Table 12. Standard errors for fee-for-service plans: Type and amount of annual family deductible, state and local government workers, National Compensation Survey, 2011 With deductible With fixed With variable deductible deductible With no Not Characteristics Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service All workers............................. 1.2 2.1 $0 2.0 – $0 – 0.3 1.2 0.1 Worker characteristic Management, professional, and related... 1.2 2.3 0 2.2 – 0 – 0.3 1.2 0.1 Professional and related.............. 1.1 2.4 0 2.3 – 0 – 0.3 1.1 0.1 Teachers............................ 1.2 2.3 130 2.4 $263 69 $128 0.4 1.2 0.1 Primary, secondary, and special education school teachers......... 1.3 2.5 229 2.6 249 223 142 0.4 1.3 0.1 Service................................. 1.4 – – 2.5 238 59 – – 1.4 – Protective service.................... 2.1 – – 3.7 94 68 – – 2.1 – Sales and office........................ 1.5 – – 3.3 – 268 – – 1.4 0.1 Office and administrative support..... 1.5 – – 3.3 399 344 – – 1.5 0.1 Natural resources, construction, and maintenance............................. 3.9 – – 3.8 257 187 114 – – – Production, transportation, and material moving.................................. 2.7 – – 3.5 – 434 – – 2.7 0.8 Full time............................... 1.2 2.0 0 2.0 – 0 – 0.3 1.2 0.1 Part time............................... 1.9 – – 5.3 52 343 – – – – Union................................... 1.5 1.7 164 2.0 142 37 20 0.2 1.5 0.1 Nonunion................................ 1.2 – – 3.1 296 – – – 1.2 0.1 Average wage within the following categories:(1) Lowest 25 percent..................... 1.7 – – 3.1 416 – – – – – Lowest 10 percent................... 1.6 – – 3.9 350 – – – – – Second 25 percent..................... 1.6 – – 2.8 – 209 – – 1.6 0.1 Third 25 percent...................... 1.3 – – 2.5 – 0 91 – 1.2 0.1 Highest 25 percent.................... 1.1 – – 1.8 139 80 – – 1.1 0.1 Highest 10 percent.................. 1.8 – – 2.9 213 202 – – – – Establishment characteristic Service-providing industries............ 1.2 2.1 20 2.1 – 0 – 0.3 1.2 0.1 Education and health services......... 1.1 2.6 81 2.6 – 241 – 0.3 1.1 0.1 Educational services................ 1.0 2.6 68 2.6 – 169 – 0.3 1.0 0.1 Elementary and secondary schools.. 1.1 2.3 288 2.4 – 120 – 0.3 1.1 0.1 Junior colleges, colleges, and universities...................... 2.6 – – 5.9 – – 0 – – – Health care and social assistance... 3.0 – – 4.7 – 251 – – – – Hospitals......................... 3.5 – – 5.3 177 159 – – – – Public administration................. 2.1 – – 2.9 127 0 0 – 2.1 – 1 to 99 workers......................... 2.9 – – 3.8 323 – – – – – 1 to 49 workers....................... 4.3 – – 5.7 – 766 – – – – 50 to 99 workers...................... 3.6 – – 5.6 439 356 – – – – 100 workers or more..................... 1.0 2.0 0 2.1 216 0 – 0.3 1.0 0.1 100 to 499 workers.................... 1.7 – – 2.2 203 34 – – 1.7 – 500 workers or more................... 1.1 2.4 0 2.6 – 0 – 0.1 1.1 0.1 State government........................ 3.0 – – 4.4 – 0 0 – – – Local government........................ 1.1 1.9 0 1.7 328 82 – 0.3 1.1 0.1 Geographic area New England............................. 5.3 – – 6.7 0 90 – – – – Middle Atlantic......................... 1.2 2.8 – 2.3 0 0 – – 1.2 0.1 East North Central...................... 0.7 – – 2.5 105 88 65 – 0.5 0.4 West North Central...................... 4.7 – – 8.9 92 – – – – – South Atlantic.......................... 1.8 – – 5.0 0 – – – – – West South Central...................... 1.1 – – 3.1 144 184 – – 1.1 – Mountain................................ 9.4 – – 4.8 88 – – – – – Pacific................................. 4.9 4.5 155 – – – – – 4.9 – 1 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.