(855) 411-2372
An official website of the United States Government
Sort by: most helpful | most viewed | recently updated
The Servicemembers Civil Relief Act (SCRA) says if you enter into a car lease and later get orders to Permanent Change of Station (PCS) overseas or to deploy for at least 180 days, you can terminate the car lease without ...
You have the same rights under the Fair Debt Collection Practices Act that civilians do. The Fair Debt Collection Practices Act (FDCPA) says debt collectors may not harass, oppress, or abuse you or any other people they contact. Some examples ...
Even if a dealer or lender prepared the application for you, you are still responsible for the information on it. You should immediately let your lender or dealer know that the information is not accurate. This could have been an ...
If the loan was obtained by the servicemember, or jointly by the servicemember and spouse, prior to active-duty military service, then the loan rate is capped by the Servicemembers Civil Relief Act of 2003 (SCRA) at 6% during active-duty military ...
If you think you have been overcharged for a loan, you should seek legal assistance. It is possible that you won’t have to pay the charges that exceed the legal limit. Check with your local JAG office for more information. ...
Generally, no one else is legally obligated to repay the debt of a person who has died, but there are exceptions to this rule. For example, if there was a co-signer, the co-signer owes the debt. If there was no ...
A debt collector cannot prosecute you under the UCMJ - only the military can do that. However, servicemembers are expected to pay their just financial obligations in a proper and timely manner. Failure to pay a just obligation may result ...
Servicemembers have the same rights under the Fair Debt Collection Practices Act as civilian consumers do. A debt collector may contact your supervisor or Commander but only to find out where you live, what your phone number is, and where ...
The debt collector cannot influence the security manager about granting or extending your clearance. A bad debt on your credit report can, however, lower your credit score, which may be considered when your security clearance is up for review. Servicemembers ...
If you are currently serving on active duty, you are eligible to have your interest rate lowered to 6% on all student loans taken out prior to your active duty military service. This benefit applies to both your federal and ...
