There are steps you can take:

• Call your servicer. Depending on your situation, your servicer may be able to modify the terms of your loan or provide other forms of relief.
• Talk to a HUD-approved housing counselor. A U.S. Department of Housing and Urban Development (HUD)-approved housing counselor is a good resource for identifying the range of programs and other help that you qualify for and can help you evaluate ways to address your mortgage loan problems. Call the CFPB at 1-855-411-CFPB (2372) to be connected to a HUD-approved housing counselor today.