Do I need good credit to get a prepaid card?
No. Prepaid card providers generally don’t check your credit.
- Prepaid Cards
Prepaid Cards
Prepaid cards might look like a debit or credit card, but there are some important differences between them. Search or browse this list of common questions to learn more.
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Where can I buy or get a prepaid card?
You can buy prepaid cards at stores or online. Some prepaid cards, such as payroll cards or government benefit cards, are provided to you by your employer or government agencies.
Is a rebate card a prepaid card?
Yes. These cards might have a network logo (Visa, MasterCard, American Express, or Discover) on them, which usually means you can use them anywhere the brand is accepted, or they might be good only at a particular store or group ...
Are there any fees to use a payroll card?
Your employer makes the arrangements with the financial institution for the terms of the payroll card, including any fees that may be charged to you. Some employers arrange for payroll cards that do not charge you a monthly fee, but ...
What happens if my payroll card is lost or stolen?
You have similar protections against loss and theft of your payroll card, or theft of your funds using your payroll card information, as you would if your money were in a bank account.
If my employer offers me a payroll card, do I have to accept it?
Employers will typically let you choose between a direct deposit to a payroll card or to a bank account. Some employers will give you a choice between direct deposit to a bank account, direct deposit to a payroll card, and ...
What is a government benefit card?
Some states use prepaid cards to pay unemployment benefits, child support, and other government benefits. Instead of getting checks, recipients receive a government benefit card, and each month the benefit amount is loaded onto the card. The Federal government also ...
Can I add my own money to my government benefit card?
Generally, no. You cannot add your own money to the federal Direct Express benefits card. Some state EBT cards will not let you add your own money, either. But these rules can vary from program to program, and may change. ...
Why am I charged fees to spend my unemployment benefits using a card?
Your state contracts with the bank or other financial institution that provides the card. The contract between the state and the bank determines what fees you can be charged.
Do I have to use a government benefit card to continue receiving a benefit?
It depends on the rules set by the government agency that has arranged for the card. Some state government agencies only offer two ways to disburse benefits: direct deposit to a bank account or direct deposit to a prepaid card. If ...
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