013 - 07:26
In the market for a business loan? Heard about SBA loans but not really sure how they work or how to go about applying for one? The following are common questions that small business owners have about SBA loan programs and the loan application process. 1. How do SBA loans work? While the SBA does offer numerous loan programs to help small business owners finance their businesses, it doesn’t actually lend businesses the money. Instead, a bank makes the loan, which is backed by the SBA. This allows the bank to take a little more risk...
by Caron_Beesley, Community Moderator on 02/19/2013 - 07:26
In the market for a business loan? Heard about SBA loans but not really sure how they work or how to go about applying for one? The following are common questions that small business owners have about SBA loan programs and the loan application process. 1. How do SBA loans work? While the SBA does offer numerous loan programs to help small business owners finance their businesses, it doesn’t actually lend businesses the money. Instead, a bank makes the loan, which is backed by the SBA. This allows the bank to take a little more risk...
by BusinessCredit, Guest Blogger on 02/14/2013 - 15:25
During the initial stages of the business credit building process, I’m sure you have heard about the importance of setting up a commercial office location. A physical location that is zoned for business speaks volumes for your company and its operation. If you decide to use your home address for your company’s business address, keep in mind that some lenders may not extend credit to a “home-based” business. However, you still have many credit opportunities with a home-based business; so don’t let that stop you. If...
by BusinessCredit, Guest Blogger on 02/14/2013 - 15:25
During the initial stages of the business credit building process, I’m sure you have heard about the importance of setting up a commercial office location. A physical location that is zoned for business speaks volumes for your company and its operation. If you decide to use your home address for your company’s business address, keep in mind that some lenders may not extend credit to a “home-based” business. However, you still have many credit opportunities with a home-based business; so don’t let that stop you. If...
by BusinessCredit, Guest Blogger on 02/14/2013 - 15:25
During the initial stages of the business credit building process, I’m sure you have heard about the importance of setting up a commercial office location. A physical location that is zoned for business speaks volumes for your company and its operation. If you decide to use your home address for your company’s business address, keep in mind that some lenders may not extend credit to a “home-based” business. However, you still have many credit opportunities with a home-based business; so don’t let that stop you. If...
by BusinessCredit, Guest Blogger on 02/14/2013 - 15:25
During the initial stages of the business credit building process, I’m sure you have heard about the importance of setting up a commercial office location. A physical location that is zoned for business speaks volumes for your company and its operation. If you decide to use your home address for your company’s business address, keep in mind that some lenders may not extend credit to a “home-based” business. However, you still have many credit opportunities with a home-based business; so don’t let that stop you. If...
by ngoriel, Community Moderator on 02/14/2013 - 13:11
For the sixth consecutive year, the U.S. Small Business Administration is seeking small businesses to partake in its highly successful Emerging Leaders executive-level training initiative that provides them with the tools they need to sustain and grow their businesses. Recruitment Underway Local recruitment for the 2013 training cycle is underway now at SBA district offices, and classes are scheduled to begin in April. For a list of participating cities and to get more information about the Emerging Leaders initiative, go to www.sba.gov/...
by ngoriel, Community Moderator on 02/14/2013 - 13:11
For the sixth consecutive year, the U.S. Small Business Administration is seeking small businesses to partake in its highly successful Emerging Leaders executive-level training initiative that provides them with the tools they need to sustain and grow their businesses. Recruitment Underway Local recruitment for the 2013 training cycle is underway now at SBA district offices, and classes are scheduled to begin in April. For a list of participating cities and to get more information about the Emerging Leaders initiative, go to www.sba.gov/...
by ngoriel, Community Moderator on 02/14/2013 - 13:11
For the sixth consecutive year, the U.S. Small Business Administration is seeking small businesses to partake in its highly successful Emerging Leaders executive-level training initiative that provides them with the tools they need to sustain and grow their businesses. Recruitment Underway Local recruitment for the 2013 training cycle is underway now at SBA district offices, and classes are scheduled to begin in April. For a list of participating cities and to get more information about the Emerging Leaders initiative, go to www.sba.gov/...
by ngoriel, SBA Administrator on 02/14/2013 - 11:51
Yesterday, I was in Memphis, Tenn., visiting the West Tennessee Ornamental Door Company, a thriving manufacturer of steel security doors, fences and gates for homes and businesses. The company received SBA loans to support the working capital needs of their business—and it’s now positioned for growth and to create more jobs. As I walked the shop floor, talking with owner Jim Hoffa, it was hard not to be bullish about our economic potential and the role that America’s entrepreneurs and innovative small businesses play in our...
by ngoriel, SBA Administrator on 02/14/2013 - 11:51
Yesterday, I was in Memphis, Tenn., visiting the West Tennessee Ornamental Door Company, a thriving manufacturer of steel security doors, fences and gates for homes and businesses. The company received SBA loans to support the working capital needs of their business—and it’s now positioned for growth and to create more jobs. As I walked the shop floor, talking with owner Jim Hoffa, it was hard not to be bullish about our economic potential and the role that America’s entrepreneurs and innovative small businesses play in our...
by Caron_Beesley, Community Moderator on 02/14/2013 - 07:21
As business owners, we’d all like to think of ourselves as providers of great customer service. As small business owners in particular, it’s quite possibly your biggest differentiator. After all, how often is it that you walk into a national chain restaurant and are greeted by name, handed your favorite drink and made to feel like part of the family? But great customer service is also about knowing how to handle problems, responding to and resolving issues—something at which agile small businesses can often excel. If customer...
by Caron_Beesley, Community Moderator on 02/14/2013 - 07:21
As business owners, we’d all like to think of ourselves as providers of great customer service. As small business owners in particular, it’s quite possibly your biggest differentiator. After all, how often is it that you walk into a national chain restaurant and are greeted by name, handed your favorite drink and made to feel like part of the family? But great customer service is also about knowing how to handle problems, responding to and resolving issues—something at which agile small businesses can often excel. If customer...
by Caron_Beesley, Community Moderator on 02/14/2013 - 07:21
As business owners, we’d all like to think of ourselves as providers of great customer service. As small business owners in particular, it’s quite possibly your biggest differentiator. After all, how often is it that you walk into a national chain restaurant and are greeted by name, handed your favorite drink and made to feel like part of the family? But great customer service is also about knowing how to handle problems, responding to and resolving issues—something at which agile small businesses can often excel. If customer...
by smallbiztrends, Guest Blogger on 02/13/2013 - 16:28
Small business people still seem to be in the process of catching on to Google+, the social network created by Google. Google has made a number of moves to encourage people to use Google+. It has tied in several applications to Google Plus. One of those applications is Google Hangouts. Hangouts are a type of online group meeting using webcams so that each of the participants can see and hear the others. Think video conference and webinar all rolled up in one. With Hangouts, you can hold group presentations online and automatically record them...
by smallbiztrends, Guest Blogger on 02/13/2013 - 16:28
Small business people still seem to be in the process of catching on to Google+, the social network created by Google. Google has made a number of moves to encourage people to use Google+. It has tied in several applications to Google Plus. One of those applications is Google Hangouts. Hangouts are a type of online group meeting using webcams so that each of the participants can see and hear the others. Think video conference and webinar all rolled up in one. With Hangouts, you can hold group presentations online and automatically record them...
by smallbiztrends, Guest Blogger on 02/13/2013 - 16:28
Small business people still seem to be in the process of catching on to Google+, the social network created by Google. Google has made a number of moves to encourage people to use Google+. It has tied in several applications to Google Plus. One of those applications is Google Hangouts. Hangouts are a type of online group meeting using webcams so that each of the participants can see and hear the others. Think video conference and webinar all rolled up in one. With Hangouts, you can hold group presentations online and automatically record them...
by Caron_Beesley, Community Moderator on 02/11/2013 - 07:34
So, your business is growing. While you may or may not have an accountant on hand, what about your bigger financial picture? Is it time to hire a Chief Financial Officer? More than just a bookkeeper, payroll administrator or keeper of P&L and cash flow statements, a Chief Financial Officer (CFO) can help you plan, model, forecast and make better business decisions. A CFO looks at your business holistically–this includes people, processes and systems–and ensures that together you have accurate financial information to plan for...
by Caron_Beesley, Community Moderator on 02/11/2013 - 07:34
So, your business is growing. While you may or may not have an accountant on hand, what about your bigger financial picture? Is it time to hire a Chief Financial Officer? More than just a bookkeeper, payroll administrator or keeper of P&L and cash flow statements, a Chief Financial Officer (CFO) can help you plan, model, forecast and make better business decisions. A CFO looks at your business holistically–this includes people, processes and systems–and ensures that together you have accurate financial information to plan for...
by Caron_Beesley, Community Moderator on 02/11/2013 - 07:34
So, your business is growing. While you may or may not have an accountant on hand, what about your bigger financial picture? Is it time to hire a Chief Financial Officer? More than just a bookkeeper, payroll administrator or keeper of P&L and cash flow statements, a Chief Financial Officer (CFO) can help you plan, model, forecast and make better business decisions. A CFO looks at your business holistically–this includes people, processes and systems–and ensures that together you have accurate financial information to plan for...
by jhdavis, SBA Administrator on 02/11/2013 - 10:53
It’s February—that time of year filled with candy hearts, boxes of chocolate, and the chance to let the people you love know exactly how you feel. While Cupid may be busy this Valentine’s day, we at the U.S. Small Business Administration are just as busy making sure that America’s small businesses know how much we care. For SBA employees—from our national headquarters to our local offices around the country—helping America’s small businesses grow and thrive isn’t just our job; it’s...
by jhdavis, SBA Administrator on 02/11/2013 - 10:53
It’s February—that time of year filled with candy hearts, boxes of chocolate, and the chance to let the people you love know exactly how you feel. While Cupid may be busy this Valentine’s day, we at the U.S. Small Business Administration are just as busy making sure that America’s small businesses know how much we care. For SBA employees—from our national headquarters to our local offices around the country—helping America’s small businesses grow and thrive isn’t just our job; it’s...
by ngoriel, SBA Deputy Administrator on 02/07/2013 - 14:30
In February, America celebrates and remembers the important milestones highlighted during Black History Month. Throughout our nation’s history, we have been united and inspired by the uniquely American dream that every person, with hard work and dedication, has the potential to achieve remarkable things. During Black History Month, we particularly honor these brave men and women who sacrificed and strove to achieve a better future for the coming generations—people like my grandfather, an entrepreneur and business owner whose...
by ngoriel, SBA Deputy Administrator on 02/07/2013 - 14:30
In February, America celebrates and remembers the important milestones highlighted during Black History Month. Throughout our nation’s history, we have been united and inspired by the uniquely American dream that every person, with hard work and dedication, has the potential to achieve remarkable things. During Black History Month, we particularly honor these brave men and women who sacrificed and strove to achieve a better future for the coming generations—people like my grandfather, an entrepreneur and business owner whose...
by Caron_Beesley, Community Moderator on 02/07/2013 - 06:31
Late last year, I hosted a web chat with the SBA offering holiday marketing tips and ideas to small business owners. And while many business owners submitted questions relating specifically to the holidays, a large percentage of the questions centered on that age-old question: “How do I get more foot traffic to my store?” Here are seven tried and tested steps you might want to consider: 1. Start from the outside and look in If you are in a pedestrianized area, get to know who passes by your store. Literally, sit outside or...
by Caron_Beesley, Community Moderator on 02/07/2013 - 06:31
Late last year, I hosted a web chat with the SBA offering holiday marketing tips and ideas to small business owners. And while many business owners submitted questions relating specifically to the holidays, a large percentage of the questions centered on that age-old question: “How do I get more foot traffic to my store?” Here are seven tried and tested steps you might want to consider: 1. Start from the outside and look in If you are in a pedestrianized area, get to know who passes by your store. Literally, sit outside or...
by Caron_Beesley, Community Moderator on 02/07/2013 - 06:31
Late last year, I hosted a web chat with the SBA offering holiday marketing tips and ideas to small business owners. And while many business owners submitted questions relating specifically to the holidays, a large percentage of the questions centered on that age-old question: “How do I get more foot traffic to my store?” Here are seven tried and tested steps you might want to consider: 1. Start from the outside and look in If you are in a pedestrianized area, get to know who passes by your store. Literally, sit outside or...
by Stephen Morris, Community Moderator on 02/06/2013 - 11:36
A major revision in the U.S. Small Business Administration’s Surety Bond Guarantee (SBG) Program more than triples the eligible contract amount, from $2 million to $6.5 million, the Agency will guarantee on surety bonds for both public and private contracts. What does this mean for small businesses trying to grow? A Los Angeles subcontractor for example, was looking to take on bigger jobs and grow its business, but needed a much larger bond to bid on and get a contract that was larger than past work it...
by Stephen Morris, Community Moderator on 02/06/2013 - 11:36
A major revision in the U.S. Small Business Administration’s Surety Bond Guarantee (SBG) Program more than triples the eligible contract amount, from $2 million to $6.5 million, the Agency will guarantee on surety bonds for both public and private contracts. What does this mean for small businesses trying to grow? A Los Angeles subcontractor for example, was looking to take on bigger jobs and grow its business, but needed a much larger bond to bid on and get a contract that was larger than past work it...
by Stephen Morris, Community Moderator on 02/06/2013 - 11:36
A major revision in the U.S. Small Business Administration’s Surety Bond Guarantee (SBG) Program more than triples the eligible contract amount, from $2 million to $6.5 million, the Agency will guarantee on surety bonds for both public and private contracts. What does this mean for small businesses trying to grow? A Los Angeles subcontractor for example, was looking to take on bigger jobs and grow its business, but needed a much larger bond to bid on and get a contract that was larger than past work it...
by Stephen Morris, Community Moderator on 02/06/2013 - 11:36
A major revision in the U.S. Small Business Administration’s Surety Bond Guarantee (SBG) Program more than triples the eligible contract amount, from $2 million to $6.5 million, the Agency will guarantee on surety bonds for both public and private contracts. What does this mean for small businesses trying to grow? A Los Angeles subcontractor for example, was looking to take on bigger jobs and grow its business, but needed a much larger bond to bid on and get a contract that was larger than past work it...
by FranchiseKing, Guest Blogger on 02/06/2013 - 10:33
If you’re thinking of becoming the owner of a franchise-type of business, there’s something you need to know about franchising…and you may not like it. Now, what I’m about to share probably won’t be a game-changer if you’re really bent on buying a franchise, but you need to have as much factual information on this business model before you invest in one. Here goes: You’re going to have certain restrictions placed on you. And according to “Buying a Franchise: A Consumer Guide” published by...
by FranchiseKing, Guest Blogger on 02/06/2013 - 10:33
If you’re thinking of becoming the owner of a franchise-type of business, there’s something you need to know about franchising…and you may not like it. Now, what I’m about to share probably won’t be a game-changer if you’re really bent on buying a franchise, but you need to have as much factual information on this business model before you invest in one. Here goes: You’re going to have certain restrictions placed on you. And according to “Buying a Franchise: A Consumer Guide” published by...
by Caron_Beesley, Community Moderator on 02/06/2013 - 06:36
Do you run an overseas business? Thinking of expanding and selling into the U.S. market? Because U.S. residency or citizenship is not required, non-U.S. citizens can readily sell into the U.S. However, many overseas business owners aren’t clear on whether they are required to incorporate in the U.S. and the associated tax implications. Here’s what you need to know: Should I Incorporate My Business in the U.S.? This is a question that comes up frequently on the SBA Community Discussion Boards and there’s not a clear cut answer...
by Caron_Beesley, Community Moderator on 02/06/2013 - 06:36
Do you run an overseas business? Thinking of expanding and selling into the U.S. market? Because U.S. residency or citizenship is not required, non-U.S. citizens can readily sell into the U.S. However, many overseas business owners aren’t clear on whether they are required to incorporate in the U.S. and the associated tax implications. Here’s what you need to know: Should I Incorporate My Business in the U.S.? This is a question that comes up frequently on the SBA Community Discussion Boards and there’s not a clear cut answer...
by Caron_Beesley, Community Moderator on 02/06/2013 - 06:36
Do you run an overseas business? Thinking of expanding and selling into the U.S. market? Because U.S. residency or citizenship is not required, non-U.S. citizens can readily sell into the U.S. However, many overseas business owners aren’t clear on whether they are required to incorporate in the U.S. and the associated tax implications. Here’s what you need to know: Should I Incorporate My Business in the U.S.? This is a question that comes up frequently on the SBA Community Discussion Boards and there’s not a clear cut answer...
by Caron_Beesley, Community Moderator on 02/06/2013 - 06:36
Do you run an overseas business? Thinking of expanding and selling into the U.S. market? Because U.S. residency or citizenship is not required, non-U.S. citizens can readily sell into the U.S. However, many overseas business owners aren’t clear on whether they are required to incorporate in the U.S. and the associated tax implications. Here’s what you need to know: Should I Incorporate My Business in the U.S.? This is a question that comes up frequently on the SBA Community Discussion Boards and there’s not a clear cut answer...
by Caron_Beesley, Community Moderator on 02/06/2013 - 06:36
Do you run an overseas business? Thinking of expanding and selling into the U.S. market? Because U.S. residency or citizenship is not required, non-U.S. citizens can readily sell into the U.S. However, many overseas business owners aren’t clear on whether they are required to incorporate in the U.S. and the associated tax implications. Here’s what you need to know: Should I Incorporate My Business in the U.S.? This is a question that comes up frequently on the SBA Community Discussion Boards and there’s not a clear cut answer...
by Caron_Beesley, Community Moderator on 02/06/2013 - 06:36
Do you run an overseas business? Thinking of expanding and selling into the U.S. market? Because U.S. residency or citizenship is not required, non-U.S. citizens can readily sell into the U.S. However, many overseas business owners aren’t clear on whether they are required to incorporate in the U.S. and the associated tax implications. Here’s what you need to know: Should I Incorporate My Business in the U.S.? This is a question that comes up frequently on the SBA Community Discussion Boards and there’s not a clear cut answer...
by kmurray, Community Moderator on 02/05/2013 - 10:43
We all have questions about the Affordable Care Act, whether it's deciphering facts from myths or trying to understand what your options for health care coverage are now and in the future. As small business owners, getting the right information from a credible resource is critical. One new tool is the U.S. Small Business Administration’s health care web page, www.sba.gov/healthcare, dedicated to educating small business owners about the Affordable Care Act. The site is a gateway for small businesses connecting them with...
by kmurray, Community Moderator on 02/05/2013 - 10:43
We all have questions about the Affordable Care Act, whether it's deciphering facts from myths or trying to understand what your options for health care coverage are now and in the future. As small business owners, getting the right information from a credible resource is critical. One new tool is the U.S. Small Business Administration’s health care web page, www.sba.gov/healthcare, dedicated to educating small business owners about the Affordable Care Act. The site is a gateway for small businesses connecting them with...
by kmurray, Community Moderator on 02/05/2013 - 10:43
We all have questions about the Affordable Care Act, whether it's deciphering facts from myths or trying to understand what your options for health care coverage are now and in the future. As small business owners, getting the right information from a credible resource is critical. One new tool is the U.S. Small Business Administration’s health care web page, www.sba.gov/healthcare, dedicated to educating small business owners about the Affordable Care Act. The site is a gateway for small businesses connecting them with...
by kmurray, Community Moderator on 02/05/2013 - 10:43
We all have questions about the Affordable Care Act, whether it's deciphering facts from myths or trying to understand what your options for health care coverage are now and in the future. As small business owners, getting the right information from a credible resource is critical. One new tool is the U.S. Small Business Administration’s health care web page, www.sba.gov/healthcare, dedicated to educating small business owners about the Affordable Care Act. The site is a gateway for small businesses connecting them with...
by Stephen Morris, SBA Official on 02/04/2013 - 12:10
Note: This post is authored by SBA's Presidential Innovation Fellows - Clay Johnson, Jed Wood, and Adam Becker. This past summer, our team of Presidential Innovation Fellows (PIFs) was challenged by this Administration to—in the span of six months—make it easier for small businesses to sell to the Federal government, and for the Federal government to buy technology from the private sector. Just a few weeks ago, working with our colleagues at the Small Business Administration (SBA), we...
by Stephen Morris, SBA Official on 02/04/2013 - 12:10
Note: This post is authored by SBA's Presidential Innovation Fellows - Clay Johnson, Jed Wood, and Adam Becker. This past summer, our team of Presidential Innovation Fellows (PIFs) was challenged by this Administration to—in the span of six months—make it easier for small businesses to sell to the Federal government, and for the Federal government to buy technology from the private sector. Just a few weeks ago, working with our colleagues at the Small Business Administration (SBA), we...
by Stephen Morris, SBA Official on 02/04/2013 - 12:10
Note: This post is authored by SBA's Presidential Innovation Fellows - Clay Johnson, Jed Wood, and Adam Becker. This past summer, our team of Presidential Innovation Fellows (PIFs) was challenged by this Administration to—in the span of six months—make it easier for small businesses to sell to the Federal government, and for the Federal government to buy technology from the private sector. Just a few weeks ago, working with our colleagues at the Small Business Administration (SBA), we...
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by kmurray, Community Moderator on 02/28/2013 - 09:59